Buy Cheap Palo Cedro, CA Auto Insurance (2021)

Palo Cedro, CA auto insurance rates average $248 a month. Minimum auto insurance requirements in Palo Cedro, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Palo Cedro, CA, compare Palo Cedro auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Palo Cedro, CA for teens drivers are $4,967/year
  • The most expensive auto insurance company in Palo Cedro after a DUI is Nationwide
  • The most expensive auto insurance company in Palo Cedro is Farmers

Finding affordable Palo Cedro, California auto insurance can be challenging, but everything you need to know to buy cheap Palo Cedro, CA auto insurance with confidence is right here. Auto insurance rates in Palo Cedro are affected by local factors as well as personal ones like your driving record.

See how Palo Cedro, CA car insurance rates compare to Oakland auto insurance rates, San Jose auto insurance rates, and Long Beach auto insurance rates before you read more about the cost of auto insurance in Palo Cedro.

Don’t buy Palo Cedro, CA auto insurance until you’ve compared rates. Get free Palo Cedro, California auto insurance quotes when you enter your ZIP code above.

Palo Cedro, CA Minimum Auto Insurance Requirements

The required auto insurance in Palo Cedro, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Palo Cedro, California is outlined here.

Minimum Required Auto Insurance Coverage in Palo Cedro, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Palo Cedro, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Palo Cedro, California auto insurance rates? Find out how car insurance rates in Palo Cedro, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Palo Cedro, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,128 $2,135 $1,554 $1,575 $5,763 $7,248 $2,723 $3,008
Farmers $2,271 $2,271 $2,045 $2,045 $7,202 $11,790 $2,686 $2,988
GEICO $1,447 $1,449 $1,363 $1,363 $4,373 $4,470 $2,074 $2,135
Liberty Mutual $2,272 $2,154 $2,104 $2,041 $4,940 $5,250 $2,564 $2,584
Nationwide $2,519 $2,412 $2,204 $2,085 $6,238 $6,911 $2,988 $2,959
Progressive $1,378 $1,415 $1,193 $1,402 $3,670 $4,391 $1,989 $2,132
State Farm $2,582 $2,582 $2,305 $2,305 $4,702 $5,840 $2,852 $2,941
Travelers $2,015 $1,957 $1,784 $1,766 $4,038 $4,622 $2,593 $2,545
USAA $1,677 $1,589 $1,642 $1,648 $3,778 $3,789 $2,311 $2,184

Buy Cheap Palo Cedro, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Palo Cedro can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Palo Cedro, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Palo Cedro, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,763 $7,248
Farmers $7,202 $11,790
GEICO $4,373 $4,470
Liberty Mutual $4,940 $5,250
Nationwide $6,238 $6,911
Progressive $3,670 $4,391
State Farm $4,702 $5,840
Travelers $4,038 $4,622
USAA $3,778 $3,789

Buy Cheap Palo Cedro, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Palo Cedro, California by comparing Palo Cedro senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Palo Cedro, CA here.

Annual Auto Insurance Rates for Senior Drivers in Palo Cedro, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,554 $1,575
Farmers $2,045 $2,045
GEICO $1,363 $1,363
Liberty Mutual $2,104 $2,041
Nationwide $2,204 $2,085
Progressive $1,193 $1,402
State Farm $2,305 $2,305
Travelers $1,784 $1,766
USAA $1,642 $1,648

Find Cheap Auto Insurance Rates in Palo Cedro, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Palo Cedro, California auto insurance. Compare Palo Cedro, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Palo Cedro, California

Insurance Company Low Medium High
Allstate $3,092 $3,295 $3,414
Farmers $3,872 $4,194 $4,421
GEICO $2,177 $2,355 $2,472
Liberty Mutual $2,795 $3,014 $3,157
Nationwide $3,173 $3,599 $3,847
Progressive $1,929 $2,270 $2,389
State Farm $2,962 $3,310 $3,518
Travelers $2,344 $2,730 $2,920
USAA $2,109 $2,372 $2,500

Find Cheap Palo Cedro, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Palo Cedro. Compare auto insurance rates in Palo Cedro, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Palo Cedro, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,947 $3,586
Farmers $3,777 $4,548
GEICO $2,122 $2,547
Liberty Mutual $2,744 $3,233
Nationwide $3,135 $3,944
Progressive $1,995 $2,398
State Farm $3,144 $3,383
Travelers $2,405 $2,925
USAA $2,145 $2,510

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Find Cheap Palo Cedro, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Palo Cedro, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Palo Cedro, CA, take a look at the average cost for various violations versus rates for a clean driving record in Palo Cedro.

Annual Palo Cedro, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $1,980 $3,311 $5,188 $2,588
Farmers $3,079 $4,191 $5,219 $4,160
GEICO $1,638 $2,503 $3,165 $2,031
Liberty Mutual $2,593 $3,477 $3,136 $2,748
Nationwide $2,474 $3,169 $5,346 $3,169
Progressive $1,439 $2,446 $2,830 $2,069
State Farm $2,324 $2,775 $5,255 $2,700
Travelers $1,808 $2,885 $3,352 $2,615
USAA $1,550 $2,296 $3,766 $1,697

Find Cheap Palo Cedro, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Palo Cedro, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Palo Cedro for less when you shop around and compare rates from multiple Palo Cedro, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Palo Cedro, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,188
Farmers $5,219
GEICO $3,165
Liberty Mutual $3,136
Nationwide $5,346
Progressive $2,830
State Farm $5,255
Travelers $3,352
USAA $3,766

Winners by Category: Where to Buy Cheap Auto Insurance in Palo Cedro, CA

Compare rates from the cheapest auto insurance companies in Palo Cedro, CA for your needs. Take a look at how Palo Cedro, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Palo Cedro, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Find Cheap Palo Cedro, California Auto Insurance Companies

If you’re looking for the cheapest Palo Cedro, CA auto insurance companies overall, you can compare them here. Find the best price for Palo Cedro, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Palo Cedro, California

Insurance Company Average Annual Rates
Allstate $3,267
Farmers $4,162
GEICO $2,334
Liberty Mutual $2,989
Nationwide $3,540
Progressive $2,196
State Farm $3,264
Travelers $2,665
USAA $2,327

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What affects Palo Cedro, California auto insurance rates?

Local factors affect auto insurance rates in Palo Cedro, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Palo Cedro auto insurance rates.

Commute Times in Palo Cedro

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Palo Cedro, CA is 18.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Palo Cedro, CA

You can buy cheap Palo Cedro, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Palo Cedro, California auto insurance quotes from top companies.

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