Buy Cheap Palmer Lake, CO Auto Insurance (2021)

Palmer Lake, CO auto insurance rates average $331 a month. Minimum auto insurance requirements in Palmer Lake, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Palmer Lake, CO, compare Palmer Lake auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Palmer Lake is Farmers
  • The most expensive auto insurance company in Palmer Lake after a DUI is Allstate
  • Average auto insurance rates in Palmer Lake, CO for teens drivers are $7,744/year

Finding affordable Palmer Lake, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Palmer Lake, CO auto insurance with confidence is right here. Auto insurance rates in Palmer Lake are affected by local factors as well as personal ones like your driving record.

See how Palmer Lake, CO car insurance rates compare to Boulder auto insurance rates, Denver auto insurance rates, and Greeley auto insurance rates before you read more about the cost of auto insurance in Palmer Lake.

Don’t buy Palmer Lake, CO auto insurance until you’ve compared rates. Get free Palmer Lake, Colorado auto insurance quotes when you enter your ZIP code above.

Palmer Lake, CO Minimum Auto Insurance Requirements

The required auto insurance in Palmer Lake, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Palmer Lake, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Palmer Lake, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Palmer Lake, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Palmer Lake, CO. Take a look at Palmer Lake, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Palmer Lake, Colorado

Insurance Company Poor Fair Good
Allstate $7,012 $5,410 $4,082
American Family $4,918 $3,502 $2,938
Farmers $6,486 $5,250 $4,986
GEICO $3,940 $3,275 $2,611
Liberty Mutual $3,946 $2,431 $1,934
Nationwide $4,562 $3,616 $3,149
Progressive $4,734 $4,036 $3,700
State Farm $4,969 $3,201 $2,584
USAA $4,845 $2,767 $2,219

Buy Cheap Palmer Lake, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Palmer Lake, Colorado auto insurance rates? Find out how car insurance rates in Palmer Lake, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Palmer Lake, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,339 $3,119 $3,010 $3,040 $11,770 $12,382 $3,669 $3,683
American Family $2,584 $2,584 $2,330 $2,330 $6,276 $8,436 $2,584 $3,165
Farmers $3,267 $3,229 $2,964 $3,212 $12,374 $12,390 $3,573 $3,582
GEICO $2,065 $2,258 $2,201 $2,508 $6,507 $6,865 $1,888 $1,911
Liberty Mutual $1,765 $1,699 $1,489 $1,643 $5,707 $6,250 $1,792 $1,819
Nationwide $2,511 $2,553 $2,250 $2,374 $6,371 $8,136 $2,892 $3,120
Progressive $2,539 $2,377 $2,221 $2,213 $8,630 $9,640 $2,857 $2,777
State Farm $2,208 $2,208 $2,008 $2,008 $6,558 $8,277 $2,478 $2,932
USAA $2,187 $2,183 $2,087 $2,090 $5,504 $6,298 $2,812 $3,055

Buy Cheap Palmer Lake, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Palmer Lake can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Palmer Lake, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Palmer Lake, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,770 $12,382
American Family $6,276 $8,436
Farmers $12,374 $12,390
GEICO $6,507 $6,865
Liberty Mutual $5,707 $6,250
Nationwide $6,371 $8,136
Progressive $8,630 $9,640
State Farm $6,558 $8,277
USAA $5,504 $6,298

Buy Cheap Palmer Lake, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Palmer Lake, Colorado by comparing Palmer Lake senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Palmer Lake, CO here.

Annual Auto Insurance Rates for Senior Drivers in Palmer Lake, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,010 $3,040
American Family $2,330 $2,330
Farmers $2,964 $3,212
GEICO $2,201 $2,508
Liberty Mutual $1,489 $1,643
Nationwide $2,250 $2,374
Progressive $2,221 $2,213
State Farm $2,008 $2,008
USAA $2,087 $2,090

Find Cheap Auto Insurance Rates in Palmer Lake, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Palmer Lake, Colorado auto insurance. Compare Palmer Lake, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Palmer Lake, Colorado

Insurance Company Low Medium High
Allstate $5,204 $5,483 $5,817
American Family $3,585 $3,864 $3,908
Farmers $4,851 $5,492 $6,380
GEICO $2,923 $3,212 $3,690
Liberty Mutual $2,612 $2,762 $2,937
Nationwide $3,753 $3,778 $3,796
Progressive $3,806 $4,170 $4,494
State Farm $3,303 $3,587 $3,864
USAA $3,129 $3,277 $3,425

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Find Cheap Palmer Lake, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Palmer Lake. Compare auto insurance rates in Palmer Lake, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Palmer Lake, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,501 $5,501
American Family $3,704 $3,868
Farmers $5,574 $5,574
GEICO $3,207 $3,344
Liberty Mutual $2,770 $2,770
Nationwide $3,776 $3,776
Progressive $4,157 $4,157
State Farm $3,494 $3,675
USAA $3,184 $3,370

Find Cheap Palmer Lake, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Palmer Lake, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Palmer Lake, CO, take a look at the average cost for various violations versus rates for a clean driving record in Palmer Lake.

Annual Palmer Lake, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,678 $5,394 $6,620 $5,313
American Family $2,799 $3,969 $5,201 $3,175
Farmers $4,704 $6,058 $5,978 $5,557
GEICO $2,301 $3,602 $4,193 $3,005
Liberty Mutual $2,438 $2,844 $2,940 $2,860
Nationwide $2,909 $3,968 $5,028 $3,199
Progressive $3,595 $5,045 $3,794 $4,193
State Farm $3,282 $3,888 $3,585 $3,585
USAA $2,393 $2,921 $5,097 $2,698

Find Cheap Palmer Lake, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Palmer Lake, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Palmer Lake for less when you shop around and compare rates from multiple Palmer Lake, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Palmer Lake, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,620
American Family $5,201
Farmers $5,978
GEICO $4,193
Liberty Mutual $2,940
Nationwide $5,028
Progressive $3,794
State Farm $3,585
USAA $5,097

Winners by Category: Where to Buy Cheap Auto Insurance in Palmer Lake, CO

Compare rates from the cheapest auto insurance companies in Palmer Lake, CO for your needs. Take a look at how Palmer Lake, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Palmer Lake, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Palmer Lake, Colorado Auto Insurance Companies

If you’re looking for the cheapest Palmer Lake, CO auto insurance companies overall, you can compare them here. Find the best price for Palmer Lake, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Palmer Lake, Colorado

Insurance Company Average Annual Rates
Allstate $5,501
American Family $3,786
Farmers $5,574
GEICO $3,275
Liberty Mutual $2,770
Nationwide $3,776
Progressive $4,157
State Farm $3,585
USAA $3,277

What affects Palmer Lake, Colorado auto insurance rates?

Local factors affect auto insurance rates in Palmer Lake, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Palmer Lake auto insurance rates.

Commute Times in Palmer Lake

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Palmer Lake, CO is 26.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Palmer Lake, CO

You can buy cheap Palmer Lake, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Palmer Lake, Colorado auto insurance quotes from top companies.

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