Buy Cheap Paloma, IL Auto Insurance (2021)

Paloma, IL auto insurance rates average $260 a month. Minimum auto insurance requirements in Paloma, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Paloma, IL, compare Paloma auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Paloma is Allstate
  • Average auto insurance rates in Paloma, IL are $260/month
  • The most expensive auto insurance company in Paloma after a DUI is Allstate

Finding affordable Paloma, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Paloma, IL auto insurance with confidence is right here. Auto insurance rates in Paloma are affected by local factors as well as personal ones like your driving record.

See how Paloma, IL car insurance rates compare to Joliet auto insurance rates, Springfield auto insurance rates, and Elgin auto insurance rates before you read more about the cost of auto insurance in Paloma.

Don’t buy Paloma, IL auto insurance until you’ve compared rates. Get free Paloma, Illinois auto insurance quotes when you enter your ZIP code above.

Paloma, IL Minimum Auto Insurance Requirements

The required auto insurance in Paloma, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Paloma, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Paloma, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Paloma, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Paloma, IL. Take a look at Paloma, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Paloma, Illinois

Insurance Company Poor Fair Good
Allstate $6,575 $4,725 $4,123
American Family $5,201 $3,526 $2,977
Farmers $5,006 $4,181 $3,981
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,064 $1,907 $1,523
Nationwide $3,360 $2,706 $2,371
Progressive $3,896 $3,290 $3,032
State Farm $2,999 $1,796 $1,393
Travelers $2,506 $2,005 $1,636
USAA $3,661 $2,516 $2,074

Buy Cheap Paloma, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Paloma, Illinois auto insurance rates? Find out how car insurance rates in Paloma, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Paloma, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,303 $3,318 $3,433 $3,433 $8,401 $10,972 $3,972 $4,295
American Family $2,439 $2,439 $2,228 $2,228 $6,812 $9,483 $2,439 $3,143
Farmers $2,430 $2,435 $2,165 $2,279 $9,863 $10,279 $2,763 $2,902
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,373 $1,484 $1,146 $1,279 $4,299 $4,779 $1,437 $1,519
Nationwide $1,805 $1,841 $1,604 $1,704 $4,886 $6,291 $2,094 $2,272
Progressive $2,063 $1,982 $1,703 $1,764 $6,860 $7,727 $2,474 $2,674
State Farm $1,329 $1,329 $1,176 $1,176 $3,644 $4,638 $1,498 $1,712
Travelers $1,331 $1,404 $1,207 $1,286 $3,680 $4,590 $1,409 $1,483
USAA $1,640 $1,670 $1,527 $1,507 $5,289 $5,831 $2,160 $2,377

Buy Cheap Paloma, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Paloma can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Paloma, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Paloma, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,401 $10,972
American Family $6,812 $9,483
Farmers $9,863 $10,279
GEICO $4,847 $5,129
Liberty Mutual $4,299 $4,779
Nationwide $4,886 $6,291
Progressive $6,860 $7,727
State Farm $3,644 $4,638
Travelers $3,680 $4,590
USAA $5,289 $5,831

Buy Cheap Paloma, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Paloma, Illinois by comparing Paloma senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Paloma, IL here.

Annual Auto Insurance Rates for Senior Drivers in Paloma, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,433 $3,433
American Family $2,228 $2,228
Farmers $2,165 $2,279
GEICO $1,521 $1,797
Liberty Mutual $1,146 $1,279
Nationwide $1,604 $1,704
Progressive $1,703 $1,764
State Farm $1,176 $1,176
Travelers $1,207 $1,286
USAA $1,527 $1,507

Find Cheap Auto Insurance Rates in Paloma, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Paloma, Illinois auto insurance. Compare Paloma, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Paloma, Illinois

Insurance Company Low Medium High
Allstate $5,013 $5,137 $5,273
American Family $3,775 $4,043 $3,885
Farmers $4,196 $4,297 $4,675
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,050 $2,160 $2,283
Nationwide $2,817 $2,831 $2,789
Progressive $3,186 $3,399 $3,632
State Farm $1,960 $2,066 $2,162
Travelers $1,926 $2,047 $2,174
USAA $2,561 $2,747 $2,942

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Find Cheap Paloma, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Paloma. Compare auto insurance rates in Paloma, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Paloma, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,141 $5,141
American Family $3,851 $3,952
Farmers $4,389 $4,389
GEICO $2,519 $2,617
Liberty Mutual $2,164 $2,164
Nationwide $2,812 $2,812
Progressive $3,406 $3,406
State Farm $2,011 $2,115
Travelers $1,970 $2,128
USAA $2,673 $2,827

Find Cheap Paloma, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Paloma, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Paloma, IL, take a look at the average cost for various violations versus rates for a clean driving record in Paloma.

Annual Paloma, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,746 $6,196 $5,777 $4,846
American Family $2,867 $4,068 $5,415 $3,254
Farmers $3,717 $4,766 $4,648 $4,426
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,810 $2,548 $2,250 $2,050
Nationwide $2,262 $2,933 $3,453 $2,601
Progressive $2,822 $4,120 $3,116 $3,566
State Farm $1,896 $2,229 $2,063 $2,063
Travelers $1,639 $2,134 $2,376 $2,047
USAA $1,960 $2,818 $3,858 $2,364

Find Cheap Paloma, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Paloma, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Paloma for less when you shop around and compare rates from multiple Paloma, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Paloma, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,777
American Family $5,415
Farmers $4,648
GEICO $3,482
Liberty Mutual $2,250
Nationwide $3,453
Progressive $3,116
State Farm $2,063
Travelers $2,376
USAA $3,858

Winners by Category: Where to Buy Cheap Auto Insurance in Paloma, IL

Compare rates from the cheapest auto insurance companies in Paloma, IL for your needs. Take a look at how Paloma, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Paloma, Illinois

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Travelers

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Find Cheap Paloma, Illinois Auto Insurance Companies

If you’re looking for the cheapest Paloma, IL auto insurance companies overall, you can compare them here. Find the best price for Paloma, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Paloma, Illinois

Insurance Company Average Annual Rates
Allstate $5,141
American Family $3,901
Farmers $4,389
GEICO $2,568
Liberty Mutual $2,164
Nationwide $2,812
Progressive $3,406
State Farm $2,063
Travelers $2,049
USAA $2,750

Compare Auto Insurance Quotes in Paloma, IL

You can buy cheap Paloma, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Paloma, Illinois auto insurance quotes from top companies.

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