Buy Cheap Palmdale, CA Auto Insurance (2021)

Palmdale, CA auto insurance rates average $363 a month. Minimum auto insurance requirements in Palmdale, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Palmdale, CA, compare Palmdale auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Palmdale, CA for teens drivers are $7,352/year
  • The most expensive auto insurance company in Palmdale is Farmers
  • The most expensive auto insurance company in Palmdale after a DUI is State Farm

Finding affordable Palmdale, California auto insurance can be challenging, but everything you need to know to buy cheap Palmdale, CA auto insurance with confidence is right here. Auto insurance rates in Palmdale are affected by local factors as well as personal ones like your driving record.

See how Palmdale, CA car insurance rates compare to Oakland auto insurance rates, Bakersfield auto insurance rates, and Fresno auto insurance rates before you read more about the cost of auto insurance in Palmdale.

Don’t buy Palmdale, CA auto insurance until you’ve compared rates. Get free Palmdale, California auto insurance quotes when you enter your ZIP code above.

Palmdale, CA Minimum Auto Insurance Requirements

The required auto insurance in Palmdale, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Palmdale, California is outlined here.

Minimum Required Auto Insurance Coverage in Palmdale, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Palmdale, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Palmdale, California auto insurance rates? Find out how car insurance rates in Palmdale, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Palmdale, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,350 $3,349 $2,425 $2,448 $9,305 $11,693 $4,277 $4,689
Farmers $3,384 $3,384 $3,072 $3,072 $10,832 $17,648 $4,016 $4,478
GEICO $1,892 $1,892 $1,778 $1,778 $5,758 $5,850 $2,717 $2,774
Liberty Mutual $2,318 $2,179 $2,169 $2,094 $4,974 $5,350 $2,593 $2,639
Nationwide $4,004 $3,819 $3,528 $3,322 $10,172 $11,281 $4,758 $4,685
Progressive $2,196 $2,261 $1,888 $2,236 $5,960 $7,180 $3,209 $3,454
State Farm $4,373 $4,373 $3,912 $3,912 $8,104 $10,065 $4,841 $4,990
Travelers $2,772 $2,678 $2,445 $2,419 $5,815 $6,612 $3,617 $3,532
USAA $2,274 $2,151 $2,216 $2,221 $5,249 $5,244 $3,122 $2,948

Buy Cheap Palmdale, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Palmdale can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Palmdale, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Palmdale, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,305 $11,693
Farmers $10,832 $17,648
GEICO $5,758 $5,850
Liberty Mutual $4,974 $5,350
Nationwide $10,172 $11,281
Progressive $5,960 $7,180
State Farm $8,104 $10,065
Travelers $5,815 $6,612
USAA $5,249 $5,244

Buy Cheap Palmdale, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Palmdale, California by comparing Palmdale senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Palmdale, CA here.

Annual Auto Insurance Rates for Senior Drivers in Palmdale, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,425 $2,448
Farmers $3,072 $3,072
GEICO $1,778 $1,778
Liberty Mutual $2,169 $2,094
Nationwide $3,528 $3,322
Progressive $1,888 $2,236
State Farm $3,912 $3,912
Travelers $2,445 $2,419
USAA $2,216 $2,221

Find Cheap Auto Insurance Rates in Palmdale, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Palmdale, California auto insurance. Compare Palmdale, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Palmdale, California

Insurance Company Low Medium High
Allstate $4,877 $5,242 $5,457
Farmers $5,770 $6,291 $6,646
GEICO $2,730 $3,093 $3,342
Liberty Mutual $2,799 $3,067 $3,252
Nationwide $5,023 $5,801 $6,264
Progressive $3,133 $3,657 $3,854
State Farm $4,970 $5,674 $6,069
Travelers $3,219 $3,840 $4,150
USAA $2,825 $3,251 $3,458

Find Cheap Palmdale, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Palmdale. Compare auto insurance rates in Palmdale, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Palmdale, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,673 $5,711
Farmers $5,656 $6,816
GEICO $2,775 $3,335
Liberty Mutual $2,787 $3,292
Nationwide $5,028 $6,364
Progressive $3,222 $3,874
State Farm $5,367 $5,775
Travelers $3,359 $4,113
USAA $2,924 $3,432

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Find Cheap Palmdale, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Palmdale, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Palmdale, CA to see how much where you live in Palmdale affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Palmdale, California

ZIP Code Average Annual Rates
93550 $5,905
93551 $5,540
93552 $6,032

Find Cheap Palmdale, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Palmdale, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Palmdale, CA, take a look at the average cost for various violations versus rates for a clean driving record in Palmdale.

Annual Palmdale, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,119 $5,257 $8,294 $4,098
Farmers $4,617 $6,281 $7,810 $6,234
GEICO $2,134 $3,303 $4,136 $2,648
Liberty Mutual $2,638 $3,531 $3,192 $2,796
Nationwide $3,964 $5,095 $8,630 $5,095
Progressive $2,306 $3,949 $4,610 $3,327
State Farm $3,979 $4,743 $8,947 $4,616
Travelers $2,467 $4,084 $4,724 $3,671
USAA $2,106 $3,142 $5,155 $2,309

Find Cheap Palmdale, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Palmdale, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Palmdale for less when you shop around and compare rates from multiple Palmdale, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Palmdale, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,294
Farmers $7,810
GEICO $4,136
Liberty Mutual $3,192
Nationwide $8,630
Progressive $4,610
State Farm $8,947
Travelers $4,724
USAA $5,155

Winners by Category: Where to Buy Cheap Auto Insurance in Palmdale, CA

Compare rates from the cheapest auto insurance companies in Palmdale, CA for your needs. Take a look at how Palmdale, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Palmdale, California

Category Insurance Company
Teenagers Liberty Mutual
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Palmdale, California Auto Insurance Companies

If you’re looking for the cheapest Palmdale, CA auto insurance companies overall, you can compare them here. Find the best price for Palmdale, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Palmdale, California

Insurance Company Average Annual Rates
Allstate $5,192
Farmers $6,236
GEICO $3,055
Liberty Mutual $3,040
Nationwide $5,696
Progressive $3,548
State Farm $5,571
Travelers $3,736
USAA $3,178

What affects Palmdale, California auto insurance rates?

Local factors affect auto insurance rates in Palmdale, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Palmdale auto insurance rates.

Auto Theft in Palmdale

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Palmdale, CA auto theft show a total of 503 vehicle thefts annually.

Commute Times in Palmdale

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Palmdale, CA is 43.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Palmdale, CA

You can buy cheap Palmdale, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Palmdale, California auto insurance quotes from top companies.

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