Buy Cheap Otway, OH Auto Insurance (2021)

Otway, OH auto insurance rates average $249 a month. Minimum auto insurance requirements in Otway, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Otway, OH, compare Otway auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Otway, OH for teens drivers are $6,069/year
  • Average auto insurance rates in Otway, OH after a DUI are $3,471/year
  • The most expensive auto insurance company in Otway is Liberty Mutual

Finding affordable Otway, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Otway, OH auto insurance with confidence is right here. Auto insurance rates in Otway are affected by local factors as well as personal ones like your driving record.

See how Otway, OH car insurance rates compare to Canton auto insurance rates, Hamilton auto insurance rates, and Cincinnati auto insurance rates before you read more about the cost of auto insurance in Otway.

Don’t buy Otway, OH auto insurance until you’ve compared rates. Get free Otway, Ohio auto insurance quotes when you enter your ZIP code above.

Otway, OH Minimum Auto Insurance Requirements

The required auto insurance in Otway, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Otway, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Otway, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Otway, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Otway, OH. Take a look at Otway, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Otway, Ohio

Insurance Company Poor Fair Good
Allstate $4,096 $2,963 $2,481
American Family $2,014 $1,379 $1,170
Farmers $4,104 $3,450 $3,286
GEICO $2,444 $2,036 $1,629
Liberty Mutual $6,873 $4,186 $3,280
Nationwide $4,365 $3,512 $2,962
Progressive $4,031 $3,448 $3,209
State Farm $3,631 $2,244 $1,768
Travelers $3,708 $3,222 $3,008
USAA $2,170 $1,528 $1,299

Buy Cheap Otway, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Otway, Ohio auto insurance rates? Find out how car insurance rates in Otway, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Otway, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,158 $2,164 $1,931 $2,069 $5,770 $6,593 $2,291 $2,463
American Family $980 $1,021 $884 $891 $2,828 $3,088 $1,204 $1,272
Farmers $1,951 $1,948 $1,720 $1,809 $8,340 $8,655 $2,187 $2,297
GEICO $1,488 $1,434 $1,372 $1,372 $3,911 $3,639 $1,660 $1,414
Liberty Mutual $2,268 $2,482 $1,743 $2,123 $11,512 $13,030 $2,424 $2,659
Nationwide $2,425 $2,442 $2,181 $2,203 $6,095 $7,903 $2,607 $3,049
Progressive $1,901 $1,815 $1,578 $1,625 $7,955 $8,988 $2,285 $2,353
State Farm $1,585 $1,585 $1,399 $1,399 $4,638 $5,853 $1,831 $2,090
Travelers $1,543 $1,568 $1,521 $1,516 $6,548 $10,354 $1,603 $1,849
USAA $1,012 $1,022 $956 $960 $3,091 $3,453 $1,359 $1,474

Buy Cheap Otway, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Otway can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Otway, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Otway, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,770 $6,593
American Family $2,828 $3,088
Farmers $8,340 $8,655
GEICO $3,911 $3,639
Liberty Mutual $11,512 $13,030
Nationwide $6,095 $7,903
Progressive $7,955 $8,988
State Farm $4,638 $5,853
Travelers $6,548 $10,354
USAA $3,091 $3,453

Buy Cheap Otway, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Otway, Ohio by comparing Otway senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Otway, OH here.

Annual Auto Insurance Rates for Senior Drivers in Otway, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,931 $2,069
American Family $884 $891
Farmers $1,720 $1,809
GEICO $1,372 $1,372
Liberty Mutual $1,743 $2,123
Nationwide $2,181 $2,203
Progressive $1,578 $1,625
State Farm $1,399 $1,399
Travelers $1,521 $1,516
USAA $956 $960

Find Cheap Auto Insurance Rates in Otway, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Otway, Ohio auto insurance. Compare Otway, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Otway, Ohio

Insurance Company Low Medium High
Allstate $3,079 $3,174 $3,287
American Family $1,501 $1,532 $1,530
Farmers $3,442 $3,562 $3,835
GEICO $1,977 $2,028 $2,104
Liberty Mutual $4,611 $4,804 $4,925
Nationwide $4,010 $3,501 $3,329
Progressive $3,435 $3,535 $3,718
State Farm $2,442 $2,554 $2,646
Travelers $3,226 $3,357 $3,355
USAA $1,596 $1,664 $1,737

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Find Cheap Otway, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Otway. Compare auto insurance rates in Otway, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Otway, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,180 $3,180
American Family $1,503 $1,540
Farmers $3,613 $3,613
GEICO $1,997 $2,076
Liberty Mutual $4,780 $4,780
Nationwide $3,613 $3,613
Progressive $3,562 $3,562
State Farm $2,486 $2,609
Travelers $3,313 $3,313
USAA $1,600 $1,731

Find Cheap Otway, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Otway, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Otway, OH, take a look at the average cost for various violations versus rates for a clean driving record in Otway.

Annual Otway, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,694 $3,243 $3,755 $3,027
American Family $1,457 $1,542 $1,542 $1,542
Farmers $2,983 $3,832 $3,737 $3,901
GEICO $1,397 $1,993 $2,843 $1,913
Liberty Mutual $4,021 $5,144 $5,272 $4,682
Nationwide $2,881 $3,684 $4,693 $3,193
Progressive $3,081 $4,147 $3,275 $3,747
State Farm $2,340 $2,756 $2,548 $2,548
Travelers $2,447 $3,178 $4,789 $2,837
USAA $1,279 $1,712 $2,253 $1,418

Find Cheap Otway, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Otway, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Otway for less when you shop around and compare rates from multiple Otway, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Otway, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,755
American Family $1,542
Farmers $3,737
GEICO $2,843
Liberty Mutual $5,272
Nationwide $4,693
Progressive $3,275
State Farm $2,548
Travelers $4,789
USAA $2,253

Winners by Category: Where to Buy Cheap Auto Insurance in Otway, OH

Compare rates from the cheapest auto insurance companies in Otway, OH for your needs. Take a look at how Otway, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Otway, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Otway, Ohio Auto Insurance Companies

If you’re looking for the cheapest Otway, OH auto insurance companies overall, you can compare them here. Find the best price for Otway, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Otway, Ohio

Insurance Company Average Annual Rates
Allstate $3,180
American Family $1,521
Farmers $3,613
GEICO $2,036
Liberty Mutual $4,780
Nationwide $3,613
Progressive $3,562
State Farm $2,548
Travelers $3,313
USAA $1,666

Compare Auto Insurance Quotes in Otway, OH

You can buy cheap Otway, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Otway, Ohio auto insurance quotes from top companies.

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