Buy Cheap Ottawa Hills, OH Auto Insurance (2021)

Ottawa Hills, OH auto insurance rates average $283 a month. Minimum auto insurance requirements in Ottawa Hills, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Ottawa Hills, OH, compare Ottawa Hills auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Ottawa Hills, OH for teens drivers are $7,089/year
  • Average auto insurance rates in Ottawa Hills, OH after a DUI are $3,971/year
  • Average auto insurance rates in Ottawa Hills, OH are $283/month

Finding affordable Ottawa Hills, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Ottawa Hills, OH auto insurance with confidence is right here. Auto insurance rates in Ottawa Hills are affected by local factors as well as personal ones like your driving record.

See how Ottawa Hills, OH car insurance rates compare to Cleveland auto insurance rates, Akron auto insurance rates, and Parma auto insurance rates before you read more about the cost of auto insurance in Ottawa Hills.

Don’t buy Ottawa Hills, OH auto insurance until you’ve compared rates. Get free Ottawa Hills, Ohio auto insurance quotes when you enter your ZIP code above.

Ottawa Hills, OH Minimum Auto Insurance Requirements

The required auto insurance in Ottawa Hills, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Ottawa Hills, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Ottawa Hills, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Ottawa Hills, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ottawa Hills, OH. Take a look at Ottawa Hills, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ottawa Hills, Ohio

Insurance Company Poor Fair Good
Allstate $4,611 $3,350 $2,782
American Family $2,214 $1,504 $1,274
Farmers $4,365 $3,697 $3,520
GEICO $2,653 $2,209 $1,764
Liberty Mutual $8,043 $4,920 $3,851
Nationwide $5,010 $4,025 $3,390
Progressive $4,452 $3,870 $3,625
State Farm $4,505 $2,787 $2,198
Travelers $4,607 $4,013 $3,751
USAA $2,115 $1,501 $1,281

Buy Cheap Ottawa Hills, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ottawa Hills, Ohio auto insurance rates? Find out how car insurance rates in Ottawa Hills, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ottawa Hills, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,379 $2,365 $2,156 $2,306 $6,693 $7,638 $2,478 $2,634
American Family $998 $1,035 $926 $928 $3,300 $3,577 $1,241 $1,308
Farmers $2,003 $2,003 $1,763 $1,867 $9,154 $9,526 $2,241 $2,328
GEICO $1,583 $1,542 $1,497 $1,524 $4,296 $3,988 $1,759 $1,480
Liberty Mutual $2,596 $2,838 $1,987 $2,428 $13,717 $15,504 $2,756 $3,013
Nationwide $2,726 $2,736 $2,459 $2,472 $7,178 $9,242 $2,921 $3,400
Progressive $2,018 $1,888 $1,680 $1,739 $9,235 $10,404 $2,404 $2,492
State Farm $1,875 $1,875 $1,690 $1,690 $5,985 $7,524 $2,179 $2,490
Travelers $1,852 $1,880 $1,848 $1,839 $8,274 $13,168 $1,935 $2,192
USAA $988 $997 $941 $940 $3,054 $3,400 $1,323 $1,416

Buy Cheap Ottawa Hills, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ottawa Hills can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ottawa Hills, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ottawa Hills, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,693 $7,638
American Family $3,300 $3,577
Farmers $9,154 $9,526
GEICO $4,296 $3,988
Liberty Mutual $13,717 $15,504
Nationwide $7,178 $9,242
Progressive $9,235 $10,404
State Farm $5,985 $7,524
Travelers $8,274 $13,168
USAA $3,054 $3,400

Buy Cheap Ottawa Hills, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Ottawa Hills, Ohio by comparing Ottawa Hills senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ottawa Hills, OH here.

