Buy Cheap Ossian, IN Auto Insurance (2021)

Ossian, IN auto insurance rates average $259 a month. Minimum auto insurance requirements in Ossian, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Ossian, IN, compare Ossian auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Ossian is Liberty Mutual
  • Average auto insurance rates in Ossian, IN are $259/month
  • Average auto insurance rates in Ossian, IN for teens drivers are $6,093/year

Finding affordable Ossian, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Ossian, IN auto insurance with confidence is right here. Auto insurance rates in Ossian are affected by local factors as well as personal ones like your driving record.

See how Ossian, IN car insurance rates compare to Bloomington auto insurance rates, Fishers auto insurance rates, and Indianapolis auto insurance rates before you read more about the cost of auto insurance in Ossian.

Don’t buy Ossian, IN auto insurance until you’ve compared rates. Get free Ossian, Indiana auto insurance quotes when you enter your ZIP code above.

Ossian, IN Minimum Auto Insurance Requirements

The required auto insurance in Ossian, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Ossian, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Ossian, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Ossian, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ossian, IN. Take a look at Ossian, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ossian, Indiana

Insurance Company Poor Fair Good
Allstate $4,810 $3,588 $3,258
American Family $4,594 $2,986 $2,501
Farmers $3,832 $3,123 $2,894
GEICO $2,401 $1,998 $1,595
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,798 $2,366 $2,212
Progressive $3,880 $3,441 $3,246
State Farm $3,297 $1,967 $1,525
Travelers $3,635 $3,085 $3,084
USAA $1,946 $1,281 $1,096

Buy Cheap Ossian, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ossian, Indiana auto insurance rates? Find out how car insurance rates in Ossian, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ossian, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,385 $2,439 $2,099 $2,293 $7,441 $9,380 $2,418 $2,629
American Family $2,109 $2,109 $1,897 $1,897 $5,778 $8,378 $2,109 $2,606
Farmers $1,485 $1,464 $1,270 $1,428 $8,010 $8,531 $1,958 $2,117
GEICO $1,369 $1,360 $1,284 $1,329 $3,993 $3,708 $1,563 $1,378
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,522 $1,556 $1,337 $1,426 $4,397 $5,705 $1,782 $1,947
Progressive $1,495 $1,411 $1,359 $1,367 $8,839 $9,936 $1,870 $1,903
State Farm $1,375 $1,375 $1,232 $1,232 $4,239 $5,429 $1,525 $1,694
Travelers $1,172 $1,193 $1,096 $1,099 $7,307 $11,605 $1,240 $1,433
USAA $922 $909 $855 $863 $2,545 $2,852 $1,245 $1,336

Buy Cheap Ossian, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ossian can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ossian, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ossian, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,441 $9,380
American Family $5,778 $8,378
Farmers $8,010 $8,531
GEICO $3,993 $3,708
Liberty Mutual $8,383 $12,656
Nationwide $4,397 $5,705
Progressive $8,839 $9,936
State Farm $4,239 $5,429
Travelers $7,307 $11,605
USAA $2,545 $2,852

Buy Cheap Ossian, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Ossian, Indiana by comparing Ossian senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ossian, IN here.

Annual Auto Insurance Rates for Senior Drivers in Ossian, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,099 $2,293
American Family $1,897 $1,897
Farmers $1,270 $1,428
GEICO $1,284 $1,329
Liberty Mutual $3,522 $3,522
Nationwide $1,337 $1,426
Progressive $1,359 $1,367
State Farm $1,232 $1,232
Travelers $1,096 $1,099
USAA $855 $863

Find Cheap Auto Insurance Rates in Ossian, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ossian, Indiana auto insurance. Compare Ossian, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ossian, Indiana

Insurance Company Low Medium High
Allstate $3,700 $3,871 $4,086
American Family $3,333 $3,473 $3,277
Farmers $3,162 $3,275 $3,412
GEICO $1,869 $1,992 $2,132
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,498 $2,439 $2,440
Progressive $3,315 $3,464 $3,789
State Farm $2,146 $2,262 $2,380
Travelers $3,205 $3,298 $3,302
USAA $1,393 $1,437 $1,492

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Find Cheap Ossian, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ossian. Compare auto insurance rates in Ossian, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ossian, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,886 $3,886
American Family $3,320 $3,401
Farmers $3,283 $3,283
GEICO $1,963 $2,033
Liberty Mutual $5,455 $5,752
Nationwide $2,459 $2,459
Progressive $3,523 $3,523
State Farm $2,198 $2,327
Travelers $3,268 $3,268
USAA $1,422 $1,460

Find Cheap Ossian, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Ossian, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ossian, IN, take a look at the average cost for various violations versus rates for a clean driving record in Ossian.

Annual Ossian, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,090 $4,553 $4,209 $3,689
American Family $2,315 $3,701 $4,670 $2,757
Farmers $2,937 $3,423 $3,529 $3,243
GEICO $1,314 $2,066 $2,791 $1,820
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,118 $2,723 $2,612 $2,382
Progressive $2,640 $4,636 $3,147 $3,668
State Farm $2,208 $2,427 $2,208 $2,208
Travelers $2,781 $3,428 $3,881 $2,982
USAA $1,090 $1,547 $1,776 $1,350

Find Cheap Ossian, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ossian, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Ossian for less when you shop around and compare rates from multiple Ossian, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ossian, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,209
American Family $4,670
Farmers $3,529
GEICO $2,791
Liberty Mutual $8,085
Nationwide $2,612
Progressive $3,147
State Farm $2,208
Travelers $3,881
USAA $1,776

Winners by Category: Where to Buy Cheap Auto Insurance in Ossian, IN

Compare rates from the cheapest auto insurance companies in Ossian, IN for your needs. Take a look at how Ossian, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ossian, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Ossian, Indiana Auto Insurance Companies

If you’re looking for the cheapest Ossian, IN auto insurance companies overall, you can compare them here. Find the best price for Ossian, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Ossian, Indiana

Insurance Company Average Annual Rates
Allstate $3,886
American Family $3,361
Farmers $3,283
GEICO $1,998
Liberty Mutual $5,604
Nationwide $2,459
Progressive $3,523
State Farm $2,263
Travelers $3,268
USAA $1,441

What affects Ossian, Indiana auto insurance rates?

Local factors affect auto insurance rates in Ossian, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Ossian auto insurance rates.

Commute Times in Ossian

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Ossian, IN is 25.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Ossian, IN

You can buy cheap Ossian, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ossian, Indiana auto insurance quotes from top companies.

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