Buy Cheap Paradise Valley, AZ Auto Insurance (2021)

Paradise Valley, AZ auto insurance rates average $361 a month. Minimum auto insurance requirements in Paradise Valley, Arizona are 15/30/10 to comply with Arizona laws. To buy cheap auto insurance in Paradise Valley, AZ, compare Paradise Valley auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Paradise Valley, AZ for teens drivers are $8,314/year
  • Average auto insurance rates in Paradise Valley, AZ after a DUI are $5,095/year
  • The most expensive auto insurance company in Paradise Valley is Allstate

Finding affordable Paradise Valley, Arizona auto insurance can be challenging, but everything you need to know to buy cheap Paradise Valley, AZ auto insurance with confidence is right here. Auto insurance rates in Paradise Valley are affected by local factors as well as personal ones like your driving record.

See how Paradise Valley, AZ car insurance rates compare to Tucson auto insurance rates, Chandler auto insurance rates, and Mesa auto insurance rates before you read more about the cost of auto insurance in Paradise Valley.

Don’t buy Paradise Valley, AZ auto insurance until you’ve compared rates. Get free Paradise Valley, Arizona auto insurance quotes when you enter your ZIP code above.

Paradise Valley, AZ Minimum Auto Insurance Requirements

The required auto insurance in Paradise Valley, AZ is 15/30/10 according to the auto insurance laws in Arizona. The minimum auto insurance in Paradise Valley, Arizona is outlined here.

Minimum Required Auto Insurance Coverage in Paradise Valley, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Paradise Valley, AZ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Paradise Valley, AZ. Take a look at Paradise Valley, Arizona auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Paradise Valley, Arizona

Insurance Company Poor Fair Good
Allstate $7,332 $5,242 $4,681
American Family $5,456 $4,066 $3,505
Farmers $6,037 $5,070 $4,820
GEICO $3,318 $2,174 $1,747
Nationwide $4,799 $3,822 $3,338
Progressive $4,306 $3,766 $3,520
State Farm $10,014 $3,877 $2,429
Travelers $4,663 $3,802 $3,034
USAA $5,258 $3,680 $3,064

Buy Cheap Paradise Valley, AZ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Paradise Valley, Arizona auto insurance rates? Find out how car insurance rates in Paradise Valley, AZ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Paradise Valley, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,114 $4,114 $4,009 $4,009 $8,831 $11,377 $4,586 $4,975
American Family $2,860 $2,860 $2,626 $2,626 $7,607 $9,955 $2,860 $3,347
Farmers $2,838 $2,818 $2,521 $2,688 $12,322 $12,739 $3,220 $3,323
GEICO $1,631 $1,817 $1,375 $1,757 $4,758 $5,009 $1,491 $1,465
Nationwide $2,658 $2,699 $2,380 $2,513 $6,693 $8,542 $3,082 $3,324
Progressive $2,131 $1,855 $1,915 $1,819 $8,832 $9,829 $2,282 $2,251
State Farm $3,255 $3,255 $2,878 $2,878 $10,336 $12,971 $3,505 $4,442
Travelers $2,360 $2,483 $2,207 $2,346 $7,122 $9,023 $2,497 $2,625
USAA $2,135 $2,137 $1,990 $2,008 $8,326 $9,532 $2,839 $3,039

Buy Cheap Paradise Valley, AZ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Paradise Valley can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Paradise Valley, AZ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Paradise Valley, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,831 $11,377
American Family $7,607 $9,955
Farmers $12,322 $12,739
GEICO $4,758 $5,009
Nationwide $6,693 $8,542
Progressive $8,832 $9,829
State Farm $10,336 $12,971
Travelers $7,122 $9,023
USAA $8,326 $9,532

Buy Cheap Paradise Valley, AZ Auto Insurance for Seniors

You can save on senior auto insurance rates in Paradise Valley, Arizona by comparing Paradise Valley senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Paradise Valley, AZ here.

