Buy Cheap Owensburg, IN Auto Insurance (2021)

Owensburg, IN auto insurance rates average $284 a month. Minimum auto insurance requirements in Owensburg, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Owensburg, IN, compare Owensburg auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Owensburg, IN are $284/month
  • Average auto insurance rates in Owensburg, IN after a DUI are $4,025/year
  • The most expensive auto insurance company in Owensburg after a DUI is Liberty Mutual

Finding affordable Owensburg, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Owensburg, IN auto insurance with confidence is right here. Auto insurance rates in Owensburg are affected by local factors as well as personal ones like your driving record.

See how Owensburg, IN car insurance rates compare to Indianapolis auto insurance rates, Evansville auto insurance rates, and South Bend auto insurance rates before you read more about the cost of auto insurance in Owensburg.

Don’t buy Owensburg, IN auto insurance until you’ve compared rates. Get free Owensburg, Indiana auto insurance quotes when you enter your ZIP code above.

Owensburg, IN Minimum Auto Insurance Requirements

The required auto insurance in Owensburg, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Owensburg, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Owensburg, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Owensburg, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Owensburg, IN. Take a look at Owensburg, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Owensburg, Indiana

Insurance Company Poor Fair Good
Allstate $4,866 $3,623 $3,293
American Family $5,078 $3,306 $2,769
Farmers $3,772 $3,071 $2,844
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,071 $2,595 $2,425
Progressive $4,780 $4,221 $3,976
State Farm $3,924 $2,339 $1,812
Travelers $3,956 $3,346 $3,342
USAA $2,058 $1,348 $1,151

Buy Cheap Owensburg, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Owensburg, Indiana auto insurance rates? Find out how car insurance rates in Owensburg, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Owensburg, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,413 $2,469 $2,124 $2,324 $7,505 $9,485 $2,446 $2,655
American Family $2,349 $2,349 $2,107 $2,107 $6,331 $9,225 $2,349 $2,920
Farmers $1,479 $1,460 $1,269 $1,423 $7,828 $8,341 $1,938 $2,095
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $1,665 $1,706 $1,458 $1,560 $4,822 $6,279 $1,950 $2,136
Progressive $1,847 $1,755 $1,665 $1,678 $10,780 $12,163 $2,327 $2,390
State Farm $1,680 $1,680 $1,486 $1,486 $4,938 $6,349 $1,854 $2,059
Travelers $1,299 $1,322 $1,216 $1,214 $7,913 $12,447 $1,372 $1,599
USAA $977 $965 $900 $913 $2,658 $2,993 $1,322 $1,424

Buy Cheap Owensburg, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Owensburg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Owensburg, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Owensburg, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,505 $9,485
American Family $6,331 $9,225
Farmers $7,828 $8,341
GEICO $4,871 $4,549
Liberty Mutual $8,901 $13,457
Nationwide $4,822 $6,279
Progressive $10,780 $12,163
State Farm $4,938 $6,349
Travelers $7,913 $12,447
USAA $2,658 $2,993

Buy Cheap Owensburg, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Owensburg, Indiana by comparing Owensburg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Owensburg, IN here.

Annual Auto Insurance Rates for Senior Drivers in Owensburg, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,124 $2,324
American Family $2,107 $2,107
Farmers $1,269 $1,423
GEICO $1,547 $1,591
Liberty Mutual $3,718 $3,718
Nationwide $1,458 $1,560
Progressive $1,665 $1,678
State Farm $1,486 $1,486
Travelers $1,216 $1,214
USAA $900 $913

Find Cheap Auto Insurance Rates in Owensburg, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Owensburg, Indiana auto insurance. Compare Owensburg, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Owensburg, Indiana

Insurance Company Low Medium High
Allstate $3,726 $3,912 $4,144
American Family $3,702 $3,842 $3,608
Farmers $3,114 $3,222 $3,352
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $2,741 $2,675 $2,675
Progressive $4,113 $4,266 $4,598
State Farm $2,572 $2,691 $2,812
Travelers $3,485 $3,581 $3,577
USAA $1,475 $1,516 $1,567

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Find Cheap Owensburg, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Owensburg. Compare auto insurance rates in Owensburg, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Owensburg, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,928 $3,928
American Family $3,673 $3,762
Farmers $3,229 $3,229
GEICO $2,392 $2,483
Liberty Mutual $5,779 $6,096
Nationwide $2,697 $2,697
Progressive $4,326 $4,326
State Farm $2,614 $2,769
Travelers $3,548 $3,548
USAA $1,499 $1,539

Find Cheap Owensburg, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Owensburg, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Owensburg, IN, take a look at the average cost for various violations versus rates for a clean driving record in Owensburg.

Annual Owensburg, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,129 $4,608 $4,249 $3,724
American Family $2,562 $4,085 $5,171 $3,052
Farmers $2,891 $3,368 $3,467 $3,191
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,317 $2,992 $2,868 $2,612
Progressive $3,243 $5,664 $3,876 $4,520
State Farm $2,631 $2,873 $2,631 $2,631
Travelers $3,008 $3,727 $4,226 $3,229
USAA $1,152 $1,629 $1,871 $1,425

Find Cheap Owensburg, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Owensburg, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Owensburg for less when you shop around and compare rates from multiple Owensburg, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Owensburg, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,249
American Family $5,171
Farmers $3,467
GEICO $3,385
Liberty Mutual $8,508
Nationwide $2,868
Progressive $3,876
State Farm $2,631
Travelers $4,226
USAA $1,871

Winners by Category: Where to Buy Cheap Auto Insurance in Owensburg, IN

Compare rates from the cheapest auto insurance companies in Owensburg, IN for your needs. Take a look at how Owensburg, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Owensburg, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Owensburg, Indiana Auto Insurance Companies

If you’re looking for the cheapest Owensburg, IN auto insurance companies overall, you can compare them here. Find the best price for Owensburg, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Owensburg, Indiana

Insurance Company Average Annual Rates
Allstate $3,928
American Family $3,717
Farmers $3,229
GEICO $2,438
Liberty Mutual $5,937
Nationwide $2,697
Progressive $4,326
State Farm $2,692
Travelers $3,548
USAA $1,519

What affects Owensburg, Indiana auto insurance rates?

Local factors affect auto insurance rates in Owensburg, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Owensburg auto insurance rates.

Commute Times in Owensburg

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Owensburg, IN is 31.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Owensburg, IN

You can buy cheap Owensburg, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Owensburg, Indiana auto insurance quotes from top companies.

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