Buy Cheap Ovid, CO Auto Insurance (2021)

Ovid, CO auto insurance rates average $324 a month. Minimum auto insurance requirements in Ovid, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Ovid, CO, compare Ovid auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Ovid is Farmers
  • Average auto insurance rates in Ovid, CO after a DUI are $4,623/year
  • Average auto insurance rates in Ovid, CO are $324/month

Finding affordable Ovid, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Ovid, CO auto insurance with confidence is right here. Auto insurance rates in Ovid are affected by local factors as well as personal ones like your driving record.

See how Ovid, CO car insurance rates compare to Pueblo auto insurance rates, Colorado Springs auto insurance rates, and Fort Collins auto insurance rates before you read more about the cost of auto insurance in Ovid.

Don’t buy Ovid, CO auto insurance until you’ve compared rates. Get free Ovid, Colorado auto insurance quotes when you enter your ZIP code above.

Ovid, CO Minimum Auto Insurance Requirements

The required auto insurance in Ovid, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Ovid, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Ovid, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Ovid, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ovid, CO. Take a look at Ovid, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ovid, Colorado

Insurance Company Poor Fair Good
Allstate $6,490 $4,992 $3,775
American Family $4,704 $3,340 $2,802
Farmers $6,006 $4,863 $4,628
GEICO $4,182 $3,475 $2,767
Liberty Mutual $3,858 $2,354 $1,875
Nationwide $4,899 $3,858 $3,367
Progressive $4,909 $4,148 $3,785
State Farm $4,182 $2,685 $2,164
USAA $5,346 $3,014 $2,405

Buy Cheap Ovid, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ovid, Colorado auto insurance rates? Find out how car insurance rates in Ovid, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ovid, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $2,973 $2,838 $2,870 $10,635 $11,138 $3,516 $3,549
American Family $2,475 $2,475 $2,230 $2,230 $5,988 $8,011 $2,475 $3,035
Farmers $3,132 $3,118 $2,843 $3,035 $11,065 $11,191 $3,435 $3,508
GEICO $2,260 $2,431 $2,315 $2,572 $6,794 $7,203 $2,081 $2,141
Liberty Mutual $1,815 $1,784 $1,542 $1,692 $5,285 $5,756 $1,833 $1,857
Nationwide $2,701 $2,762 $2,404 $2,557 $6,746 $8,703 $3,096 $3,361
Progressive $2,745 $2,583 $2,317 $2,330 $8,542 $9,572 $3,112 $3,045
State Farm $1,988 $1,988 $1,747 $1,747 $5,176 $6,646 $2,205 $2,585
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

Buy Cheap Ovid, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ovid can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ovid, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ovid, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,635 $11,138
American Family $5,988 $8,011
Farmers $11,065 $11,191
GEICO $6,794 $7,203
Liberty Mutual $5,285 $5,756
Nationwide $6,746 $8,703
Progressive $8,542 $9,572
State Farm $5,176 $6,646
USAA $5,826 $6,723

Buy Cheap Ovid, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Ovid, Colorado by comparing Ovid senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ovid, CO here.

Annual Auto Insurance Rates for Senior Drivers in Ovid, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,870
American Family $2,230 $2,230
Farmers $2,843 $3,035
GEICO $2,315 $2,572
Liberty Mutual $1,542 $1,692
Nationwide $2,404 $2,557
Progressive $2,317 $2,330
State Farm $1,747 $1,747
USAA $2,298 $2,340

Find Cheap Auto Insurance Rates in Ovid, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ovid, Colorado auto insurance. Compare Ovid, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ovid, Colorado

Insurance Company Low Medium High
Allstate $4,806 $5,068 $5,382
American Family $3,434 $3,690 $3,722
Farmers $4,627 $5,105 $5,765
GEICO $3,185 $3,419 $3,820
Liberty Mutual $2,549 $2,685 $2,852
Nationwide $4,103 $4,041 $3,980
Progressive $4,053 $4,289 $4,500
State Farm $2,852 $3,010 $3,169
USAA $3,452 $3,588 $3,726

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Find Cheap Ovid, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ovid. Compare auto insurance rates in Ovid, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ovid, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,086 $5,086
American Family $3,538 $3,692
Farmers $5,166 $5,166
GEICO $3,392 $3,557
Liberty Mutual $2,695 $2,695
Nationwide $4,041 $4,041
Progressive $4,281 $4,281
State Farm $2,937 $3,084
USAA $3,485 $3,692

Find Cheap Ovid, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Ovid, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ovid, CO, take a look at the average cost for various violations versus rates for a clean driving record in Ovid.

Annual Ovid, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $4,995 $6,071 $4,918
American Family $2,676 $3,796 $4,955 $3,033
Farmers $4,386 $5,590 $5,507 $5,180
GEICO $2,489 $3,823 $4,295 $3,292
Liberty Mutual $2,358 $2,762 $2,874 $2,788
Nationwide $3,080 $4,250 $5,431 $3,404
Progressive $3,732 $5,072 $3,942 $4,377
State Farm $2,810 $3,210 $3,010 $3,010
USAA $2,644 $3,195 $5,527 $2,989

Find Cheap Ovid, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ovid, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Ovid for less when you shop around and compare rates from multiple Ovid, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ovid, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,071
American Family $4,955
Farmers $5,507
GEICO $4,295
Liberty Mutual $2,874
Nationwide $5,431
Progressive $3,942
State Farm $3,010
USAA $5,527

Winners by Category: Where to Buy Cheap Auto Insurance in Ovid, CO

Compare rates from the cheapest auto insurance companies in Ovid, CO for your needs. Take a look at how Ovid, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ovid, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Find Cheap Ovid, Colorado Auto Insurance Companies

If you’re looking for the cheapest Ovid, CO auto insurance companies overall, you can compare them here. Find the best price for Ovid, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Ovid, Colorado

Insurance Company Average Annual Rates
Allstate $5,086
American Family $3,615
Farmers $5,166
GEICO $3,475
Liberty Mutual $2,695
Nationwide $4,041
Progressive $4,281
State Farm $3,010
USAA $3,589

What affects Ovid, Colorado auto insurance rates?

Local factors affect auto insurance rates in Ovid, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Ovid auto insurance rates.

Commute Times in Ovid

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ovid, CO is 23.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Ovid, CO

You can buy cheap Ovid, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ovid, Colorado auto insurance quotes from top companies.

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