Buy Cheap Palisade, CO Auto Insurance (2021)

Palisade, CO auto insurance rates average $282 a month. Minimum auto insurance requirements in Palisade, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Palisade, CO, compare Palisade auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Palisade after a DUI is Allstate
  • Average auto insurance rates in Palisade, CO for teens drivers are $6,598/year
  • The most expensive auto insurance company in Palisade is Allstate

Finding affordable Palisade, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Palisade, CO auto insurance with confidence is right here. Auto insurance rates in Palisade are affected by local factors as well as personal ones like your driving record.

See how Palisade, CO car insurance rates compare to Denver auto insurance rates, Colorado Springs auto insurance rates, and Centennial auto insurance rates before you read more about the cost of auto insurance in Palisade.

Don’t buy Palisade, CO auto insurance until you’ve compared rates. Get free Palisade, Colorado auto insurance quotes when you enter your ZIP code above.

Palisade, CO Minimum Auto Insurance Requirements

The required auto insurance in Palisade, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Palisade, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Palisade, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Palisade, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Palisade, CO. Take a look at Palisade, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Palisade, Colorado

Insurance Company Poor Fair Good
Allstate $6,926 $5,334 $4,034
American Family $4,225 $3,029 $2,544
Farmers $5,226 $4,222 $4,009
GEICO $2,586 $2,158 $1,731
Liberty Mutual $3,716 $2,282 $1,814
Nationwide $3,525 $2,806 $2,447
Progressive $4,130 $3,534 $3,250
State Farm $4,078 $2,620 $2,111
USAA $4,418 $2,521 $2,022

Buy Cheap Palisade, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Palisade, Colorado auto insurance rates? Find out how car insurance rates in Palisade, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Palisade, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,318 $3,093 $2,971 $3,005 $11,576 $12,124 $3,661 $3,700
American Family $2,235 $2,235 $2,022 $2,022 $5,392 $7,258 $2,235 $2,730
Farmers $2,644 $2,617 $2,401 $2,597 $9,895 $9,914 $2,898 $2,919
GEICO $1,361 $1,491 $1,442 $1,636 $4,281 $4,536 $1,249 $1,271
Liberty Mutual $1,662 $1,623 $1,404 $1,544 $5,345 $5,843 $1,690 $1,720
Nationwide $1,952 $1,982 $1,754 $1,845 $4,935 $6,278 $2,246 $2,417
Progressive $2,211 $2,067 $1,935 $1,927 $7,584 $8,472 $2,488 $2,419
State Farm $1,801 $1,801 $1,634 $1,634 $5,392 $6,800 $2,024 $2,405
USAA $2,006 $2,006 $1,910 $1,917 $4,983 $5,703 $2,573 $2,799

Buy Cheap Palisade, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Palisade can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Palisade, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Palisade, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,576 $12,124
American Family $5,392 $7,258
Farmers $9,895 $9,914
GEICO $4,281 $4,536
Liberty Mutual $5,345 $5,843
Nationwide $4,935 $6,278
Progressive $7,584 $8,472
State Farm $5,392 $6,800
USAA $4,983 $5,703

Buy Cheap Palisade, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Palisade, Colorado by comparing Palisade senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Palisade, CO here.

Annual Auto Insurance Rates for Senior Drivers in Palisade, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,971 $3,005
American Family $2,022 $2,022
Farmers $2,401 $2,597
GEICO $1,442 $1,636
Liberty Mutual $1,404 $1,544
Nationwide $1,754 $1,845
Progressive $1,935 $1,927
State Farm $1,634 $1,634
USAA $1,910 $1,917

Find Cheap Auto Insurance Rates in Palisade, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Palisade, Colorado auto insurance. Compare Palisade, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Palisade, Colorado

Insurance Company Low Medium High
Allstate $5,199 $5,416 $5,678
American Family $3,084 $3,335 $3,379
Farmers $3,914 $4,419 $5,124
GEICO $1,955 $2,123 $2,397
Liberty Mutual $2,469 $2,595 $2,747
Nationwide $2,909 $2,928 $2,941
Progressive $3,361 $3,649 $3,903
State Farm $2,723 $2,939 $3,146
USAA $2,856 $2,986 $3,119

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Palisade, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Palisade. Compare auto insurance rates in Palisade, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Palisade, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,431 $5,431
American Family $3,196 $3,336
Farmers $4,486 $4,486
GEICO $2,116 $2,201
Liberty Mutual $2,604 $2,604
Nationwide $2,926 $2,926
Progressive $3,638 $3,638
State Farm $2,863 $3,009
USAA $2,903 $3,071

Find Cheap Palisade, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Palisade, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Palisade, CO, take a look at the average cost for various violations versus rates for a clean driving record in Palisade.

Annual Palisade, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,607 $5,307 $6,563 $5,247
American Family $2,414 $3,444 $4,471 $2,736
Farmers $3,785 $4,868 $4,807 $4,482
GEICO $1,527 $2,370 $2,760 $1,977
Liberty Mutual $2,292 $2,669 $2,763 $2,692
Nationwide $2,267 $3,072 $3,877 $2,488
Progressive $3,153 $4,407 $3,325 $3,667
State Farm $2,686 $3,186 $2,936 $2,936
USAA $2,188 $2,662 $4,635 $2,464

Find Cheap Palisade, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Palisade, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Palisade for less when you shop around and compare rates from multiple Palisade, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Palisade, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,563
American Family $4,471
Farmers $4,807
GEICO $2,760
Liberty Mutual $2,763
Nationwide $3,877
Progressive $3,325
State Farm $2,936
USAA $4,635

Winners by Category: Where to Buy Cheap Auto Insurance in Palisade, CO

Compare rates from the cheapest auto insurance companies in Palisade, CO for your needs. Take a look at how Palisade, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Palisade, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Palisade, Colorado Auto Insurance Companies

If you’re looking for the cheapest Palisade, CO auto insurance companies overall, you can compare them here. Find the best price for Palisade, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Palisade, Colorado

Insurance Company Average Annual Rates
Allstate $5,431
American Family $3,266
Farmers $4,486
GEICO $2,158
Liberty Mutual $2,604
Nationwide $2,926
Progressive $3,638
State Farm $2,936
USAA $2,987

What affects Palisade, Colorado auto insurance rates?

Local factors affect auto insurance rates in Palisade, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Palisade auto insurance rates.

Commute Times in Palisade

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Palisade, CO is 26.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Palisade, CO

You can buy cheap Palisade, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Palisade, Colorado auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption