Buy Cheap Owensville, OH Auto Insurance (2021)

Owensville, OH auto insurance rates average $242 a month. Minimum auto insurance requirements in Owensville, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Owensville, OH, compare Owensville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Owensville, OH for teens drivers are $6,034/year
  • Average auto insurance rates in Owensville, OH after a DUI are $3,375/year
  • Average auto insurance rates in Owensville, OH are $242/month

Finding affordable Owensville, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Owensville, OH auto insurance with confidence is right here. Auto insurance rates in Owensville are affected by local factors as well as personal ones like your driving record.

See how Owensville, OH car insurance rates compare to Toledo auto insurance rates, Parma auto insurance rates, and Columbus auto insurance rates before you read more about the cost of auto insurance in Owensville.

Don’t buy Owensville, OH auto insurance until you’ve compared rates. Get free Owensville, Ohio auto insurance quotes when you enter your ZIP code above.

Owensville, OH Minimum Auto Insurance Requirements

The required auto insurance in Owensville, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Owensville, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Owensville, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Owensville, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Owensville, OH. Take a look at Owensville, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Owensville, Ohio

Insurance Company Poor Fair Good
Allstate $4,189 $3,057 $2,547
American Family $2,042 $1,398 $1,184
Farmers $4,037 $3,421 $3,258
GEICO $2,258 $1,883 $1,508
Liberty Mutual $6,761 $4,146 $3,250
Nationwide $4,296 $3,457 $2,916
Progressive $3,819 $3,307 $3,093
State Farm $3,727 $2,303 $1,815
Travelers $3,379 $2,942 $2,748
USAA $1,896 $1,343 $1,145

Buy Cheap Owensville, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Owensville, Ohio auto insurance rates? Find out how car insurance rates in Owensville, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Owensville, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,165 $2,152 $1,961 $2,096 $6,097 $6,979 $2,260 $2,404
American Family $962 $999 $879 $883 $2,958 $3,210 $1,189 $1,252
Farmers $1,876 $1,870 $1,651 $1,744 $8,409 $8,740 $2,100 $2,186
GEICO $1,353 $1,313 $1,273 $1,286 $3,661 $3,405 $1,504 $1,269
Liberty Mutual $2,194 $2,395 $1,685 $2,053 $11,529 $13,016 $2,332 $2,546
Nationwide $2,352 $2,361 $2,124 $2,136 $6,135 $7,894 $2,519 $2,928
Progressive $1,749 $1,643 $1,462 $1,504 $7,831 $8,809 $2,093 $2,158
State Farm $1,541 $1,541 $1,389 $1,389 $4,968 $6,231 $1,795 $2,063
Travelers $1,393 $1,414 $1,384 $1,377 $6,011 $9,493 $1,452 $1,658
USAA $882 $889 $841 $838 $2,743 $3,051 $1,178 $1,271

Buy Cheap Owensville, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Owensville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Owensville, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Owensville, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,097 $6,979
American Family $2,958 $3,210
Farmers $8,409 $8,740
GEICO $3,661 $3,405
Liberty Mutual $11,529 $13,016
Nationwide $6,135 $7,894
Progressive $7,831 $8,809
State Farm $4,968 $6,231
Travelers $6,011 $9,493
USAA $2,743 $3,051

Buy Cheap Owensville, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Owensville, Ohio by comparing Owensville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Owensville, OH here.

Annual Auto Insurance Rates for Senior Drivers in Owensville, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,961 $2,096
American Family $879 $883
Farmers $1,651 $1,744
GEICO $1,273 $1,286
Liberty Mutual $1,685 $2,053
Nationwide $2,124 $2,136
Progressive $1,462 $1,504
State Farm $1,389 $1,389
Travelers $1,384 $1,377
USAA $841 $838

Find Cheap Auto Insurance Rates in Owensville, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Owensville, Ohio auto insurance. Compare Owensville, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Owensville, Ohio

Insurance Company Low Medium High
Allstate $3,152 $3,258 $3,384
American Family $1,517 $1,553 $1,554
Farmers $3,377 $3,518 $3,821
GEICO $1,824 $1,876 $1,950
Liberty Mutual $4,542 $4,743 $4,871
Nationwide $3,945 $3,445 $3,278
Progressive $3,276 $3,378 $3,565
State Farm $2,477 $2,624 $2,744
Travelers $2,943 $3,063 $3,063
USAA $1,398 $1,460 $1,527

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Find Cheap Owensville, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Owensville. Compare auto insurance rates in Owensville, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Owensville, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,264 $3,264
American Family $1,523 $1,560
Farmers $3,572 $3,572
GEICO $1,852 $1,914
Liberty Mutual $4,719 $4,719
Nationwide $3,556 $3,556
Progressive $3,406 $3,406
State Farm $2,549 $2,680
Travelers $3,023 $3,023
USAA $1,407 $1,517

Find Cheap Owensville, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Owensville, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Owensville, OH, take a look at the average cost for various violations versus rates for a clean driving record in Owensville.

Annual Owensville, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,732 $3,317 $3,907 $3,101
American Family $1,477 $1,563 $1,563 $1,563
Farmers $2,946 $3,797 $3,702 $3,843
GEICO $1,274 $1,845 $2,683 $1,729
Liberty Mutual $3,964 $5,089 $5,198 $4,624
Nationwide $2,852 $3,625 $4,596 $3,152
Progressive $2,937 $3,997 $3,128 $3,564
State Farm $2,373 $2,856 $2,615 $2,615
Travelers $2,226 $2,901 $4,376 $2,588
USAA $1,122 $1,505 $1,976 $1,243

Find Cheap Owensville, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Owensville, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Owensville for less when you shop around and compare rates from multiple Owensville, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Owensville, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,907
American Family $1,563
Farmers $3,702
GEICO $2,683
Liberty Mutual $5,198
Nationwide $4,596
Progressive $3,128
State Farm $2,615
Travelers $4,376
USAA $1,976

Winners by Category: Where to Buy Cheap Auto Insurance in Owensville, OH

Compare rates from the cheapest auto insurance companies in Owensville, OH for your needs. Take a look at how Owensville, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Owensville, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Owensville, Ohio Auto Insurance Companies

If you’re looking for the cheapest Owensville, OH auto insurance companies overall, you can compare them here. Find the best price for Owensville, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Owensville, Ohio

Insurance Company Average Annual Rates
Allstate $3,264
American Family $1,541
Farmers $3,572
GEICO $1,883
Liberty Mutual $4,719
Nationwide $3,556
Progressive $3,406
State Farm $2,615
Travelers $3,023
USAA $1,462

What affects Owensville, Ohio auto insurance rates?

Local factors affect auto insurance rates in Owensville, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Owensville auto insurance rates.

Commute Times in Owensville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Owensville, OH is 28.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Owensville, OH

You can buy cheap Owensville, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Owensville, Ohio auto insurance quotes from top companies.

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