Buy Cheap Ozark, AR Auto Insurance (2021)

Ozark, AR auto insurance rates average $315 a month. Minimum auto insurance requirements in Ozark, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Ozark, AR, compare Ozark auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Ozark, AR for teens drivers are $7,718/year
  • Average auto insurance rates in Ozark, AR after a DUI are $4,549/year
  • The most expensive auto insurance company in Ozark after a DUI is Travelers

Finding affordable Ozark, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Ozark, AR auto insurance with confidence is right here. Auto insurance rates in Ozark are affected by local factors as well as personal ones like your driving record.

See how Ozark, AR car insurance rates compare to Pine Bluff auto insurance rates, North Little Rock auto insurance rates, and Bentonville auto insurance rates before you read more about the cost of auto insurance in Ozark.

Don’t buy Ozark, AR auto insurance until you’ve compared rates. Get free Ozark, Arkansas auto insurance quotes when you enter your ZIP code above.

Ozark, AR Minimum Auto Insurance Requirements

The required auto insurance in Ozark, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Ozark, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Ozark, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Ozark, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ozark, AR. Take a look at Ozark, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ozark, Arkansas

Insurance Company Poor Fair Good
Allstate $5,772 $4,419 $3,589
Farmers $4,660 $3,908 $3,722
GEICO $3,926 $3,228 $2,678
Liberty Mutual $5,558 $3,375 $2,640
Nationwide $4,238 $3,407 $3,105
Progressive $5,356 $4,566 $4,245
State Farm $3,519 $2,122 $1,654
Travelers $6,196 $5,169 $4,831
USAA $2,680 $1,828 $1,558

Buy Cheap Ozark, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ozark, Arkansas auto insurance rates? Find out how car insurance rates in Ozark, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ozark, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,638 $2,665 $2,349 $2,513 $9,337 $11,149 $2,923 $3,173
Farmers $2,220 $2,204 $1,984 $2,087 $9,355 $9,679 $2,552 $2,691
GEICO $2,380 $2,353 $2,195 $2,134 $6,214 $6,228 $2,341 $2,374
Liberty Mutual $2,168 $2,317 $2,093 $2,335 $8,162 $8,987 $2,349 $2,449
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,501 $2,369 $2,053 $2,150 $10,577 $11,905 $2,991 $3,233
State Farm $1,548 $1,548 $1,378 $1,378 $4,370 $5,492 $1,741 $2,000
Travelers $2,028 $2,067 $1,998 $2,004 $11,683 $18,727 $2,167 $2,512
USAA $1,256 $1,270 $1,164 $1,175 $3,881 $4,069 $1,615 $1,744

Buy Cheap Ozark, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ozark can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ozark, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ozark, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,337 $11,149
Farmers $9,355 $9,679
GEICO $6,214 $6,228
Liberty Mutual $8,162 $8,987
Nationwide $5,888 $7,499
Progressive $10,577 $11,905
State Farm $4,370 $5,492
Travelers $11,683 $18,727
USAA $3,881 $4,069

Buy Cheap Ozark, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Ozark, Arkansas by comparing Ozark senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ozark, AR here.

Annual Auto Insurance Rates for Senior Drivers in Ozark, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,349 $2,513
Farmers $1,984 $2,087
GEICO $2,195 $2,134
Liberty Mutual $2,093 $2,335
Nationwide $2,200 $2,325
Progressive $2,053 $2,150
State Farm $1,378 $1,378
Travelers $1,998 $2,004
USAA $1,164 $1,175

Find Cheap Auto Insurance Rates in Ozark, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ozark, Arkansas auto insurance. Compare Ozark, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ozark, Arkansas

Insurance Company Low Medium High
Allstate $4,463 $4,590 $4,727
Farmers $3,907 $4,057 $4,326
GEICO $3,146 $3,277 $3,409
Liberty Mutual $3,721 $3,829 $4,022
Nationwide $3,614 $3,513 $3,623
Progressive $4,365 $4,650 $5,153
State Farm $2,324 $2,428 $2,543
Travelers $5,160 $5,414 $5,621
USAA $1,939 $2,014 $2,112

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Ozark, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ozark. Compare auto insurance rates in Ozark, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ozark, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,593 $4,593
Farmers $4,097 $4,097
GEICO $3,255 $3,300
Liberty Mutual $3,857 $3,857
Nationwide $3,583 $3,583
Progressive $4,723 $4,723
State Farm $2,375 $2,488
Travelers $5,398 $5,398
USAA $1,964 $2,080

Find Cheap Ozark, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Ozark, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ozark, AR, take a look at the average cost for various violations versus rates for a clean driving record in Ozark.

Annual Ozark, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,812 $4,771 $5,265 $4,525
Farmers $3,457 $4,437 $4,335 $4,157
GEICO $2,224 $3,411 $5,082 $2,393
Liberty Mutual $2,607 $4,284 $5,017 $3,521
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,071 $5,657 $4,278 $4,885
State Farm $2,238 $2,626 $2,432 $2,432
Travelers $4,526 $4,676 $6,837 $5,554
USAA $1,558 $1,969 $2,834 $1,727

Find Cheap Ozark, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ozark, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Ozark for less when you shop around and compare rates from multiple Ozark, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ozark, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,265
Farmers $4,335
GEICO $5,082
Liberty Mutual $5,017
Nationwide $4,865
Progressive $4,278
State Farm $2,432
Travelers $6,837
USAA $2,834

Winners by Category: Where to Buy Cheap Auto Insurance in Ozark, AR

Compare rates from the cheapest auto insurance companies in Ozark, AR for your needs. Take a look at how Ozark, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ozark, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Ozark, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Ozark, AR auto insurance companies overall, you can compare them here. Find the best price for Ozark, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Ozark, Arkansas

Insurance Company Average Annual Rates
Allstate $4,593
Farmers $4,097
GEICO $3,277
Liberty Mutual $3,857
Nationwide $3,583
Progressive $4,723
State Farm $2,432
Travelers $5,398
USAA $2,022

What affects Ozark, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Ozark, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Ozark auto insurance rates.

Commute Times in Ozark

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ozark, AR is 19.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Ozark, AR

You can buy cheap Ozark, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ozark, Arkansas auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption