Buy Cheap Paris, MI Auto Insurance (2022)

Paris, MI auto insurance rates average $775 a month. Minimum auto insurance requirements in Paris, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Paris, MI, compare Paris auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Paris is Liberty Mutual
  • The most expensive auto insurance company in Paris after a DUI is Allstate
  • Average auto insurance rates in Paris, MI for teens drivers are $17,523/year

Finding affordable Paris, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Paris, MI auto insurance with confidence is right here. Auto insurance rates in Paris are affected by local factors as well as personal ones like your driving record.

See how Paris, MI car insurance rates compare to Sterling Heights auto insurance rates, Lansing auto insurance rates, and Warren auto insurance rates before you read more about the cost of auto insurance in Paris.

Don’t buy Paris, MI auto insurance until you’ve compared rates. Get free Paris, Michigan auto insurance quotes when you enter your ZIP code above.

Paris, MI Minimum Auto Insurance Requirements

The required auto insurance in Paris, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Paris, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Paris, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Paris, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Paris, MI. Take a look at Paris, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Paris, Michigan

Insurance Company Poor Fair Good
Allstate $28,649 $15,838 $12,076
Farmers $7,556 $4,937 $4,547
GEICO $7,208 $5,300 $4,313
Liberty Mutual $31,844 $18,386 $10,145
Nationwide $8,224 $6,184 $5,254
Progressive $5,863 $4,940 $4,460
State Farm $18,878 $9,550 $6,485
Travelers $6,813 $6,608 $6,525
USAA $5,287 $3,025 $2,289

Buy Cheap Paris, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Paris, Michigan auto insurance rates? Find out how car insurance rates in Paris, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Paris, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $13,844 $13,844 $12,860 $12,860 $34,132 $34,132 $14,581 $14,581
Farmers $4,334 $4,334 $4,051 $4,051 $9,464 $9,464 $4,871 $4,871
GEICO $3,897 $3,897 $3,958 $3,958 $10,845 $10,845 $3,727 $3,727
Liberty Mutual $14,956 $14,956 $14,804 $14,804 $35,785 $35,785 $14,956 $14,956
Nationwide $4,649 $4,649 $4,126 $4,126 $12,340 $12,340 $5,101 $5,101
Progressive $2,985 $2,789 $2,637 $2,930 $10,932 $11,699 $3,482 $3,249
State Farm $7,102 $7,102 $6,562 $6,562 $24,558 $24,558 $8,328 $8,328
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,639 $2,479 $2,485 $2,336 $6,254 $5,870 $3,183 $3,023

Buy Cheap Paris, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Paris can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Paris, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Paris, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,132 $34,132
Farmers $9,464 $9,464
GEICO $10,845 $10,845
Liberty Mutual $35,785 $35,785
Nationwide $12,340 $12,340
Progressive $10,932 $11,699
State Farm $24,558 $24,558
Travelers $13,395 $13,395
USAA $6,254 $5,870

Buy Cheap Paris, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Paris, Michigan by comparing Paris senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Paris, MI here.

Annual Auto Insurance Rates for Senior Drivers in Paris, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $12,860 $12,860
Farmers $4,051 $4,051
GEICO $3,958 $3,958
Liberty Mutual $14,804 $14,804
Nationwide $4,126 $4,126
Progressive $2,637 $2,930
State Farm $6,562 $6,562
Travelers $3,858 $3,858
USAA $2,485 $2,336

Find Cheap Auto Insurance Rates in Paris, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Paris, Michigan auto insurance. Compare Paris, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Paris, Michigan

Insurance Company Low Medium High
Allstate $18,427 $18,893 $19,244
Farmers $5,555 $5,669 $5,816
GEICO $5,264 $5,560 $5,996
Liberty Mutual $19,708 $20,084 $20,583
Nationwide $6,869 $6,440 $6,353
Progressive $4,931 $5,095 $5,237
State Farm $11,072 $11,708 $12,134
Travelers $6,575 $6,656 $6,715
USAA $3,437 $3,541 $3,623

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Find Cheap Paris, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Paris. Compare auto insurance rates in Paris, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Paris, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $18,854 $18,854
Farmers $5,680 $5,680
GEICO $5,478 $5,736
Liberty Mutual $19,417 $20,833
Nationwide $6,554 $6,554
Progressive $5,088 $5,088
State Farm $11,325 $11,951
Travelers $6,611 $6,686
USAA $3,492 $3,575

Find Cheap Paris, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Paris, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Paris, MI, take a look at the average cost for various violations versus rates for a clean driving record in Paris.

Annual Paris, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,231 $12,322 $40,990 $12,874
Farmers $4,774 $6,075 $6,005 $5,865
GEICO $1,992 $4,177 $12,599 $3,660
Liberty Mutual $14,339 $17,098 $30,874 $18,190
Nationwide $5,604 $7,485 $6,811 $6,316
Progressive $4,321 $5,660 $5,091 $5,280
State Farm $7,476 $8,924 $19,056 $11,095
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,847 $3,550 $4,638 $3,100

Find Cheap Paris, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Paris, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Paris for less when you shop around and compare rates from multiple Paris, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Paris, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $40,990
Farmers $6,005
GEICO $12,599
Liberty Mutual $30,874
Nationwide $6,811
Progressive $5,091
State Farm $19,056
Travelers $10,331
USAA $4,638

Winners by Category: Where to Buy Cheap Auto Insurance in Paris, MI

Compare rates from the cheapest auto insurance companies in Paris, MI for your needs. Take a look at how Paris, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Paris, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Paris, Michigan Auto Insurance Companies

If you’re looking for the cheapest Paris, MI auto insurance companies overall, you can compare them here. Find the best price for Paris, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Paris, Michigan

Insurance Company Average Annual Rates
Allstate $18,854
Farmers $5,680
GEICO $5,607
Liberty Mutual $20,125
Nationwide $6,554
Progressive $5,088
State Farm $11,638
Travelers $6,649
USAA $3,534

What affects Paris, Michigan auto insurance rates?

Local factors affect auto insurance rates in Paris, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Paris auto insurance rates.

Traffic in Paris

How is traffic in Paris, Michigan? Inrix data shows that Paris, MI traffic makes it the 6th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Paris, MI

You can buy cheap Paris, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Paris, Michigan auto insurance quotes from top companies.

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