Buy Cheap Paonia, CO Auto Insurance (2021)

Paonia, CO auto insurance rates average $299 a month. Minimum auto insurance requirements in Paonia, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Paonia, CO, compare Paonia auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Paonia, CO after a DUI are $4,270/year
  • Average auto insurance rates in Paonia, CO for teens drivers are $6,920/year
  • Average auto insurance rates in Paonia, CO are $299/month

Finding affordable Paonia, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Paonia, CO auto insurance with confidence is right here. Auto insurance rates in Paonia are affected by local factors as well as personal ones like your driving record.

See how Paonia, CO car insurance rates compare to Pueblo auto insurance rates, Boulder auto insurance rates, and Aurora auto insurance rates before you read more about the cost of auto insurance in Paonia.

Don’t buy Paonia, CO auto insurance until you’ve compared rates. Get free Paonia, Colorado auto insurance quotes when you enter your ZIP code above.

Paonia, CO Minimum Auto Insurance Requirements

The required auto insurance in Paonia, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Paonia, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Paonia, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Paonia, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Paonia, CO. Take a look at Paonia, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Paonia, Colorado

Insurance Company Poor Fair Good
Allstate $6,926 $5,334 $4,034
American Family $4,613 $3,282 $2,750
Farmers $5,441 $4,385 $4,166
GEICO $3,099 $2,582 $2,065
Liberty Mutual $4,097 $2,483 $1,980
Nationwide $3,706 $2,939 $2,563
Progressive $4,677 $3,984 $3,656
State Farm $3,940 $2,532 $2,041
USAA $4,757 $2,700 $2,160

Buy Cheap Paonia, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Paonia, Colorado auto insurance rates? Find out how car insurance rates in Paonia, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Paonia, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,318 $3,093 $2,971 $3,005 $11,576 $12,124 $3,661 $3,700
American Family $2,424 $2,424 $2,188 $2,188 $5,878 $7,883 $2,424 $2,977
Farmers $2,788 $2,760 $2,536 $2,737 $10,176 $10,180 $3,052 $3,080
GEICO $1,636 $1,789 $1,699 $1,903 $5,113 $5,459 $1,505 $1,552
Liberty Mutual $1,947 $1,940 $1,636 $1,792 $5,502 $6,008 $1,975 $2,027
Nationwide $2,053 $2,092 $1,839 $1,943 $5,148 $6,579 $2,357 $2,543
Progressive $2,529 $2,367 $2,177 $2,174 $8,459 $9,487 $2,861 $2,793
State Farm $1,785 $1,785 $1,600 $1,600 $5,104 $6,457 $1,996 $2,372
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

Buy Cheap Paonia, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Paonia can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Paonia, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Paonia, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,576 $12,124
American Family $5,878 $7,883
Farmers $10,176 $10,180
GEICO $5,113 $5,459
Liberty Mutual $5,502 $6,008
Nationwide $5,148 $6,579
Progressive $8,459 $9,487
State Farm $5,104 $6,457
USAA $5,325 $6,108

Buy Cheap Paonia, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Paonia, Colorado by comparing Paonia senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Paonia, CO here.

Annual Auto Insurance Rates for Senior Drivers in Paonia, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,971 $3,005
American Family $2,188 $2,188
Farmers $2,536 $2,737
GEICO $1,699 $1,903
Liberty Mutual $1,636 $1,792
Nationwide $1,839 $1,943
Progressive $2,177 $2,174
State Farm $1,600 $1,600
USAA $2,042 $2,056

Find Cheap Auto Insurance Rates in Paonia, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Paonia, Colorado auto insurance. Compare Paonia, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Paonia, Colorado

Insurance Company Low Medium High
Allstate $5,199 $5,416 $5,678
American Family $3,381 $3,622 $3,642
Farmers $4,099 $4,599 $5,293
GEICO $2,396 $2,550 $2,800
Liberty Mutual $2,725 $2,845 $2,991
Nationwide $3,080 $3,067 $3,061
Progressive $3,844 $4,115 $4,358
State Farm $2,663 $2,838 $3,011
USAA $3,077 $3,205 $3,334

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Find Cheap Paonia, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Paonia. Compare auto insurance rates in Paonia, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Paonia, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,431 $5,431
American Family $3,472 $3,624
Farmers $4,664 $4,664
GEICO $2,529 $2,635
Liberty Mutual $2,854 $2,854
Nationwide $3,069 $3,069
Progressive $4,106 $4,106
State Farm $2,769 $2,906
USAA $3,115 $3,296

Find Cheap Paonia, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Paonia, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Paonia, CO, take a look at the average cost for various violations versus rates for a clean driving record in Paonia.

Annual Paonia, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,607 $5,307 $6,563 $5,247
American Family $2,623 $3,729 $4,868 $2,974
Farmers $3,940 $5,057 $4,993 $4,665
GEICO $1,834 $2,822 $3,278 $2,394
Liberty Mutual $2,489 $2,919 $3,053 $2,953
Nationwide $2,368 $3,224 $4,083 $2,603
Progressive $3,565 $4,934 $3,763 $4,161
State Farm $2,613 $3,062 $2,838 $2,838
USAA $2,344 $2,849 $4,987 $2,642

Find Cheap Paonia, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Paonia, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Paonia for less when you shop around and compare rates from multiple Paonia, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Paonia, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,563
American Family $4,868
Farmers $4,993
GEICO $3,278
Liberty Mutual $3,053
Nationwide $4,083
Progressive $3,763
State Farm $2,838
USAA $4,987

Winners by Category: Where to Buy Cheap Auto Insurance in Paonia, CO

Compare rates from the cheapest auto insurance companies in Paonia, CO for your needs. Take a look at how Paonia, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Paonia, Colorado

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Paonia, Colorado Auto Insurance Companies

If you’re looking for the cheapest Paonia, CO auto insurance companies overall, you can compare them here. Find the best price for Paonia, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Paonia, Colorado

Insurance Company Average Annual Rates
Allstate $5,431
American Family $3,548
Farmers $4,664
GEICO $2,582
Liberty Mutual $2,854
Nationwide $3,069
Progressive $4,106
State Farm $2,838
USAA $3,206

What affects Paonia, Colorado auto insurance rates?

Local factors affect auto insurance rates in Paonia, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Paonia auto insurance rates.

Commute Times in Paonia

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Paonia, CO is 26.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Paonia, CO

You can buy cheap Paonia, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Paonia, Colorado auto insurance quotes from top companies.

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