Buy Cheap Palomar Mountain, CA Auto Insurance (2021)

Palomar Mountain, CA auto insurance rates average $297 a month. Minimum auto insurance requirements in Palomar Mountain, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Palomar Mountain, CA, compare Palomar Mountain auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Palomar Mountain, CA for teens drivers are $6,015/year
  • The most expensive auto insurance company in Palomar Mountain is Farmers
  • The most expensive auto insurance company in Palomar Mountain after a DUI is Allstate

Finding affordable Palomar Mountain, California auto insurance can be challenging, but everything you need to know to buy cheap Palomar Mountain, CA auto insurance with confidence is right here. Auto insurance rates in Palomar Mountain are affected by local factors as well as personal ones like your driving record.

See how Palomar Mountain, CA car insurance rates compare to Long Beach auto insurance rates, Anaheim auto insurance rates, and San Diego auto insurance rates before you read more about the cost of auto insurance in Palomar Mountain.

Don’t buy Palomar Mountain, CA auto insurance until you’ve compared rates. Get free Palomar Mountain, California auto insurance quotes when you enter your ZIP code above.

Palomar Mountain, CA Minimum Auto Insurance Requirements

The required auto insurance in Palomar Mountain, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Palomar Mountain, California is outlined here.

Minimum Required Auto Insurance Coverage in Palomar Mountain, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Palomar Mountain, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Palomar Mountain, California auto insurance rates? Find out how car insurance rates in Palomar Mountain, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Palomar Mountain, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,008 $3,009 $2,191 $2,210 $8,363 $10,517 $3,846 $4,220
Farmers $2,628 $2,628 $2,373 $2,373 $8,410 $13,783 $3,117 $3,474
GEICO $1,693 $1,694 $1,592 $1,592 $5,157 $5,257 $2,432 $2,492
Liberty Mutual $2,179 $2,061 $2,027 $1,964 $4,747 $5,058 $2,454 $2,477
Nationwide $3,043 $2,904 $2,658 $2,506 $7,729 $8,527 $3,622 $3,584
Progressive $1,681 $1,732 $1,425 $1,695 $4,476 $5,412 $2,423 $2,609
State Farm $3,283 $3,283 $2,934 $2,934 $6,067 $7,538 $3,634 $3,746
Travelers $2,308 $2,233 $2,045 $2,024 $4,774 $5,435 $2,992 $2,927
USAA $1,939 $1,836 $1,894 $1,901 $4,412 $4,431 $2,681 $2,533

Buy Cheap Palomar Mountain, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Palomar Mountain can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Palomar Mountain, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Palomar Mountain, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,363 $10,517
Farmers $8,410 $13,783
GEICO $5,157 $5,257
Liberty Mutual $4,747 $5,058
Nationwide $7,729 $8,527
Progressive $4,476 $5,412
State Farm $6,067 $7,538
Travelers $4,774 $5,435
USAA $4,412 $4,431

Buy Cheap Palomar Mountain, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Palomar Mountain, California by comparing Palomar Mountain senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Palomar Mountain, CA here.

Annual Auto Insurance Rates for Senior Drivers in Palomar Mountain, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,191 $2,210
Farmers $2,373 $2,373
GEICO $1,592 $1,592
Liberty Mutual $2,027 $1,964
Nationwide $2,658 $2,506
Progressive $1,425 $1,695
State Farm $2,934 $2,934
Travelers $2,045 $2,024
USAA $1,894 $1,901

Find Cheap Auto Insurance Rates in Palomar Mountain, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Palomar Mountain, California auto insurance. Compare Palomar Mountain, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Palomar Mountain, California

Insurance Company Low Medium High
Allstate $4,412 $4,712 $4,888
Farmers $4,517 $4,887 $5,141
GEICO $2,503 $2,766 $2,946
Liberty Mutual $2,673 $2,897 $3,042
Nationwide $3,897 $4,390 $4,678
Progressive $2,421 $2,757 $2,867
State Farm $3,736 $4,256 $4,540
Travelers $2,686 $3,180 $3,411
USAA $2,451 $2,755 $2,903

Find Cheap Palomar Mountain, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Palomar Mountain. Compare auto insurance rates in Palomar Mountain, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Palomar Mountain, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,209 $5,132
Farmers $4,399 $5,298
GEICO $2,488 $2,989
Liberty Mutual $2,637 $3,105
Nationwide $3,813 $4,830
Progressive $2,435 $2,928
State Farm $4,024 $4,330
Travelers $2,785 $3,400
USAA $2,490 $2,916

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Find Cheap Palomar Mountain, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Palomar Mountain, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Palomar Mountain, CA, take a look at the average cost for various violations versus rates for a clean driving record in Palomar Mountain.

Annual Palomar Mountain, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,812 $4,734 $7,445 $3,691
Farmers $3,585 $4,881 $6,079 $4,847
GEICO $1,915 $2,955 $3,708 $2,376
Liberty Mutual $2,492 $3,338 $3,013 $2,640
Nationwide $3,018 $3,865 $6,537 $3,865
Progressive $1,757 $2,980 $3,463 $2,527
State Farm $2,982 $3,556 $6,711 $3,460
Travelers $2,069 $3,362 $3,899 $3,040
USAA $1,796 $2,670 $4,380 $1,968

Find Cheap Palomar Mountain, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Palomar Mountain, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Palomar Mountain for less when you shop around and compare rates from multiple Palomar Mountain, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Palomar Mountain, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,445
Farmers $6,079
GEICO $3,708
Liberty Mutual $3,013
Nationwide $6,537
Progressive $3,463
State Farm $6,711
Travelers $3,899
USAA $4,380

Winners by Category: Where to Buy Cheap Auto Insurance in Palomar Mountain, CA

Compare rates from the cheapest auto insurance companies in Palomar Mountain, CA for your needs. Take a look at how Palomar Mountain, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Palomar Mountain, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Palomar Mountain, California Auto Insurance Companies

If you’re looking for the cheapest Palomar Mountain, CA auto insurance companies overall, you can compare them here. Find the best price for Palomar Mountain, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Palomar Mountain, California

Insurance Company Average Annual Rates
Allstate $4,671
Farmers $4,848
GEICO $2,739
Liberty Mutual $2,871
Nationwide $4,322
Progressive $2,682
State Farm $4,177
Travelers $3,092
USAA $2,703

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Compare Auto Insurance Quotes in Palomar Mountain, CA

You can buy cheap Palomar Mountain, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Palomar Mountain, California auto insurance quotes from top companies.

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