Buy Cheap Oxford, CT Auto Insurance (2021)

Oxford, CT auto insurance rates average $397 a month. Minimum auto insurance requirements in Oxford, Connecticut are 25/50/20 to comply with Connecticut laws. To buy cheap auto insurance in Oxford, CT, compare Oxford auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Oxford, CT are $397/month
  • The most expensive auto insurance company in Oxford is Liberty Mutual
  • Average auto insurance rates in Oxford, CT for teens drivers are $9,987/year

Finding affordable Oxford, Connecticut auto insurance can be challenging, but everything you need to know to buy cheap Oxford, CT auto insurance with confidence is right here. Auto insurance rates in Oxford are affected by local factors as well as personal ones like your driving record.

See how Oxford, CT car insurance rates compare to Bristol auto insurance rates, Norwalk auto insurance rates, and Bridgeport auto insurance rates before you read more about the cost of auto insurance in Oxford.

Don’t buy Oxford, CT auto insurance until you’ve compared rates. Get free Oxford, Connecticut auto insurance quotes when you enter your ZIP code above.

Oxford, CT Minimum Auto Insurance Requirements

The required auto insurance in Oxford, CT is 25/50/20 according to the auto insurance laws in Connecticut. The minimum auto insurance in Oxford, Connecticut is outlined here.

Minimum Required Auto Insurance Coverage in Oxford, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Oxford, CT Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Oxford, CT. Take a look at Oxford, Connecticut auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Oxford, Connecticut

Insurance Company Poor Fair Good
Allstate $7,677 $5,810 $4,613
GEICO $4,544 $2,740 $2,086
Liberty Mutual $10,694 $6,656 $5,231
Nationwide $4,969 $3,348 $2,965
Progressive $5,572 $5,004 $4,795
State Farm $4,180 $2,675 $2,152
Travelers $6,956 $5,805 $5,641
USAA $4,563 $3,082 $2,711

Buy Cheap Oxford, CT Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Oxford, Connecticut auto insurance rates? Find out how car insurance rates in Oxford, CT are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oxford, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,790 $3,759 $3,479 $3,725 $11,615 $13,720 $3,980 $4,200
GEICO $2,304 $2,310 $2,137 $2,154 $5,368 $6,338 $2,222 $2,153
Liberty Mutual $3,641 $3,968 $2,804 $3,465 $18,156 $20,485 $3,681 $4,017
Nationwide $2,393 $2,418 $2,151 $2,255 $6,660 $8,442 $2,779 $2,987
Progressive $2,741 $2,551 $2,338 $2,432 $11,513 $12,770 $3,130 $3,513
State Farm $1,829 $1,829 $1,681 $1,681 $5,573 $7,000 $2,057 $2,366
Travelers $1,839 $1,865 $1,839 $1,833 $14,299 $23,160 $2,001 $2,237
USAA $2,110 $2,086 $1,969 $1,941 $6,712 $7,039 $2,831 $2,930

Buy Cheap Oxford, CT Auto Insurance for Teen Drivers

Auto insurance for teenagers in Oxford can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Oxford, CT are listed here.

Annual Auto Insurance Rates for Teen Drivers in Oxford, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,615 $13,720
GEICO $5,368 $6,338
Liberty Mutual $18,156 $20,485
Nationwide $6,660 $8,442
Progressive $11,513 $12,770
State Farm $5,573 $7,000
Travelers $14,299 $23,160
USAA $6,712 $7,039

Buy Cheap Oxford, CT Auto Insurance for Seniors

You can save on senior auto insurance rates in Oxford, Connecticut by comparing Oxford senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Oxford, CT here.

Annual Auto Insurance Rates for Senior Drivers in Oxford, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,479 $3,725
GEICO $2,137 $2,154
Liberty Mutual $2,804 $3,465
Nationwide $2,151 $2,255
Progressive $2,338 $2,432
State Farm $1,681 $1,681
Travelers $1,839 $1,833
USAA $1,969 $1,941

Find Cheap Auto Insurance Rates in Oxford, CT by Coverage Level

The amount of coverage you choose is a big factor in the cost of Oxford, Connecticut auto insurance. Compare Oxford, CT auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oxford, Connecticut

Insurance Company Low Medium High
Allstate $5,728 $6,027 $6,345
GEICO $2,882 $3,084 $3,404
Liberty Mutual $7,214 $7,465 $7,901
Nationwide $3,794 $3,792 $3,695
Progressive $4,757 $5,076 $5,537
State Farm $2,820 $3,007 $3,179
Travelers $5,651 $6,089 $6,663
USAA $3,221 $3,456 $3,680

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Find Cheap Oxford, CT Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Oxford. Compare auto insurance rates in Oxford, CT by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Oxford, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,034 $6,034
GEICO $3,075 $3,171
Liberty Mutual $7,527 $7,527
Nationwide $3,761 $3,761
Progressive $5,124 $5,124
State Farm $2,929 $3,076
Travelers $6,134 $6,134
USAA $3,411 $3,493

Find Cheap Oxford, CT Auto Insurance Rates by Driving Record

Auto insurance rates in Oxford, Connecticut are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Oxford, CT, take a look at the average cost for various violations versus rates for a clean driving record in Oxford.

Annual Oxford, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,138 $6,335 $7,523 $5,138
GEICO $1,972 $2,587 $5,513 $2,421
Liberty Mutual $6,591 $8,251 $8,175 $7,091
Nationwide $3,064 $3,998 $4,574 $3,407
Progressive $4,368 $6,351 $4,597 $5,178
State Farm $2,794 $3,071 $3,071 $3,071
Travelers $4,940 $5,350 $7,786 $6,460
USAA $2,667 $3,356 $5,118 $2,667

Find Cheap Oxford, CT Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Oxford, Connecticut is higher than for a clean driving record. You can buy auto insurance after a DUI in Oxford for less when you shop around and compare rates from multiple Oxford, CT auto insurance companies.

Annual Auto Insurance Rates After a DUI in Oxford, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,523
GEICO $5,513
Liberty Mutual $8,175
Nationwide $4,574
Progressive $4,597
State Farm $3,071
Travelers $7,786
USAA $5,118

Winners by Category: Where to Buy Cheap Auto Insurance in Oxford, CT

Compare rates from the cheapest auto insurance companies in Oxford, CT for your needs. Take a look at how Oxford, Connecticut auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Oxford, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Oxford, Connecticut Auto Insurance Companies

If you’re looking for the cheapest Oxford, CT auto insurance companies overall, you can compare them here. Find the best price for Oxford, Connecticut car insurance by company.

Average Annual Auto Insurance Rates by Company in Oxford, Connecticut

Insurance Company Average Annual Rates
Allstate $6,034
GEICO $3,123
Liberty Mutual $7,527
Nationwide $3,761
Progressive $5,124
State Farm $3,002
Travelers $6,134
USAA $3,452

What affects Oxford, Connecticut auto insurance rates?

Local factors affect auto insurance rates in Oxford, CT, including traffic, theft statistics, and commute length. Take a look at the things that impact Oxford auto insurance rates.

Traffic in Oxford

How is traffic in Oxford, Connecticut? Inrix data shows that Oxford, CT traffic makes it the 771st-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Oxford, CT

You can buy cheap Oxford, CT auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Oxford, Connecticut auto insurance quotes from top companies.

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