Annual Auto Insurance Rates for Senior Drivers in Paradise Valley, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,009 $4,009
American Family $2,626 $2,626
Farmers $2,521 $2,688
GEICO $1,375 $1,757
Nationwide $2,380 $2,513
Progressive $1,915 $1,819
State Farm $2,878 $2,878
Travelers $2,207 $2,346
USAA $1,990 $2,008

Find Cheap Auto Insurance Rates in Paradise Valley, AZ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Paradise Valley, Arizona auto insurance. Compare Paradise Valley, AZ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Paradise Valley, Arizona

Insurance Company Low Medium High
Allstate $5,330 $5,782 $6,144
American Family $4,168 $4,481 $4,378
Farmers $4,591 $5,366 $5,969
GEICO $2,045 $2,453 $2,741
Nationwide $3,789 $4,038 $4,132
Progressive $3,367 $3,941 $4,285
State Farm $4,862 $5,548 $5,909
Travelers $3,385 $3,899 $4,215
USAA $3,671 $4,060 $4,271

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Find Cheap Paradise Valley, AZ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Paradise Valley. Compare auto insurance rates in Paradise Valley, AZ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Paradise Valley, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,752 $5,752
American Family $4,301 $4,384
Farmers $5,309 $5,309
GEICO $2,374 $2,452
Nationwide $3,986 $3,986
Progressive $3,864 $3,864
State Farm $5,301 $5,579
Travelers $3,833 $3,833
USAA $3,958 $4,043

Find Cheap Paradise Valley, AZ Auto Insurance Rates by Driving Record

Auto insurance rates in Paradise Valley, Arizona are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Paradise Valley, AZ, take a look at the average cost for various violations versus rates for a clean driving record in Paradise Valley.

Annual Paradise Valley, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,604 $5,840 $6,608 $5,956
American Family $3,078 $4,769 $5,946 $3,576
Farmers $4,474 $5,792 $5,650 $5,318
GEICO $1,860 $2,528 $3,404 $1,860
Nationwide $3,376 $3,552 $5,245 $3,773
Progressive $3,406 $4,498 $3,594 $3,958
State Farm $4,934 $5,946 $5,440 $5,440
Travelers $3,057 $3,995 $4,467 $3,813
USAA $2,901 $4,178 $5,505 $3,419

Find Cheap Paradise Valley, AZ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Paradise Valley, Arizona is higher than for a clean driving record. You can buy auto insurance after a DUI in Paradise Valley for less when you shop around and compare rates from multiple Paradise Valley, AZ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Paradise Valley, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,608
American Family $5,946
Farmers $5,650
GEICO $3,404
Nationwide $5,245
Progressive $3,594
State Farm $5,440
Travelers $4,467
USAA $5,505

Winners by Category: Where to Buy Cheap Auto Insurance in Paradise Valley, AZ

Compare rates from the cheapest auto insurance companies in Paradise Valley, AZ for your needs. Take a look at how Paradise Valley, Arizona auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Paradise Valley, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Paradise Valley, Arizona Auto Insurance Companies

If you’re looking for the cheapest Paradise Valley, AZ auto insurance companies overall, you can compare them here. Find the best price for Paradise Valley, Arizona car insurance by company.

Average Annual Auto Insurance Rates by Company in Paradise Valley, Arizona

Insurance Company Average Annual Rates
Allstate $5,752
American Family $4,342
Farmers $5,309
GEICO $2,413
Nationwide $3,986
Progressive $3,864
State Farm $5,440
Travelers $3,833
USAA $4,001

What affects Paradise Valley, Arizona auto insurance rates?

Local factors affect auto insurance rates in Paradise Valley, AZ, including traffic, theft statistics, and commute length. Take a look at the things that impact Paradise Valley auto insurance rates.

Auto Theft in Paradise Valley

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Paradise Valley, AZ auto theft show a total of 9 vehicle thefts annually.

Commute Times in Paradise Valley

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Paradise Valley, AZ is 23.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Paradise Valley, AZ

You can buy cheap Paradise Valley, AZ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Paradise Valley, Arizona auto insurance quotes from top companies.

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