Buy Cheap Owens Cross Roads, AL Auto Insurance (2021)

Owens Cross Roads, AL auto insurance rates average $300 a month. Minimum auto insurance requirements in Owens Cross Roads, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in Owens Cross Roads, AL, compare Owens Cross Roads auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Owens Cross Roads is State Farm
  • The most expensive auto insurance company in Owens Cross Roads after a DUI is State Farm
  • Average auto insurance rates in Owens Cross Roads, AL are $300/month

Finding affordable Owens Cross Roads, Alabama auto insurance can be challenging, but everything you need to know to buy cheap Owens Cross Roads, AL auto insurance with confidence is right here. Auto insurance rates in Owens Cross Roads are affected by local factors as well as personal ones like your driving record.

See how Owens Cross Roads, AL car insurance rates compare to Madison auto insurance rates, Huntsville auto insurance rates, and Hoover auto insurance rates before you read more about the cost of auto insurance in Owens Cross Roads.

Don’t buy Owens Cross Roads, AL auto insurance until you’ve compared rates. Get free Owens Cross Roads, Alabama auto insurance quotes when you enter your ZIP code above.

Owens Cross Roads, AL Minimum Auto Insurance Requirements

The required auto insurance in Owens Cross Roads, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in Owens Cross Roads, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in Owens Cross Roads, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Owens Cross Roads, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Owens Cross Roads, AL. Take a look at Owens Cross Roads, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Owens Cross Roads, Alabama

Insurance Company Poor Fair Good
Allstate $4,070 $3,197 $2,612
Farmers $4,490 $3,874 $3,671
GEICO $3,353 $2,393 $2,165
Liberty Mutual $6,741 $4,160 $3,270
Nationwide $3,185 $2,486 $2,250
Progressive $5,382 $4,637 $4,340
State Farm $8,865 $4,484 $3,044
Travelers $2,998 $2,605 $2,653
USAA $2,815 $1,841 $1,645

Buy Cheap Owens Cross Roads, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Owens Cross Roads, Alabama auto insurance rates? Find out how car insurance rates in Owens Cross Roads, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Owens Cross Roads, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,989 $1,899 $1,803 $1,838 $6,896 $7,427 $2,223 $2,270
Farmers $2,280 $2,258 $2,035 $2,164 $8,912 $9,163 $2,592 $2,688
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,741 $2,957 $2,257 $2,522 $10,105 $11,226 $2,904 $3,076
Nationwide $1,720 $1,740 $1,570 $1,622 $4,565 $5,863 $1,910 $2,131
Progressive $2,564 $2,391 $2,112 $2,255 $10,781 $12,010 $2,998 $3,181
State Farm $3,266 $3,266 $2,983 $2,983 $10,330 $12,891 $3,701 $4,293
Travelers $1,121 $1,136 $1,058 $1,056 $5,974 $9,398 $1,069 $1,203
USAA $1,303 $1,315 $1,218 $1,187 $3,927 $4,342 $1,691 $1,820

Buy Cheap Owens Cross Roads, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Owens Cross Roads can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Owens Cross Roads, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Owens Cross Roads, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,896 $7,427
Farmers $8,912 $9,163
GEICO $4,963 $4,863
Liberty Mutual $10,105 $11,226
Nationwide $4,565 $5,863
Progressive $10,781 $12,010
State Farm $10,330 $12,891
Travelers $5,974 $9,398
USAA $3,927 $4,342

Buy Cheap Owens Cross Roads, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in Owens Cross Roads, Alabama by comparing Owens Cross Roads senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Owens Cross Roads, AL here.

Annual Auto Insurance Rates for Senior Drivers in Owens Cross Roads, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,803 $1,838
Farmers $2,035 $2,164
GEICO $1,810 $1,872
Liberty Mutual $2,257 $2,522
Nationwide $1,570 $1,622
Progressive $2,112 $2,255
State Farm $2,983 $2,983
Travelers $1,058 $1,056
USAA $1,218 $1,187

Find Cheap Auto Insurance Rates in Owens Cross Roads, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Owens Cross Roads, Alabama auto insurance. Compare Owens Cross Roads, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Owens Cross Roads, Alabama

Insurance Company Low Medium High
Allstate $3,172 $3,287 $3,420
Farmers $3,788 $3,961 $4,285
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,500 $4,701 $4,970
Nationwide $2,626 $2,617 $2,677
Progressive $4,271 $4,763 $5,325
State Farm $5,150 $5,458 $5,784
Travelers $2,603 $2,806 $2,847
USAA $2,022 $2,089 $2,190

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Find Cheap Owens Cross Roads, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Owens Cross Roads. Compare auto insurance rates in Owens Cross Roads, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Owens Cross Roads, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,293 $3,293
Farmers $4,011 $4,011
GEICO $2,591 $2,683
Liberty Mutual $4,724 $4,724
Nationwide $2,640 $2,640
Progressive $4,786 $4,786
State Farm $5,331 $5,597
Travelers $2,752 $2,752
USAA $2,004 $2,196

Find Cheap Owens Cross Roads, AL Auto Insurance Rates by Driving Record

Auto insurance rates in Owens Cross Roads, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Owens Cross Roads, AL, take a look at the average cost for various violations versus rates for a clean driving record in Owens Cross Roads.

Annual Owens Cross Roads, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,805 $3,303 $3,901 $3,164
Farmers $3,372 $4,371 $4,263 $4,040
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $3,707 $5,162 $5,038 $4,988
Nationwide $2,313 $2,313 $3,356 $2,579
Progressive $4,308 $5,445 $4,668 $4,725
State Farm $4,901 $6,152 $5,402 $5,402
Travelers $2,299 $2,410 $3,515 $2,783
USAA $1,616 $2,033 $3,006 $1,747

Find Cheap Owens Cross Roads, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Owens Cross Roads, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in Owens Cross Roads for less when you shop around and compare rates from multiple Owens Cross Roads, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Owens Cross Roads, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,901
Farmers $4,263
GEICO $3,548
Liberty Mutual $5,038
Nationwide $3,356
Progressive $4,668
State Farm $5,402
Travelers $3,515
USAA $3,006

Winners by Category: Where to Buy Cheap Auto Insurance in Owens Cross Roads, AL

Compare rates from the cheapest auto insurance companies in Owens Cross Roads, AL for your needs. Take a look at how Owens Cross Roads, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Owens Cross Roads, Alabama

Category Insurance Company
Teenagers USAA
Seniors Travelers
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Owens Cross Roads, Alabama Auto Insurance Companies

If you’re looking for the cheapest Owens Cross Roads, AL auto insurance companies overall, you can compare them here. Find the best price for Owens Cross Roads, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in Owens Cross Roads, Alabama

Insurance Company Average Annual Rates
Allstate $3,293
Farmers $4,011
GEICO $2,637
Liberty Mutual $4,724
Nationwide $2,640
Progressive $4,786
State Farm $5,464
Travelers $2,752
USAA $2,100

What affects Owens Cross Roads, Alabama auto insurance rates?

Local factors affect auto insurance rates in Owens Cross Roads, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact Owens Cross Roads auto insurance rates.

Commute Times in Owens Cross Roads

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Owens Cross Roads, AL is 28.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Owens Cross Roads, AL

You can buy cheap Owens Cross Roads, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Owens Cross Roads, Alabama auto insurance quotes from top companies.

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