Buy Cheap Pacifica, CA Auto Insurance (2021)

Pacifica, CA auto insurance rates average $297 a month. Minimum auto insurance requirements in Pacifica, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Pacifica, CA, compare Pacifica auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Pacifica is Farmers
  • Average auto insurance rates in Pacifica, CA for teens drivers are $6,015/year
  • The most expensive auto insurance company in Pacifica after a DUI is Allstate

Finding affordable Pacifica, California auto insurance can be challenging, but everything you need to know to buy cheap Pacifica, CA auto insurance with confidence is right here. Auto insurance rates in Pacifica are affected by local factors as well as personal ones like your driving record.

See how Pacifica, CA car insurance rates compare to Los Angeles auto insurance rates, Fresno auto insurance rates, and Oakland auto insurance rates before you read more about the cost of auto insurance in Pacifica.

Don’t buy Pacifica, CA auto insurance until you’ve compared rates. Get free Pacifica, California auto insurance quotes when you enter your ZIP code above.

Pacifica, CA Minimum Auto Insurance Requirements

The required auto insurance in Pacifica, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Pacifica, California is outlined here.

Minimum Required Auto Insurance Coverage in Pacifica, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Pacifica, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Pacifica, California auto insurance rates? Find out how car insurance rates in Pacifica, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pacifica, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,915 $2,917 $2,134 $2,152 $8,208 $10,340 $3,738 $4,107
Farmers $2,585 $2,585 $2,333 $2,333 $8,324 $13,702 $3,072 $3,428
GEICO $1,645 $1,646 $1,548 $1,548 $5,013 $5,105 $2,364 $2,419
Liberty Mutual $2,430 $2,305 $2,263 $2,194 $5,402 $5,724 $2,750 $2,761
Nationwide $3,055 $2,915 $2,676 $2,522 $7,799 $8,600 $3,656 $3,609
Progressive $1,643 $1,691 $1,399 $1,659 $4,379 $5,274 $2,366 $2,543
State Farm $3,057 $3,057 $2,733 $2,733 $5,629 $6,975 $3,385 $3,492
Travelers $2,528 $2,445 $2,235 $2,211 $5,258 $6,005 $3,292 $3,219
USAA $1,807 $1,714 $1,759 $1,769 $4,126 $4,163 $2,508 $2,373

Buy Cheap Pacifica, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Pacifica can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Pacifica, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Pacifica, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,208 $10,340
Farmers $8,324 $13,702
GEICO $5,013 $5,105
Liberty Mutual $5,402 $5,724
Nationwide $7,799 $8,600
Progressive $4,379 $5,274
State Farm $5,629 $6,975
Travelers $5,258 $6,005
USAA $4,126 $4,163

Buy Cheap Pacifica, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Pacifica, California by comparing Pacifica senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Pacifica, CA here.

Annual Auto Insurance Rates for Senior Drivers in Pacifica, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,134 $2,152
Farmers $2,333 $2,333
GEICO $1,548 $1,548
Liberty Mutual $2,263 $2,194
Nationwide $2,676 $2,522
Progressive $1,399 $1,659
State Farm $2,733 $2,733
Travelers $2,235 $2,211
USAA $1,759 $1,769

Find Cheap Auto Insurance Rates in Pacifica, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Pacifica, California auto insurance. Compare Pacifica, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pacifica, California

Insurance Company Low Medium High
Allstate $4,341 $4,601 $4,749
Farmers $4,492 $4,832 $5,063
GEICO $2,460 $2,688 $2,835
Liberty Mutual $3,027 $3,257 $3,401
Nationwide $3,919 $4,435 $4,709
Progressive $2,346 $2,699 $2,812
State Farm $3,516 $3,945 $4,186
Travelers $2,962 $3,493 $3,741
USAA $2,308 $2,573 $2,701

Find Cheap Pacifica, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Pacifica. Compare auto insurance rates in Pacifica, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Pacifica, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,119 $5,008
Farmers $4,351 $5,239
GEICO $2,417 $2,905
Liberty Mutual $2,966 $3,491
Nationwide $3,846 $4,862
Progressive $2,377 $2,862
State Farm $3,742 $4,023
Travelers $3,056 $3,742
USAA $2,331 $2,724

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Find Cheap Pacifica, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Pacifica, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Pacifica, CA, take a look at the average cost for various violations versus rates for a clean driving record in Pacifica.

Annual Pacifica, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,751 $4,632 $7,261 $3,612
Farmers $3,541 $4,826 $6,018 $4,796
GEICO $1,862 $2,870 $3,603 $2,309
Liberty Mutual $2,803 $3,756 $3,386 $2,970
Nationwide $3,040 $3,896 $6,584 $3,896
Progressive $1,716 $2,914 $3,375 $2,471
State Farm $2,770 $3,304 $6,240 $3,215
Travelers $2,263 $3,697 $4,297 $3,339
USAA $1,680 $2,503 $4,086 $1,840

Find Cheap Pacifica, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Pacifica, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Pacifica for less when you shop around and compare rates from multiple Pacifica, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Pacifica, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,261
Farmers $6,018
GEICO $3,603
Liberty Mutual $3,386
Nationwide $6,584
Progressive $3,375
State Farm $6,240
Travelers $4,297
USAA $4,086

Winners by Category: Where to Buy Cheap Auto Insurance in Pacifica, CA

Compare rates from the cheapest auto insurance companies in Pacifica, CA for your needs. Take a look at how Pacifica, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Pacifica, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Find Cheap Pacifica, California Auto Insurance Companies

If you’re looking for the cheapest Pacifica, CA auto insurance companies overall, you can compare them here. Find the best price for Pacifica, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Pacifica, California

Insurance Company Average Annual Rates
Allstate $4,564
Farmers $4,795
GEICO $2,661
Liberty Mutual $3,229
Nationwide $4,354
Progressive $2,619
State Farm $3,882
Travelers $3,399
USAA $2,527

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What affects Pacifica, California auto insurance rates?

Local factors affect auto insurance rates in Pacifica, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Pacifica auto insurance rates.

Auto Theft in Pacifica

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Pacifica, CA auto theft show a total of 28 vehicle thefts annually.

Commute Times in Pacifica

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Pacifica, CA is 32.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Pacifica, CA

You can buy cheap Pacifica, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Pacifica, California auto insurance quotes from top companies.

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