Buy Cheap Owensville, IN Auto Insurance (2021)

Owensville, IN auto insurance rates average $280 a month. Minimum auto insurance requirements in Owensville, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Owensville, IN, compare Owensville auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Owensville, IN are $280/month
  • The most expensive auto insurance company in Owensville after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Owensville is Liberty Mutual

Finding affordable Owensville, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Owensville, IN auto insurance with confidence is right here. Auto insurance rates in Owensville are affected by local factors as well as personal ones like your driving record.

See how Owensville, IN car insurance rates compare to Fort Wayne auto insurance rates, Gary auto insurance rates, and Fishers auto insurance rates before you read more about the cost of auto insurance in Owensville.

Don’t buy Owensville, IN auto insurance until you’ve compared rates. Get free Owensville, Indiana auto insurance quotes when you enter your ZIP code above.

Owensville, IN Minimum Auto Insurance Requirements

The required auto insurance in Owensville, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Owensville, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Owensville, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Owensville, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Owensville, IN. Take a look at Owensville, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Owensville, Indiana

Insurance Company Poor Fair Good
Allstate $4,826 $3,596 $3,268
American Family $5,078 $3,306 $2,769
Farmers $4,410 $3,596 $3,333
GEICO $2,773 $2,305 $1,836
Liberty Mutual $7,481 $4,869 $4,504
Nationwide $3,111 $2,627 $2,461
Progressive $4,413 $3,902 $3,677
State Farm $3,583 $2,137 $1,656
Travelers $3,651 $3,089 $3,085
USAA $2,383 $1,581 $1,357

Buy Cheap Owensville, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Owensville, Indiana auto insurance rates? Find out how car insurance rates in Owensville, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Owensville, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,399 $2,455 $2,110 $2,308 $7,439 $9,388 $2,430 $2,642
American Family $2,349 $2,349 $2,107 $2,107 $6,331 $9,225 $2,349 $2,920
Farmers $1,699 $1,674 $1,452 $1,634 $9,248 $9,861 $2,246 $2,426
GEICO $1,578 $1,564 $1,463 $1,503 $4,612 $4,309 $1,805 $1,604
Liberty Mutual $3,825 $3,825 $3,512 $3,512 $8,430 $12,752 $3,825 $5,262
Nationwide $1,678 $1,714 $1,471 $1,570 $4,919 $6,384 $1,972 $2,156
Progressive $1,709 $1,617 $1,545 $1,557 $9,985 $11,234 $2,142 $2,188
State Farm $1,521 $1,521 $1,351 $1,351 $4,545 $5,832 $1,681 $1,869
Travelers $1,206 $1,228 $1,130 $1,128 $7,294 $11,452 $1,275 $1,485
USAA $1,119 $1,097 $1,048 $1,048 $3,204 $3,560 $1,509 $1,602

Buy Cheap Owensville, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Owensville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Owensville, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Owensville, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,439 $9,388
American Family $6,331 $9,225
Farmers $9,248 $9,861
GEICO $4,612 $4,309
Liberty Mutual $8,430 $12,752
Nationwide $4,919 $6,384
Progressive $9,985 $11,234
State Farm $4,545 $5,832
Travelers $7,294 $11,452
USAA $3,204 $3,560

Buy Cheap Owensville, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Owensville, Indiana by comparing Owensville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Owensville, IN here.

Annual Auto Insurance Rates for Senior Drivers in Owensville, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,110 $2,308
American Family $2,107 $2,107
Farmers $1,452 $1,634
GEICO $1,463 $1,503
Liberty Mutual $3,512 $3,512
Nationwide $1,471 $1,570
Progressive $1,545 $1,557
State Farm $1,351 $1,351
Travelers $1,130 $1,128
USAA $1,048 $1,048

Find Cheap Auto Insurance Rates in Owensville, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Owensville, Indiana auto insurance. Compare Owensville, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Owensville, Indiana

Insurance Company Low Medium High
Allstate $3,709 $3,882 $4,099
American Family $3,702 $3,842 $3,608
Farmers $3,637 $3,772 $3,932
GEICO $2,177 $2,299 $2,438
Liberty Mutual $5,428 $5,602 $5,823
Nationwide $2,770 $2,712 $2,717
Progressive $3,782 $3,937 $4,273
State Farm $2,347 $2,458 $2,572
Travelers $3,224 $3,305 $3,295
USAA $1,707 $1,769 $1,844

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Find Cheap Owensville, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Owensville. Compare auto insurance rates in Owensville, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Owensville, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,897 $3,897
American Family $3,673 $3,762
Farmers $3,780 $3,780
GEICO $2,264 $2,346
Liberty Mutual $5,467 $5,769
Nationwide $2,733 $2,733
Progressive $3,997 $3,997
State Farm $2,389 $2,529
Travelers $3,275 $3,275
USAA $1,750 $1,797

Find Cheap Owensville, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Owensville, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Owensville, IN, take a look at the average cost for various violations versus rates for a clean driving record in Owensville.

Annual Owensville, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,105 $4,569 $4,215 $3,698
American Family $2,562 $4,085 $5,171 $3,052
Farmers $3,383 $3,939 $4,064 $3,734
GEICO $1,517 $2,382 $3,208 $2,111
Liberty Mutual $4,416 $5,181 $8,022 $4,853
Nationwide $2,351 $3,029 $2,905 $2,647
Progressive $2,996 $5,245 $3,578 $4,171
State Farm $2,402 $2,629 $2,402 $2,402
Travelers $2,779 $3,440 $3,899 $2,981
USAA $1,334 $1,909 $2,194 $1,656

Find Cheap Owensville, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Owensville, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Owensville for less when you shop around and compare rates from multiple Owensville, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Owensville, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,215
American Family $5,171
Farmers $4,064
GEICO $3,208
Liberty Mutual $8,022
Nationwide $2,905
Progressive $3,578
State Farm $2,402
Travelers $3,899
USAA $2,194

Winners by Category: Where to Buy Cheap Auto Insurance in Owensville, IN

Compare rates from the cheapest auto insurance companies in Owensville, IN for your needs. Take a look at how Owensville, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Owensville, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Owensville, Indiana Auto Insurance Companies

If you’re looking for the cheapest Owensville, IN auto insurance companies overall, you can compare them here. Find the best price for Owensville, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Owensville, Indiana

Insurance Company Average Annual Rates
Allstate $3,897
American Family $3,717
Farmers $3,780
GEICO $2,305
Liberty Mutual $5,618
Nationwide $2,733
Progressive $3,997
State Farm $2,459
Travelers $3,275
USAA $1,773

What affects Owensville, Indiana auto insurance rates?

Local factors affect auto insurance rates in Owensville, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Owensville auto insurance rates.

Commute Times in Owensville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Owensville, IN is 22.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Owensville, IN

You can buy cheap Owensville, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Owensville, Indiana auto insurance quotes from top companies.

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