Buy Cheap Oro Valley, AZ Auto Insurance (2021)

Oro Valley, AZ auto insurance rates average $314 a month. Minimum auto insurance requirements in Oro Valley, Arizona are 15/30/10 to comply with Arizona laws. To buy cheap auto insurance in Oro Valley, AZ, compare Oro Valley auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Oro Valley, AZ after a DUI are $4,423/year
  • Average auto insurance rates in Oro Valley, AZ for teens drivers are $7,229/year
  • Average auto insurance rates in Oro Valley, AZ are $314/month

Finding affordable Oro Valley, Arizona auto insurance can be challenging, but everything you need to know to buy cheap Oro Valley, AZ auto insurance with confidence is right here. Auto insurance rates in Oro Valley are affected by local factors as well as personal ones like your driving record.

See how Oro Valley, AZ car insurance rates compare to Chandler auto insurance rates, Scottsdale auto insurance rates, and Peoria auto insurance rates before you read more about the cost of auto insurance in Oro Valley.

Don’t buy Oro Valley, AZ auto insurance until you’ve compared rates. Get free Oro Valley, Arizona auto insurance quotes when you enter your ZIP code above.

Oro Valley, AZ Minimum Auto Insurance Requirements

The required auto insurance in Oro Valley, AZ is 15/30/10 according to the auto insurance laws in Arizona. The minimum auto insurance in Oro Valley, Arizona is outlined here.

Minimum Required Auto Insurance Coverage in Oro Valley, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Oro Valley, AZ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Oro Valley, AZ. Take a look at Oro Valley, Arizona auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Oro Valley, Arizona

Insurance Company Poor Fair Good
Allstate $6,657 $4,738 $4,188
American Family $4,914 $3,657 $3,150
Farmers $5,642 $4,741 $4,508
GEICO $2,794 $1,837 $1,479
Nationwide $3,947 $3,146 $2,757
Progressive $3,814 $3,337 $3,120
State Farm $8,753 $3,395 $2,131
Travelers $3,954 $3,228 $2,574
USAA $4,130 $2,889 $2,406

Buy Cheap Oro Valley, AZ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Oro Valley, Arizona auto insurance rates? Find out how car insurance rates in Oro Valley, AZ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oro Valley, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,643 $3,643 $3,553 $3,553 $8,075 $10,521 $4,099 $4,468
American Family $2,597 $2,597 $2,385 $2,385 $6,799 $8,840 $2,597 $3,056
Farmers $2,635 $2,630 $2,336 $2,483 $11,527 $11,984 $3,000 $3,116
GEICO $1,390 $1,543 $1,179 $1,501 $3,983 $4,179 $1,273 $1,246
Nationwide $2,220 $2,260 $1,987 $2,104 $5,429 $6,949 $2,556 $2,762
Progressive $1,888 $1,653 $1,699 $1,615 $7,798 $8,687 $2,031 $2,016
State Farm $2,870 $2,870 $2,534 $2,534 $8,988 $11,280 $3,089 $3,910
Travelers $2,026 $2,129 $1,888 $2,005 $6,007 $7,566 $2,143 $2,251
USAA $1,706 $1,709 $1,594 $1,611 $6,459 $7,395 $2,250 $2,408

Buy Cheap Oro Valley, AZ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Oro Valley can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Oro Valley, AZ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Oro Valley, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,075 $10,521
American Family $6,799 $8,840
Farmers $11,527 $11,984
GEICO $3,983 $4,179
Nationwide $5,429 $6,949
Progressive $7,798 $8,687
State Farm $8,988 $11,280
Travelers $6,007 $7,566
USAA $6,459 $7,395

Buy Cheap Oro Valley, AZ Auto Insurance for Seniors

You can save on senior auto insurance rates in Oro Valley, Arizona by comparing Oro Valley senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Oro Valley, AZ here.

