Buy Cheap Palm Beach Gardens, FL Auto Insurance (2022)

Palm Beach Gardens, FL auto insurance rates average $429 a month. Minimum auto insurance requirements in Palm Beach Gardens, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Palm Beach Gardens, FL, compare Palm Beach Gardens auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Palm Beach Gardens, FL for teens drivers are $9,207/year
  • Average auto insurance rates in Palm Beach Gardens, FL are $429/month
  • Average auto insurance rates in Palm Beach Gardens, FL after a DUI are $6,234/year

Finding affordable Palm Beach Gardens, Florida auto insurance can be challenging, but everything you need to know to buy cheap Palm Beach Gardens, FL auto insurance with confidence is right here. Auto insurance rates in Palm Beach Gardens are affected by local factors as well as personal ones like your driving record.

See how Palm Beach Gardens, FL car insurance rates compare to Orlando auto insurance rates, Hialeah auto insurance rates, and Fort Lauderdale auto insurance rates before you read more about the cost of auto insurance in Palm Beach Gardens.

Don’t buy Palm Beach Gardens, FL auto insurance until you’ve compared rates. Get free Palm Beach Gardens, Florida auto insurance quotes when you enter your ZIP code above.

Palm Beach Gardens, FL Minimum Auto Insurance Requirements

The required auto insurance in Palm Beach Gardens, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Palm Beach Gardens, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Palm Beach Gardens, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Palm Beach Gardens, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Palm Beach Gardens, FL. Take a look at Palm Beach Gardens, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Palm Beach Gardens, Florida

Insurance Company Poor Fair Good
Allstate $10,933 $6,871 $5,538
GEICO $5,896 $3,549 $2,652
Liberty Mutual $8,505 $6,182 $4,969
Nationwide $6,212 $4,542 $4,099
Progressive $7,630 $5,441 $4,521
State Farm $4,925 $3,218 $2,634
USAA $5,329 $2,628 $1,912

Buy Cheap Palm Beach Gardens, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Palm Beach Gardens, Florida auto insurance rates? Find out how car insurance rates in Palm Beach Gardens, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Palm Beach Gardens, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,850 $4,625 $4,247 $4,301 $16,612 $18,056 $4,757 $4,795
GEICO $3,173 $3,184 $2,973 $2,973 $5,720 $7,194 $3,497 $3,546
Liberty Mutual $4,468 $4,468 $4,075 $4,075 $9,684 $15,038 $4,468 $6,140
Nationwide $3,474 $3,428 $3,100 $3,207 $8,336 $10,261 $3,825 $3,978
Progressive $3,949 $3,680 $3,369 $3,620 $11,100 $12,046 $4,707 $4,441
State Farm $2,308 $2,308 $2,103 $2,103 $6,411 $8,221 $2,566 $2,719
USAA $1,881 $1,845 $1,767 $1,746 $6,586 $7,614 $2,348 $2,529

Buy Cheap Palm Beach Gardens, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Palm Beach Gardens can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Palm Beach Gardens, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Palm Beach Gardens, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $16,612 $18,056
GEICO $5,720 $7,194
Liberty Mutual $9,684 $15,038
Nationwide $8,336 $10,261
Progressive $11,100 $12,046
State Farm $6,411 $8,221
USAA $6,586 $7,614

Buy Cheap Palm Beach Gardens, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Palm Beach Gardens, Florida by comparing Palm Beach Gardens senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Palm Beach Gardens, FL here.

Annual Auto Insurance Rates for Senior Drivers in Palm Beach Gardens, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,247 $4,301
GEICO $2,973 $2,973
Liberty Mutual $4,075 $4,075
Nationwide $3,100 $3,207
Progressive $3,369 $3,620
State Farm $2,103 $2,103
USAA $1,767 $1,746

Find Cheap Auto Insurance Rates in Palm Beach Gardens, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Palm Beach Gardens, Florida auto insurance. Compare Palm Beach Gardens, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Palm Beach Gardens, Florida

Insurance Company Low Medium High
Allstate $5,812 $8,222 $9,307
GEICO $3,176 $4,193 $4,727
Liberty Mutual $6,003 $6,667 $6,987
Nationwide $3,815 $5,165 $5,873
Progressive $4,692 $6,028 $6,872
State Farm $3,013 $3,686 $4,078
USAA $2,768 $3,426 $3,675

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Find Cheap Palm Beach Gardens, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Palm Beach Gardens. Compare auto insurance rates in Palm Beach Gardens, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Palm Beach Gardens, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,557 $8,004
GEICO $4,013 $4,052
Liberty Mutual $6,333 $6,771
Nationwide $4,951 $4,951
Progressive $5,864 $5,864
State Farm $3,466 $3,719
USAA $3,252 $3,327

Find Cheap Palm Beach Gardens, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Palm Beach Gardens, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Palm Beach Gardens, FL, take a look at the average cost for various violations versus rates for a clean driving record in Palm Beach Gardens.

Annual Palm Beach Gardens, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,710 $8,051 $8,916 $7,445
GEICO $2,795 $3,585 $5,358 $4,391
Liberty Mutual $4,631 $6,111 $9,020 $6,446
Nationwide $4,224 $4,638 $6,249 $4,693
Progressive $4,666 $6,820 $5,772 $6,199
State Farm $3,281 $3,903 $3,592 $3,592
USAA $2,561 $3,178 $4,731 $2,688

Find Cheap Palm Beach Gardens, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Palm Beach Gardens, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Palm Beach Gardens for less when you shop around and compare rates from multiple Palm Beach Gardens, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Palm Beach Gardens, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $8,916
GEICO $5,358
Liberty Mutual $9,020
Nationwide $6,249
Progressive $5,772
State Farm $3,592
USAA $4,731

Winners by Category: Where to Buy Cheap Auto Insurance in Palm Beach Gardens, FL

Compare rates from the cheapest auto insurance companies in Palm Beach Gardens, FL for your needs. Take a look at how Palm Beach Gardens, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Palm Beach Gardens, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Palm Beach Gardens, Florida Auto Insurance Companies

If you’re looking for the cheapest Palm Beach Gardens, FL auto insurance companies overall, you can compare them here. Find the best price for Palm Beach Gardens, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Palm Beach Gardens, Florida

Insurance Company Average Annual Rates
Allstate $7,780
GEICO $4,032
Liberty Mutual $6,552
Nationwide $4,951
Progressive $5,864
State Farm $3,592
USAA $3,290

What affects Palm Beach Gardens, Florida auto insurance rates?

Local factors affect auto insurance rates in Palm Beach Gardens, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Palm Beach Gardens auto insurance rates.

Auto Theft in Palm Beach Gardens

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Palm Beach Gardens, FL auto theft show a total of 74 vehicle thefts annually.

Commute Times in Palm Beach Gardens

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Palm Beach Gardens, FL is 23.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Palm Beach Gardens, FL

You can buy cheap Palm Beach Gardens, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Palm Beach Gardens, Florida auto insurance quotes from top companies.

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