Buy Cheap Osceola, IN Auto Insurance (2021)

Osceola, IN auto insurance rates average $264 a month. Minimum auto insurance requirements in Osceola, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Osceola, IN, compare Osceola auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Osceola after a DUI is Liberty Mutual
  • Average auto insurance rates in Osceola, IN for teens drivers are $6,230/year
  • Average auto insurance rates in Osceola, IN after a DUI are $3,793/year

Finding affordable Osceola, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Osceola, IN auto insurance with confidence is right here. Auto insurance rates in Osceola are affected by local factors as well as personal ones like your driving record.

See how Osceola, IN car insurance rates compare to Carmel auto insurance rates, Fort Wayne auto insurance rates, and South Bend auto insurance rates before you read more about the cost of auto insurance in Osceola.

Don’t buy Osceola, IN auto insurance until you’ve compared rates. Get free Osceola, Indiana auto insurance quotes when you enter your ZIP code above.

Osceola, IN Minimum Auto Insurance Requirements

The required auto insurance in Osceola, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Osceola, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Osceola, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Osceola, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Osceola, IN. Take a look at Osceola, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Osceola, Indiana

Insurance Company Poor Fair Good
Allstate $4,599 $3,433 $3,121
American Family $5,016 $3,252 $2,722
Farmers $3,752 $3,063 $2,839
GEICO $2,812 $2,337 $1,861
Liberty Mutual $7,441 $4,843 $4,479
Nationwide $2,455 $2,079 $1,949
Progressive $3,820 $3,391 $3,201
State Farm $3,363 $2,006 $1,555
Travelers $3,958 $3,351 $3,347
USAA $2,273 $1,507 $1,293

Buy Cheap Osceola, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Osceola, Indiana auto insurance rates? Find out how car insurance rates in Osceola, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Osceola, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,287 $2,338 $2,018 $2,205 $7,107 $8,971 $2,308 $2,508
American Family $2,285 $2,285 $2,057 $2,057 $6,352 $9,181 $2,285 $2,806
Farmers $1,444 $1,423 $1,234 $1,389 $7,875 $8,408 $1,910 $2,061
GEICO $1,573 $1,573 $1,474 $1,527 $4,732 $4,409 $1,810 $1,596
Liberty Mutual $3,828 $3,828 $3,520 $3,520 $8,348 $12,592 $3,828 $5,238
Nationwide $1,350 $1,378 $1,190 $1,267 $3,839 $4,969 $1,576 $1,718
Progressive $1,469 $1,386 $1,338 $1,344 $8,724 $9,799 $1,837 $1,867
State Farm $1,396 $1,396 $1,252 $1,252 $4,340 $5,554 $1,550 $1,722
Travelers $1,283 $1,304 $1,207 $1,203 $7,959 $12,528 $1,359 $1,572
USAA $1,074 $1,057 $1,002 $1,008 $3,018 $3,366 $1,452 $1,550

Buy Cheap Osceola, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Osceola can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Osceola, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Osceola, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,107 $8,971
American Family $6,352 $9,181
Farmers $7,875 $8,408
GEICO $4,732 $4,409
Liberty Mutual $8,348 $12,592
Nationwide $3,839 $4,969
Progressive $8,724 $9,799
State Farm $4,340 $5,554
Travelers $7,959 $12,528
USAA $3,018 $3,366

Buy Cheap Osceola, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Osceola, Indiana by comparing Osceola senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Osceola, IN here.

Annual Auto Insurance Rates for Senior Drivers in Osceola, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,018 $2,205
American Family $2,057 $2,057
Farmers $1,234 $1,389
GEICO $1,474 $1,527
Liberty Mutual $3,520 $3,520
Nationwide $1,190 $1,267
Progressive $1,338 $1,344
State Farm $1,252 $1,252
Travelers $1,207 $1,203
USAA $1,002 $1,008

Find Cheap Auto Insurance Rates in Osceola, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Osceola, Indiana auto insurance. Compare Osceola, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Osceola, Indiana

Insurance Company Low Medium High
Allstate $3,537 $3,701 $3,915
American Family $3,622 $3,784 $3,584
Farmers $3,096 $3,211 $3,347
GEICO $2,205 $2,330 $2,474
Liberty Mutual $5,393 $5,573 $5,798
Nationwide $2,188 $2,144 $2,150
Progressive $3,266 $3,413 $3,733
State Farm $2,188 $2,307 $2,428
Travelers $3,485 $3,585 $3,586
USAA $1,627 $1,687 $1,760

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Find Cheap Osceola, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Osceola. Compare auto insurance rates in Osceola, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Osceola, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,718 $3,718
American Family $3,619 $3,708
Farmers $3,218 $3,218
GEICO $2,298 $2,376
Liberty Mutual $5,440 $5,736
Nationwide $2,161 $2,161
Progressive $3,471 $3,471
State Farm $2,242 $2,373
Travelers $3,552 $3,552
USAA $1,669 $1,713

Find Cheap Osceola, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Osceola, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Osceola, IN, take a look at the average cost for various violations versus rates for a clean driving record in Osceola.

Annual Osceola, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,964 $4,358 $4,022 $3,528
American Family $2,524 $4,025 $5,097 $3,008
Farmers $2,880 $3,353 $3,460 $3,179
GEICO $1,525 $2,413 $3,294 $2,115
Liberty Mutual $4,336 $5,129 $8,100 $4,786
Nationwide $1,866 $2,389 $2,293 $2,094
Progressive $2,601 $4,571 $3,100 $3,611
State Farm $2,251 $2,477 $2,251 $2,251
Travelers $3,013 $3,732 $4,231 $3,233
USAA $1,275 $1,820 $2,087 $1,582

Find Cheap Osceola, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Osceola, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Osceola for less when you shop around and compare rates from multiple Osceola, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Osceola, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,022
American Family $5,097
Farmers $3,460
GEICO $3,294
Liberty Mutual $8,100
Nationwide $2,293
Progressive $3,100
State Farm $2,251
Travelers $4,231
USAA $2,087

Winners by Category: Where to Buy Cheap Auto Insurance in Osceola, IN

Compare rates from the cheapest auto insurance companies in Osceola, IN for your needs. Take a look at how Osceola, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Osceola, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Osceola, Indiana Auto Insurance Companies

If you’re looking for the cheapest Osceola, IN auto insurance companies overall, you can compare them here. Find the best price for Osceola, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Osceola, Indiana

Insurance Company Average Annual Rates
Allstate $3,718
American Family $3,663
Farmers $3,218
GEICO $2,337
Liberty Mutual $5,588
Nationwide $2,161
Progressive $3,471
State Farm $2,308
Travelers $3,552
USAA $1,691

What affects Osceola, Indiana auto insurance rates?

Local factors affect auto insurance rates in Osceola, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Osceola auto insurance rates.

Commute Times in Osceola

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Osceola, IN is 21.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Osceola, IN

You can buy cheap Osceola, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Osceola, Indiana auto insurance quotes from top companies.

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