Buy Cheap Oxford, FL Auto Insurance (2021)

Oxford, FL auto insurance rates average $322 a month. Minimum auto insurance requirements in Oxford, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Oxford, FL, compare Oxford auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Oxford, FL for teens drivers are $6,857/year
  • Average auto insurance rates in Oxford, FL after a DUI are $4,621/year
  • The most expensive auto insurance company in Oxford is Allstate

Finding affordable Oxford, Florida auto insurance can be challenging, but everything you need to know to buy cheap Oxford, FL auto insurance with confidence is right here. Auto insurance rates in Oxford are affected by local factors as well as personal ones like your driving record.

See how Oxford, FL car insurance rates compare to Port St. Lucie auto insurance rates, Jacksonville auto insurance rates, and St. Petersburg auto insurance rates before you read more about the cost of auto insurance in Oxford.

Don’t buy Oxford, FL auto insurance until you’ve compared rates. Get free Oxford, Florida auto insurance quotes when you enter your ZIP code above.

Oxford, FL Minimum Auto Insurance Requirements

The required auto insurance in Oxford, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Oxford, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Oxford, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Oxford, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Oxford, FL. Take a look at Oxford, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Oxford, Florida

Insurance Company Poor Fair Good
Allstate $8,042 $5,104 $4,158
GEICO $4,426 $2,696 $2,036
Liberty Mutual $5,999 $4,414 $3,588
Nationwide $4,512 $3,316 $2,999
Progressive $6,629 $4,684 $3,893
State Farm $3,393 $2,249 $1,856
USAA $3,809 $1,862 $1,354

Buy Cheap Oxford, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Oxford, Florida auto insurance rates? Find out how car insurance rates in Oxford, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oxford, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,537 $3,429 $3,111 $3,182 $12,226 $13,397 $3,591 $3,670
GEICO $2,430 $2,439 $2,277 $2,277 $4,289 $5,341 $2,669 $2,700
Liberty Mutual $3,248 $3,248 $2,980 $2,980 $6,803 $10,450 $3,248 $4,384
Nationwide $2,546 $2,513 $2,279 $2,355 $6,046 $7,427 $2,797 $2,906
Progressive $3,419 $3,227 $2,932 $3,139 $9,473 $10,317 $4,110 $3,930
State Farm $1,581 $1,581 $1,435 $1,435 $4,538 $5,795 $1,749 $1,880
USAA $1,356 $1,333 $1,264 $1,254 $4,625 $5,382 $1,693 $1,828

Buy Cheap Oxford, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Oxford can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Oxford, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Oxford, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,226 $13,397
GEICO $4,289 $5,341
Liberty Mutual $6,803 $10,450
Nationwide $6,046 $7,427
Progressive $9,473 $10,317
State Farm $4,538 $5,795
USAA $4,625 $5,382

Buy Cheap Oxford, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Oxford, Florida by comparing Oxford senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Oxford, FL here.

Annual Auto Insurance Rates for Senior Drivers in Oxford, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,111 $3,182
GEICO $2,277 $2,277
Liberty Mutual $2,980 $2,980
Nationwide $2,279 $2,355
Progressive $2,932 $3,139
State Farm $1,435 $1,435
USAA $1,264 $1,254

Find Cheap Auto Insurance Rates in Oxford, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Oxford, Florida auto insurance. Compare Oxford, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oxford, Florida

Insurance Company Low Medium High
Allstate $4,399 $6,076 $6,828
GEICO $2,470 $3,164 $3,524
Liberty Mutual $4,315 $4,732 $4,954
Nationwide $2,844 $3,753 $4,230
Progressive $4,344 $5,173 $5,689
State Farm $2,142 $2,557 $2,799
USAA $2,041 $2,420 $2,564

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Find Cheap Oxford, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Oxford. Compare auto insurance rates in Oxford, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Oxford, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,602 $5,934
GEICO $3,038 $3,067
Liberty Mutual $4,518 $4,817
Nationwide $3,609 $3,609
Progressive $5,068 $5,068
State Farm $2,416 $2,582
USAA $2,315 $2,368

Find Cheap Oxford, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Oxford, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Oxford, FL, take a look at the average cost for various violations versus rates for a clean driving record in Oxford.

Annual Oxford, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,984 $5,936 $6,621 $5,530
GEICO $2,138 $2,722 $4,032 $3,318
Liberty Mutual $3,378 $4,372 $6,323 $4,596
Nationwide $3,088 $3,384 $4,539 $3,424
Progressive $4,000 $5,919 $4,982 $5,373
State Farm $2,291 $2,708 $2,499 $2,499
USAA $1,834 $2,263 $3,348 $1,922

Find Cheap Oxford, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Oxford, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Oxford for less when you shop around and compare rates from multiple Oxford, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Oxford, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,621
GEICO $4,032
Liberty Mutual $6,323
Nationwide $4,539
Progressive $4,982
State Farm $2,499
USAA $3,348

Winners by Category: Where to Buy Cheap Auto Insurance in Oxford, FL

Compare rates from the cheapest auto insurance companies in Oxford, FL for your needs. Take a look at how Oxford, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Oxford, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Oxford, Florida Auto Insurance Companies

If you’re looking for the cheapest Oxford, FL auto insurance companies overall, you can compare them here. Find the best price for Oxford, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Oxford, Florida

Insurance Company Average Annual Rates
Allstate $5,768
GEICO $3,053
Liberty Mutual $4,667
Nationwide $3,609
Progressive $5,068
State Farm $2,499
USAA $2,342

What affects Oxford, Florida auto insurance rates?

Local factors affect auto insurance rates in Oxford, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Oxford auto insurance rates.

Auto Theft in Oxford

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Oxford, FL auto theft show a total of 6 vehicle thefts annually.

Traffic in Oxford

How is traffic in Oxford, Florida? Inrix data shows that Oxford, FL traffic makes it the 771st-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Oxford, FL

You can buy cheap Oxford, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Oxford, Florida auto insurance quotes from top companies.

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