Buy Cheap Paw Paw, IL Auto Insurance (2021)

Paw Paw, IL auto insurance rates average $251 a month. Minimum auto insurance requirements in Paw Paw, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Paw Paw, IL, compare Paw Paw auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Paw Paw, IL are $251/month
  • Average auto insurance rates in Paw Paw, IL after a DUI are $3,516/year
  • The most expensive auto insurance company in Paw Paw after a DUI is American Family

Finding affordable Paw Paw, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Paw Paw, IL auto insurance with confidence is right here. Auto insurance rates in Paw Paw are affected by local factors as well as personal ones like your driving record.

See how Paw Paw, IL car insurance rates compare to Peoria auto insurance rates, Champaign auto insurance rates, and Chicago auto insurance rates before you read more about the cost of auto insurance in Paw Paw.

Don’t buy Paw Paw, IL auto insurance until you’ve compared rates. Get free Paw Paw, Illinois auto insurance quotes when you enter your ZIP code above.

Paw Paw, IL Minimum Auto Insurance Requirements

The required auto insurance in Paw Paw, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Paw Paw, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Paw Paw, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Paw Paw, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Paw Paw, IL. Take a look at Paw Paw, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Paw Paw, Illinois

Insurance Company Poor Fair Good
Allstate $6,117 $4,419 $3,863
American Family $5,263 $3,578 $3,025
Farmers $4,916 $4,130 $3,928
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,039 $1,897 $1,511
Nationwide $2,663 $2,150 $1,891
Progressive $3,496 $2,962 $2,733
State Farm $3,192 $1,915 $1,487
Travelers $2,785 $2,243 $1,823
USAA $3,600 $2,467 $2,031

Buy Cheap Paw Paw, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Paw Paw, Illinois auto insurance rates? Find out how car insurance rates in Paw Paw, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Paw Paw, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,048 $3,062 $3,187 $3,187 $7,935 $10,343 $3,669 $3,967
American Family $2,459 $2,459 $2,251 $2,251 $6,951 $9,645 $2,459 $3,170
Farmers $2,313 $2,312 $2,052 $2,170 $9,958 $10,375 $2,647 $2,772
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,330 $1,434 $1,107 $1,235 $4,371 $4,858 $1,390 $1,469
Nationwide $1,460 $1,489 $1,303 $1,382 $3,824 $4,917 $1,681 $1,822
Progressive $1,784 $1,687 $1,470 $1,540 $6,414 $7,200 $2,121 $2,292
State Farm $1,380 $1,380 $1,234 $1,234 $3,973 $5,024 $1,559 $1,800
Travelers $1,448 $1,527 $1,324 $1,410 $4,176 $5,235 $1,533 $1,614
USAA $1,618 $1,654 $1,505 $1,491 $5,149 $5,691 $2,133 $2,356

Buy Cheap Paw Paw, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Paw Paw can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Paw Paw, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Paw Paw, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,935 $10,343
American Family $6,951 $9,645
Farmers $9,958 $10,375
GEICO $4,524 $4,715
Liberty Mutual $4,371 $4,858
Nationwide $3,824 $4,917
Progressive $6,414 $7,200
State Farm $3,973 $5,024
Travelers $4,176 $5,235
USAA $5,149 $5,691

Buy Cheap Paw Paw, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Paw Paw, Illinois by comparing Paw Paw senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Paw Paw, IL here.

Annual Auto Insurance Rates for Senior Drivers in Paw Paw, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,187 $3,187
American Family $2,251 $2,251
Farmers $2,052 $2,170
GEICO $1,429 $1,724
Liberty Mutual $1,107 $1,235
Nationwide $1,303 $1,382
Progressive $1,470 $1,540
State Farm $1,234 $1,234
Travelers $1,324 $1,410
USAA $1,505 $1,491

Find Cheap Auto Insurance Rates in Paw Paw, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Paw Paw, Illinois auto insurance. Compare Paw Paw, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Paw Paw, Illinois

Insurance Company Low Medium High
Allstate $4,665 $4,796 $4,939
American Family $3,801 $4,101 $3,964
Farmers $4,117 $4,224 $4,633
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,034 $2,145 $2,269
Nationwide $2,226 $2,250 $2,228
Progressive $2,793 $3,052 $3,345
State Farm $2,085 $2,201 $2,309
Travelers $2,142 $2,281 $2,427
USAA $2,521 $2,697 $2,882

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Find Cheap Paw Paw, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Paw Paw. Compare auto insurance rates in Paw Paw, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Paw Paw, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,800 $4,800
American Family $3,905 $4,006
Farmers $4,325 $4,325
GEICO $2,338 $2,425
Liberty Mutual $2,149 $2,149
Nationwide $2,235 $2,235
Progressive $3,064 $3,064
State Farm $2,144 $2,252
Travelers $2,194 $2,373
USAA $2,624 $2,776

Find Cheap Paw Paw, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Paw Paw, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Paw Paw, IL, take a look at the average cost for various violations versus rates for a clean driving record in Paw Paw.

Annual Paw Paw, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,426 $5,830 $5,435 $4,508
American Family $2,909 $4,123 $5,491 $3,300
Farmers $3,649 $4,707 $4,590 $4,353
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,791 $2,538 $2,234 $2,034
Nationwide $1,805 $2,329 $2,735 $2,070
Progressive $2,528 $3,739 $2,799 $3,189
State Farm $2,008 $2,388 $2,198 $2,198
Travelers $1,820 $2,381 $2,654 $2,279
USAA $1,929 $2,762 $3,784 $2,324

Find Cheap Paw Paw, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Paw Paw, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Paw Paw for less when you shop around and compare rates from multiple Paw Paw, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Paw Paw, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,435
American Family $5,491
Farmers $4,590
GEICO $3,243
Liberty Mutual $2,234
Nationwide $2,735
Progressive $2,799
State Farm $2,198
Travelers $2,654
USAA $3,784

Winners by Category: Where to Buy Cheap Auto Insurance in Paw Paw, IL

Compare rates from the cheapest auto insurance companies in Paw Paw, IL for your needs. Take a look at how Paw Paw, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Paw Paw, Illinois

Category Insurance Company
Teenagers Nationwide
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap Paw Paw, Illinois Auto Insurance Companies

If you’re looking for the cheapest Paw Paw, IL auto insurance companies overall, you can compare them here. Find the best price for Paw Paw, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Paw Paw, Illinois

Insurance Company Average Annual Rates
Allstate $4,800
American Family $3,955
Farmers $4,325
GEICO $2,382
Liberty Mutual $2,149
Nationwide $2,235
Progressive $3,064
State Farm $2,198
Travelers $2,283
USAA $2,700

What affects Paw Paw, Illinois auto insurance rates?

Local factors affect auto insurance rates in Paw Paw, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Paw Paw auto insurance rates.

Commute Times in Paw Paw

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Paw Paw, IL is 34.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Paw Paw, IL

You can buy cheap Paw Paw, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Paw Paw, Illinois auto insurance quotes from top companies.

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