Buy Cheap Patterson, AR Auto Insurance (2021)

Patterson, AR auto insurance rates average $350 a month. Minimum auto insurance requirements in Patterson, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Patterson, AR, compare Patterson auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Patterson, AR for teens drivers are $8,549/year
  • Average auto insurance rates in Patterson, AR after a DUI are $5,039/year
  • The most expensive auto insurance company in Patterson after a DUI is Travelers

Finding affordable Patterson, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Patterson, AR auto insurance with confidence is right here. Auto insurance rates in Patterson are affected by local factors as well as personal ones like your driving record.

See how Patterson, AR car insurance rates compare to Fort Smith auto insurance rates, Fayetteville auto insurance rates, and Bentonville auto insurance rates before you read more about the cost of auto insurance in Patterson.

Don’t buy Patterson, AR auto insurance until you’ve compared rates. Get free Patterson, Arkansas auto insurance quotes when you enter your ZIP code above.

Patterson, AR Minimum Auto Insurance Requirements

The required auto insurance in Patterson, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Patterson, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Patterson, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Patterson, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Patterson, AR. Take a look at Patterson, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Patterson, Arkansas

Insurance Company Poor Fair Good
Allstate $7,287 $5,583 $4,520
Farmers $5,221 $4,359 $4,152
GEICO $3,928 $3,227 $2,678
Liberty Mutual $5,679 $3,414 $2,677
Nationwide $4,733 $3,811 $3,473
Progressive $6,050 $5,112 $4,736
State Farm $3,873 $2,332 $1,816
Travelers $7,015 $5,868 $5,487
USAA $2,749 $1,878 $1,602

Buy Cheap Patterson, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Patterson, Arkansas auto insurance rates? Find out how car insurance rates in Patterson, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Patterson, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,221 $3,235 $2,878 $3,079 $12,065 $14,501 $3,546 $3,847
Farmers $2,511 $2,500 $2,247 $2,356 $10,337 $10,708 $2,892 $3,069
GEICO $2,417 $2,395 $2,234 $2,172 $6,106 $6,139 $2,364 $2,396
Liberty Mutual $2,329 $2,494 $2,208 $2,460 $7,977 $8,773 $2,511 $2,632
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,896 $2,770 $2,375 $2,474 $11,590 $13,091 $3,463 $3,732
State Farm $1,687 $1,687 $1,509 $1,509 $4,837 $6,089 $1,900 $2,174
Travelers $2,229 $2,267 $2,231 $2,230 $13,393 $21,500 $2,401 $2,737
USAA $1,284 $1,296 $1,192 $1,200 $4,009 $4,199 $1,650 $1,779

Buy Cheap Patterson, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Patterson can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Patterson, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Patterson, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,065 $14,501
Farmers $10,337 $10,708
GEICO $6,106 $6,139
Liberty Mutual $7,977 $8,773
Nationwide $6,624 $8,442
Progressive $11,590 $13,091
State Farm $4,837 $6,089
Travelers $13,393 $21,500
USAA $4,009 $4,199

Buy Cheap Patterson, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Patterson, Arkansas by comparing Patterson senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Patterson, AR here.

Annual Auto Insurance Rates for Senior Drivers in Patterson, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,878 $3,079
Farmers $2,247 $2,356
GEICO $2,234 $2,172
Liberty Mutual $2,208 $2,460
Nationwide $2,440 $2,578
Progressive $2,375 $2,474
State Farm $1,509 $1,509
Travelers $2,231 $2,230
USAA $1,192 $1,200

Find Cheap Auto Insurance Rates in Patterson, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Patterson, Arkansas auto insurance. Compare Patterson, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Patterson, Arkansas

Insurance Company Low Medium High
Allstate $5,629 $5,793 $5,967
Farmers $4,379 $4,536 $4,818
GEICO $3,140 $3,277 $3,417
Liberty Mutual $3,798 $3,899 $4,073
Nationwide $4,022 $3,922 $4,073
Progressive $4,902 $5,212 $5,783
State Farm $2,541 $2,671 $2,810
Travelers $5,815 $6,139 $6,416
USAA $1,989 $2,069 $2,171

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Find Cheap Patterson, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Patterson. Compare auto insurance rates in Patterson, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Patterson, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,797 $5,797
Farmers $4,577 $4,577
GEICO $3,258 $3,297
Liberty Mutual $3,923 $3,923
Nationwide $4,006 $4,006
Progressive $5,299 $5,299
State Farm $2,609 $2,738
Travelers $6,123 $6,123
USAA $2,017 $2,135

Find Cheap Patterson, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Patterson, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Patterson, AR, take a look at the average cost for various violations versus rates for a clean driving record in Patterson.

Annual Patterson, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,755 $6,014 $6,706 $5,711
Farmers $3,864 $4,953 $4,834 $4,659
GEICO $2,214 $3,409 $5,107 $2,382
Liberty Mutual $2,685 $4,336 $5,070 $3,601
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,580 $6,306 $4,808 $5,503
State Farm $2,456 $2,892 $2,674 $2,674
Travelers $5,123 $5,292 $7,786 $6,293
USAA $1,597 $2,023 $2,912 $1,772

Find Cheap Patterson, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Patterson, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Patterson for less when you shop around and compare rates from multiple Patterson, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Patterson, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,706
Farmers $4,834
GEICO $5,107
Liberty Mutual $5,070
Nationwide $5,453
Progressive $4,808
State Farm $2,674
Travelers $7,786
USAA $2,912

Winners by Category: Where to Buy Cheap Auto Insurance in Patterson, AR

Compare rates from the cheapest auto insurance companies in Patterson, AR for your needs. Take a look at how Patterson, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Patterson, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Patterson, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Patterson, AR auto insurance companies overall, you can compare them here. Find the best price for Patterson, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Patterson, Arkansas

Insurance Company Average Annual Rates
Allstate $5,797
Farmers $4,577
GEICO $3,278
Liberty Mutual $3,923
Nationwide $4,006
Progressive $5,299
State Farm $2,674
Travelers $6,123
USAA $2,076

What affects Patterson, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Patterson, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Patterson auto insurance rates.

Commute Times in Patterson

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Patterson, AR is 21.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Patterson, AR

You can buy cheap Patterson, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Patterson, Arkansas auto insurance quotes from top companies.

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