Annual Auto Insurance Rates for Senior Drivers in Oro Valley, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,553 $3,553
American Family $2,385 $2,385
Farmers $2,336 $2,483
GEICO $1,179 $1,501
Nationwide $1,987 $2,104
Progressive $1,699 $1,615
State Farm $2,534 $2,534
Travelers $1,888 $2,005
USAA $1,594 $1,611

Find Cheap Auto Insurance Rates in Oro Valley, AZ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Oro Valley, Arizona auto insurance. Compare Oro Valley, AZ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oro Valley, Arizona

Insurance Company Low Medium High
Allstate $4,900 $5,215 $5,469
American Family $3,766 $4,032 $3,923
Farmers $4,256 $5,016 $5,620
GEICO $1,711 $2,070 $2,329
Nationwide $3,149 $3,318 $3,384
Progressive $3,029 $3,486 $3,756
State Farm $4,270 $4,849 $5,159
Travelers $2,898 $3,305 $3,553
USAA $2,892 $3,186 $3,348

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Find Cheap Oro Valley, AZ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Oro Valley. Compare auto insurance rates in Oro Valley, AZ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Oro Valley, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,194 $5,194
American Family $3,869 $3,945
Farmers $4,964 $4,964
GEICO $2,003 $2,070
Nationwide $3,283 $3,283
Progressive $3,423 $3,423
State Farm $4,639 $4,880
Travelers $3,252 $3,252
USAA $3,108 $3,175

Find Cheap Oro Valley, AZ Auto Insurance Rates by ZIP Code

Auto insurance rates in Oro Valley, Arizona can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Oro Valley, AZ to see how much where you live in Oro Valley affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Oro Valley, Arizona

ZIP Code Average Annual Rates
85737 $3,830
85755 $3,666

Find Cheap Oro Valley, AZ Auto Insurance Rates by Driving Record

Auto insurance rates in Oro Valley, Arizona are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Oro Valley, AZ, take a look at the average cost for various violations versus rates for a clean driving record in Oro Valley.

Annual Oro Valley, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,171 $5,243 $5,976 $5,387
American Family $2,761 $4,326 $5,331 $3,209
Farmers $4,188 $5,411 $5,278 $4,978
GEICO $1,575 $2,143 $2,854 $1,575
Nationwide $2,782 $2,924 $4,319 $3,109
Progressive $3,022 $3,976 $3,189 $3,507
State Farm $4,324 $5,195 $4,759 $4,759
Travelers $2,599 $3,391 $3,777 $3,240
USAA $2,283 $3,276 $4,319 $2,688

Find Cheap Oro Valley, AZ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Oro Valley, Arizona is higher than for a clean driving record. You can buy auto insurance after a DUI in Oro Valley for less when you shop around and compare rates from multiple Oro Valley, AZ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Oro Valley, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,976
American Family $5,331
Farmers $5,278
GEICO $2,854
Nationwide $4,319
Progressive $3,189
State Farm $4,759
Travelers $3,777
USAA $4,319

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Winners by Category: Where to Buy Cheap Auto Insurance in Oro Valley, AZ

Compare rates from the cheapest auto insurance companies in Oro Valley, AZ for your needs. Take a look at how Oro Valley, Arizona auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Oro Valley, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Find Cheap Oro Valley, Arizona Auto Insurance Companies

If you’re looking for the cheapest Oro Valley, AZ auto insurance companies overall, you can compare them here. Find the best price for Oro Valley, Arizona car insurance by company.

Average Annual Auto Insurance Rates by Company in Oro Valley, Arizona

Insurance Company Average Annual Rates
Allstate $5,194
American Family $3,907
Farmers $4,964
GEICO $2,037
Nationwide $3,283
Progressive $3,423
State Farm $4,759
Travelers $3,252
USAA $3,142

What affects Oro Valley, Arizona auto insurance rates?

Local factors affect auto insurance rates in Oro Valley, AZ, including traffic, theft statistics, and commute length. Take a look at the things that impact Oro Valley auto insurance rates.

Auto Theft in Oro Valley

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Oro Valley, AZ auto theft show a total of 18 vehicle thefts annually.

Commute Times in Oro Valley

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Oro Valley, AZ is 27.9 minutes according to City-Data.

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Compare Auto Insurance Quotes in Oro Valley, AZ

You can buy cheap Oro Valley, AZ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Oro Valley, Arizona auto insurance quotes from top companies.

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