Buy Cheap Parker, ID Auto Insurance (2022)

Parker, ID auto insurance rates average $243 a month. Minimum auto insurance requirements in Parker, Idaho are 25/50/15 to comply with Idaho laws. To buy cheap auto insurance in Parker, ID, compare Parker auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Parker is Allstate
  • The most expensive auto insurance company in Parker after a DUI is Allstate
  • Average auto insurance rates in Parker, ID for teens drivers are $5,767/year

Finding affordable Parker, Idaho auto insurance can be challenging, but everything you need to know to buy cheap Parker, ID auto insurance with confidence is right here. Auto insurance rates in Parker are affected by local factors as well as personal ones like your driving record.

See how Parker, ID car insurance rates compare to Lewiston auto insurance rates, Boise City auto insurance rates, and Pocatello auto insurance rates before you read more about the cost of auto insurance in Parker.

Don’t buy Parker, ID auto insurance until you’ve compared rates. Get free Parker, Idaho auto insurance quotes when you enter your ZIP code above.

Parker, ID Minimum Auto Insurance Requirements

The required auto insurance in Parker, ID is 25/50/15 according to the auto insurance laws in Idaho. The minimum auto insurance in Parker, Idaho is outlined here.

Minimum Required Auto Insurance Coverage in Parker, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Parker, ID Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Parker, ID. Take a look at Parker, Idaho auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Parker, Idaho

Insurance Company Poor Fair Good
Allstate $5,638 $3,821 $3,337
American Family $4,776 $3,404 $2,905
Farmers $3,645 $3,093 $2,956
GEICO $3,377 $2,696 $2,260
Liberty Mutual $3,332 $2,057 $1,628
Nationwide $3,494 $2,818 $2,468
State Farm $2,670 $1,688 $1,344
Travelers $3,693 $3,109 $2,878
USAA $2,770 $1,608 $1,293

Buy Cheap Parker, ID Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Parker, Idaho auto insurance rates? Find out how car insurance rates in Parker, ID are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Parker, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,430 $2,415 $2,117 $2,196 $8,999 $10,399 $2,709 $2,857
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,616 $1,607 $1,426 $1,507 $7,794 $8,074 $1,862 $1,966
GEICO $2,016 $1,991 $1,919 $1,863 $4,278 $5,328 $2,718 $2,106
Liberty Mutual $1,440 $1,554 $1,162 $1,301 $4,792 $5,331 $1,525 $1,607
Nationwide $1,975 $2,021 $1,780 $1,890 $4,898 $6,036 $2,317 $2,497
State Farm $1,182 $1,182 $1,062 $1,062 $3,470 $4,385 $1,332 $1,531
Travelers $1,352 $1,373 $1,360 $1,354 $6,696 $10,595 $1,438 $1,644
USAA $1,111 $1,112 $1,081 $1,069 $3,626 $4,061 $1,473 $1,591

Buy Cheap Parker, ID Auto Insurance for Teen Drivers

Auto insurance for teenagers in Parker can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Parker, ID are listed here.

Annual Auto Insurance Rates for Teen Drivers in Parker, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,999 $10,399
American Family $7,355 $9,596
Farmers $7,794 $8,074
GEICO $4,278 $5,328
Liberty Mutual $4,792 $5,331
Nationwide $4,898 $6,036
State Farm $3,470 $4,385
Travelers $6,696 $10,595
USAA $3,626 $4,061

Buy Cheap Parker, ID Auto Insurance for Seniors

You can save on senior auto insurance rates in Parker, Idaho by comparing Parker senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Parker, ID here.

Annual Auto Insurance Rates for Senior Drivers in Parker, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,117 $2,196
American Family $1,859 $1,859
Farmers $1,426 $1,507
GEICO $1,919 $1,863
Liberty Mutual $1,162 $1,301
Nationwide $1,780 $1,890
State Farm $1,062 $1,062
Travelers $1,360 $1,354
USAA $1,081 $1,069

Find Cheap Auto Insurance Rates in Parker, ID by Coverage Level

The amount of coverage you choose is a big factor in the cost of Parker, Idaho auto insurance. Compare Parker, ID auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Parker, Idaho

Insurance Company Low Medium High
Allstate $4,092 $4,256 $4,447
American Family $3,705 $3,879 $3,502
Farmers $3,076 $3,195 $3,424
GEICO $2,640 $2,773 $2,920
Liberty Mutual $2,194 $2,334 $2,489
Nationwide $2,884 $3,077 $2,819
State Farm $1,793 $1,905 $2,004
Travelers $3,176 $3,274 $3,230
USAA $1,838 $1,888 $1,945

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Find Cheap Parker, ID Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Parker. Compare auto insurance rates in Parker, ID by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Parker, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,265 $4,265
American Family $3,619 $3,771
Farmers $3,232 $3,232
GEICO $2,730 $2,825
Liberty Mutual $2,339 $2,339
Nationwide $2,927 $2,927
State Farm $1,855 $1,947
Travelers $3,227 $3,227
USAA $1,868 $1,913

Find Cheap Parker, ID Auto Insurance Rates by Driving Record

Auto insurance rates in Parker, Idaho are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Parker, ID, take a look at the average cost for various violations versus rates for a clean driving record in Parker.

Annual Parker, Idaho Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,516 $4,428 $4,945 $4,173
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,822 $3,571 $3,347 $3,188
GEICO $1,704 $2,720 $3,808 $2,879
Liberty Mutual $1,943 $2,438 $2,505 $2,470
Nationwide $2,233 $2,903 $4,061 $2,511
State Farm $1,737 $2,064 $1,901 $1,901
Travelers $1,992 $2,835 $4,910 $3,170
USAA $1,357 $1,933 $2,627 $1,644

Find Cheap Parker, ID Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Parker, Idaho is higher than for a clean driving record. You can buy auto insurance after a DUI in Parker for less when you shop around and compare rates from multiple Parker, ID auto insurance companies.

Annual Auto Insurance Rates After a DUI in Parker, Idaho

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,945
American Family $4,444
Farmers $3,347
GEICO $3,808
Liberty Mutual $2,505
Nationwide $4,061
State Farm $1,901
Travelers $4,910
USAA $2,627

Winners by Category: Where to Buy Cheap Auto Insurance in Parker, ID

Compare rates from the cheapest auto insurance companies in Parker, ID for your needs. Take a look at how Parker, Idaho auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Parker, Idaho

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Parker, Idaho Auto Insurance Companies

If you’re looking for the cheapest Parker, ID auto insurance companies overall, you can compare them here. Find the best price for Parker, Idaho car insurance by company.

Average Annual Auto Insurance Rates by Company in Parker, Idaho

Insurance Company Average Annual Rates
Allstate $4,265
American Family $3,695
Farmers $3,232
GEICO $2,778
Liberty Mutual $2,339
Nationwide $2,927
State Farm $1,901
Travelers $3,227
USAA $1,890

What affects Parker, Idaho auto insurance rates?

Local factors affect auto insurance rates in Parker, ID, including traffic, theft statistics, and commute length. Take a look at the things that impact Parker auto insurance rates.

Commute Times in Parker

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Parker, ID is 34.3 minutes according to City-Data.

Traffic in Parker

How is traffic in Parker, Idaho? Inrix data shows that Parker, ID traffic makes it the 952nd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Parker, ID

You can buy cheap Parker, ID auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Parker, Idaho auto insurance quotes from top companies.

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