Buy Cheap Parma, OH Auto Insurance (2021)

Parma, OH auto insurance rates average $235 a month. Minimum auto insurance requirements in Parma, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Parma, OH, compare Parma auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Parma is Liberty Mutual
  • Average auto insurance rates in Parma, OH are $235/month
  • The most expensive auto insurance company in Parma after a DUI is Liberty Mutual

Finding affordable Parma, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Parma, OH auto insurance with confidence is right here. Auto insurance rates in Parma are affected by local factors as well as personal ones like your driving record.

See how Parma, OH car insurance rates compare to Hamilton auto insurance rates, Canton auto insurance rates, and Parma auto insurance rates before you read more about the cost of auto insurance in Parma.

Don’t buy Parma, OH auto insurance until you’ve compared rates. Get free Parma, Ohio auto insurance quotes when you enter your ZIP code above.

Parma, OH Minimum Auto Insurance Requirements

The required auto insurance in Parma, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Parma, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Parma, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Parma, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Parma, OH. Take a look at Parma, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Parma, Ohio

Insurance Company Poor Fair Good
Allstate $4,072 $2,971 $2,471
American Family $2,056 $1,393 $1,177
Farmers $4,001 $3,399 $3,236
GEICO $2,106 $1,758 $1,409
Liberty Mutual $6,941 $4,257 $3,336
Nationwide $3,878 $3,127 $2,643
Progressive $3,431 $2,988 $2,802
State Farm $3,532 $2,182 $1,720
Travelers $3,451 $3,012 $2,817
USAA $1,919 $1,366 $1,168

Buy Cheap Parma, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Parma, Ohio auto insurance rates? Find out how car insurance rates in Parma, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Parma, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,104 $2,087 $1,911 $2,041 $5,936 $6,782 $2,187 $2,320
American Family $926 $960 $856 $858 $3,057 $3,311 $1,153 $1,214
Farmers $1,835 $1,832 $1,613 $1,707 $8,422 $8,769 $2,054 $2,133
GEICO $1,266 $1,233 $1,208 $1,232 $3,398 $3,150 $1,400 $1,175
Liberty Mutual $2,249 $2,458 $1,725 $2,107 $11,847 $13,379 $2,387 $2,604
Nationwide $2,133 $2,140 $1,931 $1,940 $5,548 $7,118 $2,280 $2,642
Progressive $1,547 $1,442 $1,292 $1,332 $7,166 $8,054 $1,848 $1,910
State Farm $1,448 $1,448 $1,310 $1,310 $4,740 $5,947 $1,687 $1,935
Travelers $1,395 $1,415 $1,399 $1,390 $6,213 $9,828 $1,462 $1,646
USAA $892 $899 $855 $849 $2,803 $3,112 $1,191 $1,273

Buy Cheap Parma, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Parma can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Parma, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Parma, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,936 $6,782
American Family $3,057 $3,311
Farmers $8,422 $8,769
GEICO $3,398 $3,150
Liberty Mutual $11,847 $13,379
Nationwide $5,548 $7,118
Progressive $7,166 $8,054
State Farm $4,740 $5,947
Travelers $6,213 $9,828
USAA $2,803 $3,112

Buy Cheap Parma, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Parma, Ohio by comparing Parma senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Parma, OH here.

Annual Auto Insurance Rates for Senior Drivers in Parma, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,911 $2,041
American Family $856 $858
Farmers $1,613 $1,707
GEICO $1,208 $1,232
Liberty Mutual $1,725 $2,107
Nationwide $1,931 $1,940
Progressive $1,292 $1,332
State Farm $1,310 $1,310
Travelers $1,399 $1,390
USAA $855 $849

Find Cheap Auto Insurance Rates in Parma, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Parma, Ohio auto insurance. Compare Parma, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Parma, Ohio

Insurance Company Low Medium High
Allstate $3,046 $3,163 $3,304
American Family $1,510 $1,554 $1,561
Farmers $3,337 $3,486 $3,814
GEICO $1,690 $1,748 $1,836
Liberty Mutual $4,646 $4,871 $5,017
Nationwide $3,545 $3,119 $2,985
Progressive $2,949 $3,047 $3,225
State Farm $2,335 $2,488 $2,612
Travelers $3,007 $3,134 $3,140
USAA $1,407 $1,483 $1,563

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Find Cheap Parma, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Parma. Compare auto insurance rates in Parma, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Parma, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,171 $3,171
American Family $1,523 $1,561
Farmers $3,546 $3,546
GEICO $1,727 $1,788
Liberty Mutual $4,845 $4,845
Nationwide $3,216 $3,216
Progressive $3,074 $3,074
State Farm $2,415 $2,542
Travelers $3,093 $3,093
USAA $1,428 $1,541

Find Cheap Parma, OH Auto Insurance Rates by ZIP Code

Auto insurance rates in Parma, Ohio can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Parma, OH to see how much where you live in Parma affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Parma, Ohio

ZIP Code Average Annual Rates
44129 $2,640
44130 $2,759
44134 $2,752

Find Cheap Parma, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Parma, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Parma, OH, take a look at the average cost for various violations versus rates for a clean driving record in Parma.

Annual Parma, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,650 $3,221 $3,802 $3,011
American Family $1,476 $1,564 $1,564 $1,564
Farmers $2,924 $3,772 $3,678 $3,809
GEICO $1,189 $1,719 $2,513 $1,609
Liberty Mutual $4,065 $5,230 $5,338 $4,746
Nationwide $2,589 $3,278 $4,143 $2,856
Progressive $2,647 $3,618 $2,821 $3,209
State Farm $2,245 $2,711 $2,478 $2,478
Travelers $2,269 $2,972 $4,490 $2,643
USAA $1,134 $1,526 $2,020 $1,257

Find Cheap Parma, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Parma, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Parma for less when you shop around and compare rates from multiple Parma, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Parma, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,802
American Family $1,564
Farmers $3,678
GEICO $2,513
Liberty Mutual $5,338
Nationwide $4,143
Progressive $2,821
State Farm $2,478
Travelers $4,490
USAA $2,020

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Winners by Category: Where to Buy Cheap Auto Insurance in Parma, OH

Compare rates from the cheapest auto insurance companies in Parma, OH for your needs. Take a look at how Parma, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Parma, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

Find Cheap Parma, Ohio Auto Insurance Companies

If you’re looking for the cheapest Parma, OH auto insurance companies overall, you can compare them here. Find the best price for Parma, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Parma, Ohio

Insurance Company Average Annual Rates
Allstate $3,171
American Family $1,542
Farmers $3,546
GEICO $1,758
Liberty Mutual $4,845
Nationwide $3,216
Progressive $3,074
State Farm $2,478
Travelers $3,093
USAA $1,484

What affects Parma, Ohio auto insurance rates?

Local factors affect auto insurance rates in Parma, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Parma auto insurance rates.

Auto Theft in Parma

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Parma, OH auto theft show a total of 66 vehicle thefts annually.

Commute Times in Parma

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Parma, OH is 25.9 minutes according to City-Data.

Traffic in Parma

How is traffic in Parma, Ohio? Inrix data shows that Parma, OH traffic makes it the 633rd-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Parma, OH

You can buy cheap Parma, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Parma, Ohio auto insurance quotes from top companies.

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