Buy Cheap Otisco, IN Auto Insurance (2021)

Otisco, IN auto insurance rates average $301 a month. Minimum auto insurance requirements in Otisco, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Otisco, IN, compare Otisco auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Otisco, IN are $301/month
  • Average auto insurance rates in Otisco, IN after a DUI are $4,260/year
  • The most expensive auto insurance company in Otisco is Liberty Mutual

Finding affordable Otisco, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Otisco, IN auto insurance with confidence is right here. Auto insurance rates in Otisco are affected by local factors as well as personal ones like your driving record.

See how Otisco, IN car insurance rates compare to Carmel auto insurance rates, Indianapolis auto insurance rates, and Evansville auto insurance rates before you read more about the cost of auto insurance in Otisco.

Don’t buy Otisco, IN auto insurance until you’ve compared rates. Get free Otisco, Indiana auto insurance quotes when you enter your ZIP code above.

Otisco, IN Minimum Auto Insurance Requirements

The required auto insurance in Otisco, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Otisco, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Otisco, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Otisco, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Otisco, IN. Take a look at Otisco, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Otisco, Indiana

Insurance Company Poor Fair Good
Allstate $5,303 $3,932 $3,572
American Family $5,388 $3,498 $2,927
Farmers $4,251 $3,472 $3,221
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,907 $5,146 $4,759
Nationwide $3,804 $3,206 $2,998
Progressive $4,989 $4,423 $4,173
State Farm $3,708 $2,211 $1,714
Travelers $4,020 $3,407 $3,405
USAA $2,540 $1,695 $1,458

Buy Cheap Otisco, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Otisco, Indiana auto insurance rates? Find out how car insurance rates in Otisco, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Otisco, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,639 $2,706 $2,313 $2,534 $8,109 $10,240 $2,689 $2,920
American Family $2,473 $2,473 $2,219 $2,219 $6,768 $9,826 $2,473 $3,050
Farmers $1,624 $1,599 $1,390 $1,567 $8,953 $9,585 $2,151 $2,314
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $4,048 $4,048 $3,718 $3,718 $8,901 $13,457 $4,048 $5,562
Nationwide $2,022 $2,067 $1,766 $1,887 $6,062 $7,878 $2,388 $2,615
Progressive $1,910 $1,809 $1,733 $1,741 $11,362 $12,819 $2,402 $2,450
State Farm $1,542 $1,542 $1,383 $1,383 $4,775 $6,119 $1,713 $1,899
Travelers $1,293 $1,315 $1,213 $1,213 $8,091 $12,809 $1,369 $1,581
USAA $1,206 $1,189 $1,129 $1,137 $3,378 $3,760 $1,636 $1,747

Buy Cheap Otisco, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Otisco can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Otisco, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Otisco, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,109 $10,240
American Family $6,768 $9,826
Farmers $8,953 $9,585
GEICO $4,871 $4,549
Liberty Mutual $8,901 $13,457
Nationwide $6,062 $7,878
Progressive $11,362 $12,819
State Farm $4,775 $6,119
Travelers $8,091 $12,809
USAA $3,378 $3,760

Buy Cheap Otisco, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Otisco, Indiana by comparing Otisco senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Otisco, IN here.

Annual Auto Insurance Rates for Senior Drivers in Otisco, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,313 $2,534
American Family $2,219 $2,219
Farmers $1,390 $1,567
GEICO $1,547 $1,591
Liberty Mutual $3,718 $3,718
Nationwide $1,766 $1,887
Progressive $1,733 $1,741
State Farm $1,383 $1,383
Travelers $1,213 $1,213
USAA $1,129 $1,137

Find Cheap Auto Insurance Rates in Otisco, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Otisco, Indiana auto insurance. Compare Otisco, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Otisco, Indiana

Insurance Company Low Medium High
Allstate $4,054 $4,253 $4,499
American Family $3,904 $4,068 $3,841
Farmers $3,497 $3,641 $3,807
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,768 $5,924 $6,121
Nationwide $3,380 $3,311 $3,316
Progressive $4,223 $4,442 $4,920
State Farm $2,410 $2,544 $2,679
Travelers $3,534 $3,644 $3,653
USAA $1,813 $1,892 $1,988

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Find Cheap Otisco, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Otisco. Compare auto insurance rates in Otisco, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Otisco, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,269 $4,269
American Family $3,890 $3,985
Farmers $3,648 $3,648
GEICO $2,392 $2,483
Liberty Mutual $5,779 $6,096
Nationwide $3,336 $3,336
Progressive $4,528 $4,528
State Farm $2,471 $2,617
Travelers $3,610 $3,610
USAA $1,873 $1,923

Find Cheap Otisco, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Otisco, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Otisco, IN, take a look at the average cost for various violations versus rates for a clean driving record in Otisco.

Annual Otisco, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $5,009 $4,612 $4,048
American Family $2,714 $4,320 $5,483 $3,234
Farmers $3,272 $3,792 $3,921 $3,607
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,653 $5,470 $8,508 $5,119
Nationwide $2,862 $3,702 $3,548 $3,229
Progressive $3,367 $5,997 $4,028 $4,721
State Farm $2,482 $2,730 $2,482 $2,482
Travelers $3,067 $3,790 $4,295 $3,290
USAA $1,431 $2,046 $2,339 $1,775

Find Cheap Otisco, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Otisco, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Otisco for less when you shop around and compare rates from multiple Otisco, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Otisco, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,612
American Family $5,483
Farmers $3,921
GEICO $3,385
Liberty Mutual $8,508
Nationwide $3,548
Progressive $4,028
State Farm $2,482
Travelers $4,295
USAA $2,339

Winners by Category: Where to Buy Cheap Auto Insurance in Otisco, IN

Compare rates from the cheapest auto insurance companies in Otisco, IN for your needs. Take a look at how Otisco, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Otisco, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Otisco, Indiana Auto Insurance Companies

If you’re looking for the cheapest Otisco, IN auto insurance companies overall, you can compare them here. Find the best price for Otisco, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Otisco, Indiana

Insurance Company Average Annual Rates
Allstate $4,269
American Family $3,938
Farmers $3,648
GEICO $2,438
Liberty Mutual $5,937
Nationwide $3,336
Progressive $4,528
State Farm $2,544
Travelers $3,610
USAA $1,898

Compare Auto Insurance Quotes in Otisco, IN

You can buy cheap Otisco, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Otisco, Indiana auto insurance quotes from top companies.

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