Buy Cheap Paris, AR Auto Insurance (2021)

Paris, AR auto insurance rates average $317 a month. Minimum auto insurance requirements in Paris, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Paris, AR, compare Paris auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Paris after a DUI is Travelers
  • The most expensive auto insurance company in Paris is Travelers
  • Average auto insurance rates in Paris, AR are $317/month

Finding affordable Paris, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Paris, AR auto insurance with confidence is right here. Auto insurance rates in Paris are affected by local factors as well as personal ones like your driving record.

See how Paris, AR car insurance rates compare to Fort Smith auto insurance rates, Pine Bluff auto insurance rates, and North Little Rock auto insurance rates before you read more about the cost of auto insurance in Paris.

Don’t buy Paris, AR auto insurance until you’ve compared rates. Get free Paris, Arkansas auto insurance quotes when you enter your ZIP code above.

Paris, AR Minimum Auto Insurance Requirements

The required auto insurance in Paris, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Paris, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Paris, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Paris, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Paris, AR. Take a look at Paris, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Paris, Arkansas

Insurance Company Poor Fair Good
Allstate $5,735 $4,391 $3,567
Farmers $4,398 $3,689 $3,514
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,625 $3,392 $2,658
Nationwide $4,238 $3,407 $3,105
Progressive $5,612 $4,782 $4,445
State Farm $3,382 $2,040 $1,590
Travelers $6,694 $5,584 $5,219
USAA $2,680 $1,828 $1,558

Buy Cheap Paris, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Paris, Arkansas auto insurance rates? Find out how car insurance rates in Paris, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Paris, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,625 $2,653 $2,337 $2,500 $9,267 $11,063 $2,910 $3,160
Farmers $2,094 $2,082 $1,871 $1,970 $8,838 $9,151 $2,401 $2,527
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,293 $2,454 $2,188 $2,435 $7,960 $8,744 $2,473 $2,586
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,620 $2,486 $2,152 $2,249 $11,063 $12,460 $3,140 $3,402
State Farm $1,493 $1,493 $1,327 $1,327 $4,189 $5,264 $1,678 $1,928
Travelers $2,181 $2,222 $2,152 $2,158 $12,640 $20,272 $2,333 $2,701
USAA $1,256 $1,270 $1,164 $1,175 $3,881 $4,069 $1,615 $1,744

Buy Cheap Paris, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Paris can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Paris, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Paris, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,267 $11,063
Farmers $8,838 $9,151
GEICO $6,083 $6,098
Liberty Mutual $7,960 $8,744
Nationwide $5,888 $7,499
Progressive $11,063 $12,460
State Farm $4,189 $5,264
Travelers $12,640 $20,272
USAA $3,881 $4,069

Buy Cheap Paris, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Paris, Arkansas by comparing Paris senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Paris, AR here.

Annual Auto Insurance Rates for Senior Drivers in Paris, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,337 $2,500
Farmers $1,871 $1,970
GEICO $2,150 $2,090
Liberty Mutual $2,188 $2,435
Nationwide $2,200 $2,325
Progressive $2,152 $2,249
State Farm $1,327 $1,327
Travelers $2,152 $2,158
USAA $1,164 $1,175

Find Cheap Auto Insurance Rates in Paris, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Paris, Arkansas auto insurance. Compare Paris, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Paris, Arkansas

Insurance Company Low Medium High
Allstate $4,439 $4,561 $4,693
Farmers $3,676 $3,827 $4,098
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,768 $3,869 $4,038
Nationwide $3,614 $3,513 $3,623
Progressive $4,595 $4,877 $5,368
State Farm $2,236 $2,334 $2,442
Travelers $5,566 $5,849 $6,082
USAA $1,939 $2,014 $2,112

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Find Cheap Paris, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Paris. Compare auto insurance rates in Paris, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Paris, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,564 $4,564
Farmers $3,867 $3,867
GEICO $3,187 $3,232
Liberty Mutual $3,892 $3,892
Nationwide $3,583 $3,583
Progressive $4,947 $4,947
State Farm $2,283 $2,392
Travelers $5,832 $5,832
USAA $1,964 $2,080

Find Cheap Paris, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Paris, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Paris, AR, take a look at the average cost for various violations versus rates for a clean driving record in Paris.

Annual Paris, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,790 $4,740 $5,231 $4,496
Farmers $3,267 $4,190 $4,093 $3,918
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,655 $4,306 $5,036 $3,571
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,264 $5,925 $4,479 $5,119
State Farm $2,153 $2,522 $2,337 $2,337
Travelers $4,888 $5,050 $7,390 $6,002
USAA $1,558 $1,969 $2,834 $1,727

Find Cheap Paris, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Paris, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Paris for less when you shop around and compare rates from multiple Paris, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Paris, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,231
Farmers $4,093
GEICO $4,978
Liberty Mutual $5,036
Nationwide $4,865
Progressive $4,479
State Farm $2,337
Travelers $7,390
USAA $2,834

Winners by Category: Where to Buy Cheap Auto Insurance in Paris, AR

Compare rates from the cheapest auto insurance companies in Paris, AR for your needs. Take a look at how Paris, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Paris, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Paris, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Paris, AR auto insurance companies overall, you can compare them here. Find the best price for Paris, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Paris, Arkansas

Insurance Company Average Annual Rates
Allstate $4,564
Farmers $3,867
GEICO $3,209
Liberty Mutual $3,892
Nationwide $3,583
Progressive $4,947
State Farm $2,337
Travelers $5,832
USAA $2,022

What affects Paris, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Paris, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Paris auto insurance rates.

Commute Times in Paris

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Paris, AR is 20.1 minutes according to City-Data.

Traffic in Paris

How is traffic in Paris, Arkansas? Inrix data shows that Paris, AR traffic makes it the 6th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Paris, AR

You can buy cheap Paris, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Paris, Arkansas auto insurance quotes from top companies.

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