Annual Auto Insurance Rates for Senior Drivers in Ottawa Hills, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,156 $2,306
American Family $926 $928
Farmers $1,763 $1,867
GEICO $1,497 $1,524
Liberty Mutual $1,987 $2,428
Nationwide $2,459 $2,472
Progressive $1,680 $1,739
State Farm $1,690 $1,690
Travelers $1,848 $1,839
USAA $941 $940

Find Cheap Auto Insurance Rates in Ottawa Hills, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ottawa Hills, Ohio auto insurance. Compare Ottawa Hills, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ottawa Hills, Ohio

Insurance Company Low Medium High
Allstate $3,431 $3,572 $3,741
American Family $1,625 $1,677 $1,690
Farmers $3,630 $3,790 $4,161
GEICO $2,128 $2,197 $2,301
Liberty Mutual $5,381 $5,635 $5,799
Nationwide $4,539 $4,019 $3,868
Progressive $3,792 $3,943 $4,213
State Farm $2,982 $3,175 $3,334
Travelers $3,988 $4,182 $4,200
USAA $1,547 $1,631 $1,719

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Find Cheap Ottawa Hills, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ottawa Hills. Compare auto insurance rates in Ottawa Hills, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ottawa Hills, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,581 $3,581
American Family $1,643 $1,685
Farmers $3,861 $3,861
GEICO $2,169 $2,248
Liberty Mutual $5,605 $5,605
Nationwide $4,142 $4,142
Progressive $3,983 $3,983
State Farm $3,083 $3,244
Travelers $4,123 $4,123
USAA $1,569 $1,696

Find Cheap Ottawa Hills, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Ottawa Hills, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ottawa Hills, OH, take a look at the average cost for various violations versus rates for a clean driving record in Ottawa Hills.

Annual Ottawa Hills, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,993 $3,645 $4,288 $3,399
American Family $1,593 $1,688 $1,688 $1,688
Farmers $3,184 $4,105 $4,005 $4,149
GEICO $1,493 $2,161 $3,148 $2,033
Liberty Mutual $4,701 $6,050 $6,178 $5,491
Nationwide $3,316 $4,222 $5,361 $3,668
Progressive $3,429 $4,682 $3,657 $4,162
State Farm $2,874 $3,452 $3,164 $3,164
Travelers $3,025 $3,957 $5,993 $3,519
USAA $1,246 $1,674 $2,225 $1,383

Find Cheap Ottawa Hills, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ottawa Hills, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Ottawa Hills for less when you shop around and compare rates from multiple Ottawa Hills, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ottawa Hills, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,288
American Family $1,688
Farmers $4,005
GEICO $3,148
Liberty Mutual $6,178
Nationwide $5,361
Progressive $3,657
State Farm $3,164
Travelers $5,993
USAA $2,225

Winners by Category: Where to Buy Cheap Auto Insurance in Ottawa Hills, OH

Compare rates from the cheapest auto insurance companies in Ottawa Hills, OH for your needs. Take a look at how Ottawa Hills, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ottawa Hills, Ohio

Category Insurance Company
Teenagers USAA
Seniors American Family
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Ottawa Hills, Ohio Auto Insurance Companies

If you’re looking for the cheapest Ottawa Hills, OH auto insurance companies overall, you can compare them here. Find the best price for Ottawa Hills, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Ottawa Hills, Ohio

Insurance Company Average Annual Rates
Allstate $3,581
American Family $1,664
Farmers $3,861
GEICO $2,209
Liberty Mutual $5,605
Nationwide $4,142
Progressive $3,983
State Farm $3,163
Travelers $4,123
USAA $1,632

What affects Ottawa Hills, Ohio auto insurance rates?

Local factors affect auto insurance rates in Ottawa Hills, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Ottawa Hills auto insurance rates.

Auto Theft in Ottawa Hills

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Ottawa Hills, OH auto theft show a total of 2 vehicle thefts annually.

Commute Times in Ottawa Hills

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ottawa Hills, OH is 17.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Ottawa Hills, OH

You can buy cheap Ottawa Hills, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ottawa Hills, Ohio auto insurance quotes from top companies.

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