Buy Cheap Pacific Grove, CA Auto Insurance (2021)

Pacific Grove, CA auto insurance rates average $245 a month. Minimum auto insurance requirements in Pacific Grove, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Pacific Grove, CA, compare Pacific Grove auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Pacific Grove is Allstate
  • Average auto insurance rates in Pacific Grove, CA after a DUI are $4,133/year
  • Average auto insurance rates in Pacific Grove, CA are $245/month

Finding affordable Pacific Grove, California auto insurance can be challenging, but everything you need to know to buy cheap Pacific Grove, CA auto insurance with confidence is right here. Auto insurance rates in Pacific Grove are affected by local factors as well as personal ones like your driving record.

See how Pacific Grove, CA car insurance rates compare to Oakland auto insurance rates, San Jose auto insurance rates, and Los Angeles auto insurance rates before you read more about the cost of auto insurance in Pacific Grove.

Don’t buy Pacific Grove, CA auto insurance until you’ve compared rates. Get free Pacific Grove, California auto insurance quotes when you enter your ZIP code above.

Pacific Grove, CA Minimum Auto Insurance Requirements

The required auto insurance in Pacific Grove, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Pacific Grove, California is outlined here.

Minimum Required Auto Insurance Coverage in Pacific Grove, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Pacific Grove, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Pacific Grove, California auto insurance rates? Find out how car insurance rates in Pacific Grove, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Pacific Grove, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,489 $2,500 $1,816 $1,842 $6,842 $8,624 $3,206 $3,552
Farmers $2,094 $2,094 $1,894 $1,894 $6,668 $10,899 $2,482 $2,764
GEICO $1,426 $1,427 $1,343 $1,343 $4,325 $4,387 $2,045 $2,086
Liberty Mutual $1,938 $1,836 $1,803 $1,747 $4,214 $4,481 $2,184 $2,203
Nationwide $2,535 $2,418 $2,240 $2,110 $6,445 $7,114 $3,023 $2,974
Progressive $1,272 $1,309 $1,076 $1,276 $3,329 $4,010 $1,809 $1,942
State Farm $2,502 $2,502 $2,236 $2,236 $4,610 $5,721 $2,769 $2,855
Travelers $2,034 $1,971 $1,808 $1,790 $4,143 $4,726 $2,625 $2,570
USAA $1,742 $1,649 $1,699 $1,705 $3,964 $3,985 $2,404 $2,272

Buy Cheap Pacific Grove, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Pacific Grove can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Pacific Grove, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Pacific Grove, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,842 $8,624
Farmers $6,668 $10,899
GEICO $4,325 $4,387
Liberty Mutual $4,214 $4,481
Nationwide $6,445 $7,114
Progressive $3,329 $4,010
State Farm $4,610 $5,721
Travelers $4,143 $4,726
USAA $3,964 $3,985

Buy Cheap Pacific Grove, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Pacific Grove, California by comparing Pacific Grove senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Pacific Grove, CA here.

Annual Auto Insurance Rates for Senior Drivers in Pacific Grove, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,816 $1,842
Farmers $1,894 $1,894
GEICO $1,343 $1,343
Liberty Mutual $1,803 $1,747
Nationwide $2,240 $2,110
Progressive $1,076 $1,276
State Farm $2,236 $2,236
Travelers $1,808 $1,790
USAA $1,699 $1,705

Find Cheap Auto Insurance Rates in Pacific Grove, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Pacific Grove, California auto insurance. Compare Pacific Grove, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Pacific Grove, California

Insurance Company Low Medium High
Allstate $3,672 $3,890 $4,015
Farmers $3,576 $3,879 $4,091
GEICO $2,078 $2,328 $2,486
Liberty Mutual $2,384 $2,572 $2,697
Nationwide $3,198 $3,677 $3,948
Progressive $1,817 $2,062 $2,130
State Farm $2,862 $3,233 $3,442
Travelers $2,368 $2,782 $2,975
USAA $2,198 $2,475 $2,609

Find Cheap Pacific Grove, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Pacific Grove. Compare auto insurance rates in Pacific Grove, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Pacific Grove, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,482 $4,235
Farmers $3,492 $4,205
GEICO $2,087 $2,508
Liberty Mutual $2,342 $2,759
Nationwide $3,190 $4,024
Progressive $1,818 $2,188
State Farm $3,063 $3,295
Travelers $2,443 $2,973
USAA $2,238 $2,617

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Find Cheap Pacific Grove, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Pacific Grove, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Pacific Grove, CA, take a look at the average cost for various violations versus rates for a clean driving record in Pacific Grove.

Annual Pacific Grove, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,328 $3,919 $6,134 $3,054
Farmers $2,848 $3,876 $4,824 $3,847
GEICO $1,608 $2,477 $3,112 $1,994
Liberty Mutual $2,214 $2,967 $2,678 $2,346
Nationwide $2,523 $3,233 $5,441 $3,233
Progressive $1,323 $2,226 $2,565 $1,898
State Farm $2,269 $2,705 $5,109 $2,633
Travelers $1,830 $2,936 $3,406 $2,661
USAA $1,615 $2,402 $3,925 $1,768

Find Cheap Pacific Grove, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Pacific Grove, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Pacific Grove for less when you shop around and compare rates from multiple Pacific Grove, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Pacific Grove, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,134
Farmers $4,824
GEICO $3,112
Liberty Mutual $2,678
Nationwide $5,441
Progressive $2,565
State Farm $5,109
Travelers $3,406
USAA $3,925

Winners by Category: Where to Buy Cheap Auto Insurance in Pacific Grove, CA

Compare rates from the cheapest auto insurance companies in Pacific Grove, CA for your needs. Take a look at how Pacific Grove, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Pacific Grove, California

Category Insurance Company
Teenagers Progressive
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Progressive
With 1 Speeding Violation USAA

Find Cheap Pacific Grove, California Auto Insurance Companies

If you’re looking for the cheapest Pacific Grove, CA auto insurance companies overall, you can compare them here. Find the best price for Pacific Grove, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Pacific Grove, California

Insurance Company Average Annual Rates
Allstate $3,859
Farmers $3,849
GEICO $2,298
Liberty Mutual $2,551
Nationwide $3,607
Progressive $2,003
State Farm $3,179
Travelers $2,708
USAA $2,428

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What affects Pacific Grove, California auto insurance rates?

Local factors affect auto insurance rates in Pacific Grove, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Pacific Grove auto insurance rates.

Auto Theft in Pacific Grove

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Pacific Grove, CA auto theft show a total of 16 vehicle thefts annually.

Commute Times in Pacific Grove

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Pacific Grove, CA is 20.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Pacific Grove, CA

You can buy cheap Pacific Grove, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Pacific Grove, California auto insurance quotes from top companies.

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