Buy Cheap Palm Valley, FL Auto Insurance (2021)

Palm Valley, FL auto insurance rates average $326 a month. Minimum auto insurance requirements in Palm Valley, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Palm Valley, FL, compare Palm Valley auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Palm Valley after a DUI is Allstate
  • Average auto insurance rates in Palm Valley, FL are $326/month
  • The most expensive auto insurance company in Palm Valley is Allstate

Finding affordable Palm Valley, Florida auto insurance can be challenging, but everything you need to know to buy cheap Palm Valley, FL auto insurance with confidence is right here. Auto insurance rates in Palm Valley are affected by local factors as well as personal ones like your driving record.

See how Palm Valley, FL car insurance rates compare to Cape Coral auto insurance rates, Jacksonville auto insurance rates, and Fort Lauderdale auto insurance rates before you read more about the cost of auto insurance in Palm Valley.

Don’t buy Palm Valley, FL auto insurance until you’ve compared rates. Get free Palm Valley, Florida auto insurance quotes when you enter your ZIP code above.

Palm Valley, FL Minimum Auto Insurance Requirements

The required auto insurance in Palm Valley, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Palm Valley, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Palm Valley, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Palm Valley, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Palm Valley, FL. Take a look at Palm Valley, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Palm Valley, Florida

Insurance Company Poor Fair Good
Allstate $9,068 $5,792 $4,728
GEICO $4,749 $2,860 $2,139
Liberty Mutual $5,440 $4,011 $3,266
Nationwide $4,327 $3,194 $2,897
Progressive $6,323 $4,504 $3,774
State Farm $3,611 $2,378 $1,955
USAA $3,912 $1,920 $1,400

Buy Cheap Palm Valley, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Palm Valley, Florida auto insurance rates? Find out how car insurance rates in Palm Valley, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Palm Valley, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,979 $3,836 $3,479 $3,554 $13,972 $15,255 $4,038 $4,120
GEICO $2,549 $2,559 $2,389 $2,389 $4,609 $5,824 $2,813 $2,859
Liberty Mutual $2,957 $2,957 $2,716 $2,716 $6,167 $9,457 $2,957 $3,981
Nationwide $2,428 $2,402 $2,171 $2,246 $5,847 $7,219 $2,675 $2,791
Progressive $3,218 $3,049 $2,788 $2,976 $9,183 $10,077 $3,890 $3,754
State Farm $1,652 $1,652 $1,500 $1,500 $4,848 $6,221 $1,830 $1,979
USAA $1,394 $1,371 $1,299 $1,291 $4,756 $5,538 $1,746 $1,889

Buy Cheap Palm Valley, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Palm Valley can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Palm Valley, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Palm Valley, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,972 $15,255
GEICO $4,609 $5,824
Liberty Mutual $6,167 $9,457
Nationwide $5,847 $7,219
Progressive $9,183 $10,077
State Farm $4,848 $6,221
USAA $4,756 $5,538

Buy Cheap Palm Valley, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Palm Valley, Florida by comparing Palm Valley senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Palm Valley, FL here.

Annual Auto Insurance Rates for Senior Drivers in Palm Valley, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,479 $3,554
GEICO $2,389 $2,389
Liberty Mutual $2,716 $2,716
Nationwide $2,171 $2,246
Progressive $2,788 $2,976
State Farm $1,500 $1,500
USAA $1,299 $1,291

Find Cheap Auto Insurance Rates in Palm Valley, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Palm Valley, Florida auto insurance. Compare Palm Valley, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Palm Valley, Florida

Insurance Company Low Medium High
Allstate $5,160 $6,838 $7,590
GEICO $2,668 $3,364 $3,714
Liberty Mutual $3,899 $4,302 $4,515
Nationwide $2,762 $3,606 $4,049
Progressive $4,070 $4,981 $5,550
State Farm $2,269 $2,710 $2,964
USAA $2,101 $2,492 $2,640

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Find Cheap Palm Valley, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Palm Valley. Compare auto insurance rates in Palm Valley, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Palm Valley, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,340 $6,718
GEICO $3,233 $3,265
Liberty Mutual $4,104 $4,373
Nationwide $3,473 $3,473
Progressive $4,867 $4,867
State Farm $2,561 $2,735
USAA $2,384 $2,438

Find Cheap Palm Valley, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Palm Valley, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Palm Valley, FL, take a look at the average cost for various violations versus rates for a clean driving record in Palm Valley.

Annual Palm Valley, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,623 $6,719 $7,519 $6,255
GEICO $2,256 $2,890 $4,313 $3,537
Liberty Mutual $3,100 $3,980 $5,698 $4,176
Nationwide $2,972 $3,253 $4,369 $3,297
Progressive $3,839 $5,689 $4,782 $5,158
State Farm $2,423 $2,872 $2,648 $2,648
USAA $1,889 $2,330 $3,444 $1,980

Find Cheap Palm Valley, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Palm Valley, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Palm Valley for less when you shop around and compare rates from multiple Palm Valley, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Palm Valley, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,519
GEICO $4,313
Liberty Mutual $5,698
Nationwide $4,369
Progressive $4,782
State Farm $2,648
USAA $3,444

Winners by Category: Where to Buy Cheap Auto Insurance in Palm Valley, FL

Compare rates from the cheapest auto insurance companies in Palm Valley, FL for your needs. Take a look at how Palm Valley, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Palm Valley, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Palm Valley, Florida Auto Insurance Companies

If you’re looking for the cheapest Palm Valley, FL auto insurance companies overall, you can compare them here. Find the best price for Palm Valley, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Palm Valley, Florida

Insurance Company Average Annual Rates
Allstate $6,529
GEICO $3,249
Liberty Mutual $4,239
Nationwide $3,473
Progressive $4,867
State Farm $2,648
USAA $2,411

What affects Palm Valley, Florida auto insurance rates?

Local factors affect auto insurance rates in Palm Valley, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Palm Valley auto insurance rates.

Commute Times in Palm Valley

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Palm Valley, FL is 25.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Palm Valley, FL

You can buy cheap Palm Valley, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Palm Valley, Florida auto insurance quotes from top companies.

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