Buy Cheap Osprey, FL Auto Insurance (2021)

Osprey, FL auto insurance rates average $331 a month. Minimum auto insurance requirements in Osprey, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Osprey, FL, compare Osprey auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Osprey, FL are $331/month
  • The most expensive auto insurance company in Osprey is Allstate
  • Average auto insurance rates in Osprey, FL after a DUI are $4,778/year

Finding affordable Osprey, Florida auto insurance can be challenging, but everything you need to know to buy cheap Osprey, FL auto insurance with confidence is right here. Auto insurance rates in Osprey are affected by local factors as well as personal ones like your driving record.

See how Osprey, FL car insurance rates compare to Tallahassee auto insurance rates, Jacksonville auto insurance rates, and Hialeah auto insurance rates before you read more about the cost of auto insurance in Osprey.

Don’t buy Osprey, FL auto insurance until you’ve compared rates. Get free Osprey, Florida auto insurance quotes when you enter your ZIP code above.

Osprey, FL Minimum Auto Insurance Requirements

The required auto insurance in Osprey, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Osprey, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Osprey, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Osprey, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Osprey, FL. Take a look at Osprey, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Osprey, Florida

Insurance Company Poor Fair Good
Allstate $8,575 $5,439 $4,423
GEICO $4,623 $2,793 $2,094
Liberty Mutual $5,922 $4,361 $3,547
Nationwide $4,572 $3,365 $3,048
Progressive $6,249 $4,430 $3,696
State Farm $3,621 $2,380 $1,955
USAA $4,472 $2,197 $1,598

Buy Cheap Osprey, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Osprey, Florida auto insurance rates? Find out how car insurance rates in Osprey, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Osprey, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,852 $3,668 $3,333 $3,381 $13,079 $14,084 $3,855 $3,911
GEICO $2,498 $2,508 $2,338 $2,338 $4,485 $5,645 $2,753 $2,797
Liberty Mutual $3,211 $3,211 $2,948 $2,948 $6,713 $10,307 $3,211 $4,332
Nationwide $2,559 $2,531 $2,286 $2,366 $6,169 $7,619 $2,820 $2,942
Progressive $3,215 $3,034 $2,773 $2,959 $9,010 $9,801 $3,853 $3,687
State Farm $1,673 $1,673 $1,519 $1,519 $4,841 $6,149 $1,855 $1,988
USAA $1,581 $1,551 $1,480 $1,463 $5,498 $6,382 $1,971 $2,123

Buy Cheap Osprey, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Osprey can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Osprey, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Osprey, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,079 $14,084
GEICO $4,485 $5,645
Liberty Mutual $6,713 $10,307
Nationwide $6,169 $7,619
Progressive $9,010 $9,801
State Farm $4,841 $6,149
USAA $5,498 $6,382

Buy Cheap Osprey, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Osprey, Florida by comparing Osprey senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Osprey, FL here.

Annual Auto Insurance Rates for Senior Drivers in Osprey, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,333 $3,381
GEICO $2,338 $2,338
Liberty Mutual $2,948 $2,948
Nationwide $2,286 $2,366
Progressive $2,773 $2,959
State Farm $1,519 $1,519
USAA $1,480 $1,463

Find Cheap Auto Insurance Rates in Osprey, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Osprey, Florida auto insurance. Compare Osprey, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Osprey, Florida

Insurance Company Low Medium High
Allstate $4,950 $6,417 $7,069
GEICO $2,609 $3,281 $3,621
Liberty Mutual $4,234 $4,679 $4,917
Nationwide $2,936 $3,798 $4,250
Progressive $4,063 $4,898 $5,413
State Farm $2,282 $2,713 $2,962
USAA $2,383 $2,853 $3,032

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Find Cheap Osprey, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Osprey. Compare auto insurance rates in Osprey, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Osprey, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,971 $6,320
GEICO $3,155 $3,186
Liberty Mutual $4,463 $4,757
Nationwide $3,662 $3,662
Progressive $4,791 $4,791
State Farm $2,562 $2,742
USAA $2,725 $2,787

Find Cheap Osprey, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Osprey, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Osprey, FL, take a look at the average cost for various violations versus rates for a clean driving record in Osprey.

Annual Osprey, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,309 $6,348 $7,039 $5,886
GEICO $2,206 $2,822 $4,204 $3,450
Liberty Mutual $3,324 $4,315 $6,263 $4,539
Nationwide $3,133 $3,430 $4,607 $3,476
Progressive $3,785 $5,593 $4,709 $5,077
State Farm $2,426 $2,878 $2,652 $2,652
USAA $2,143 $2,661 $3,969 $2,251

Find Cheap Osprey, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Osprey, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Osprey for less when you shop around and compare rates from multiple Osprey, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Osprey, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,039
GEICO $4,204
Liberty Mutual $6,263
Nationwide $4,607
Progressive $4,709
State Farm $2,652
USAA $3,969

Winners by Category: Where to Buy Cheap Auto Insurance in Osprey, FL

Compare rates from the cheapest auto insurance companies in Osprey, FL for your needs. Take a look at how Osprey, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Osprey, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Osprey, Florida Auto Insurance Companies

If you’re looking for the cheapest Osprey, FL auto insurance companies overall, you can compare them here. Find the best price for Osprey, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Osprey, Florida

Insurance Company Average Annual Rates
Allstate $6,145
GEICO $3,170
Liberty Mutual $4,610
Nationwide $3,662
Progressive $4,791
State Farm $2,652
USAA $2,756

What affects Osprey, Florida auto insurance rates?

Local factors affect auto insurance rates in Osprey, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Osprey auto insurance rates.

Commute Times in Osprey

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Osprey, FL is 23.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Osprey, FL

You can buy cheap Osprey, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Osprey, Florida auto insurance quotes from top companies.

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