Buy Cheap Orinda, CA Auto Insurance (2021)

Orinda, CA auto insurance rates average $291 a month. Minimum auto insurance requirements in Orinda, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Orinda, CA, compare Orinda auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Orinda, CA for teens drivers are $5,896/year
  • Average auto insurance rates in Orinda, CA are $291/month
  • Average auto insurance rates in Orinda, CA after a DUI are $4,915/year

Finding affordable Orinda, California auto insurance can be challenging, but everything you need to know to buy cheap Orinda, CA auto insurance with confidence is right here. Auto insurance rates in Orinda are affected by local factors as well as personal ones like your driving record.

See how Orinda, CA car insurance rates compare to Anaheim auto insurance rates, Bakersfield auto insurance rates, and Long Beach auto insurance rates before you read more about the cost of auto insurance in Orinda.

Don’t buy Orinda, CA auto insurance until you’ve compared rates. Get free Orinda, California auto insurance quotes when you enter your ZIP code above.

Orinda, CA Minimum Auto Insurance Requirements

The required auto insurance in Orinda, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Orinda, California is outlined here.

Minimum Required Auto Insurance Coverage in Orinda, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Orinda, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Orinda, California auto insurance rates? Find out how car insurance rates in Orinda, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Orinda, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,850 $2,853 $2,081 $2,100 $7,948 $10,005 $3,648 $4,010
Farmers $2,409 $2,409 $2,174 $2,174 $7,726 $12,683 $2,859 $3,187
GEICO $1,611 $1,612 $1,515 $1,515 $4,909 $4,992 $2,314 $2,365
Liberty Mutual $2,234 $2,123 $2,078 $2,015 $4,965 $5,248 $2,530 $2,538
Nationwide $3,054 $2,914 $2,667 $2,513 $7,839 $8,624 $3,666 $3,623
Progressive $1,629 $1,677 $1,374 $1,634 $4,317 $5,204 $2,329 $2,503
State Farm $3,151 $3,151 $2,814 $2,814 $5,792 $7,179 $3,489 $3,598
Travelers $2,462 $2,382 $2,179 $2,155 $5,111 $5,846 $3,205 $3,136
USAA $1,956 $1,851 $1,911 $1,918 $4,462 $4,499 $2,721 $2,569

Buy Cheap Orinda, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Orinda can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Orinda, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Orinda, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,948 $10,005
Farmers $7,726 $12,683
GEICO $4,909 $4,992
Liberty Mutual $4,965 $5,248
Nationwide $7,839 $8,624
Progressive $4,317 $5,204
State Farm $5,792 $7,179
Travelers $5,111 $5,846
USAA $4,462 $4,499

Buy Cheap Orinda, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Orinda, California by comparing Orinda senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Orinda, CA here.

Annual Auto Insurance Rates for Senior Drivers in Orinda, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,081 $2,100
Farmers $2,174 $2,174
GEICO $1,515 $1,515
Liberty Mutual $2,078 $2,015
Nationwide $2,667 $2,513
Progressive $1,374 $1,634
State Farm $2,814 $2,814
Travelers $2,179 $2,155
USAA $1,911 $1,918

Find Cheap Auto Insurance Rates in Orinda, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Orinda, California auto insurance. Compare Orinda, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Orinda, California

Insurance Company Low Medium High
Allstate $4,206 $4,475 $4,630
Farmers $4,157 $4,487 $4,713
GEICO $2,386 $2,633 $2,792
Liberty Mutual $2,789 $2,991 $3,119
Nationwide $3,952 $4,441 $4,694
Progressive $2,338 $2,662 $2,750
State Farm $3,626 $4,064 $4,305
Travelers $2,895 $3,402 $3,631
USAA $2,502 $2,784 $2,920

Find Cheap Orinda, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Orinda. Compare auto insurance rates in Orinda, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Orinda, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,001 $4,872
Farmers $4,040 $4,865
GEICO $2,366 $2,843
Liberty Mutual $2,725 $3,208
Nationwide $3,851 $4,874
Progressive $2,341 $2,826
State Farm $3,854 $4,143
Travelers $2,976 $3,643
USAA $2,522 $2,949

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Find Cheap Orinda, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Orinda, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Orinda, CA, take a look at the average cost for various violations versus rates for a clean driving record in Orinda.

Annual Orinda, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,675 $4,499 $7,063 $3,510
Farmers $3,292 $4,482 $5,584 $4,452
GEICO $1,821 $2,811 $3,525 $2,259
Liberty Mutual $2,576 $3,451 $3,110 $2,728
Nationwide $3,047 $3,902 $6,597 $3,902
Progressive $1,699 $2,875 $3,314 $2,446
State Farm $2,852 $3,402 $6,428 $3,311
Travelers $2,209 $3,593 $4,184 $3,251
USAA $1,817 $2,706 $4,428 $1,991

Find Cheap Orinda, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Orinda, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Orinda for less when you shop around and compare rates from multiple Orinda, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Orinda, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,063
Farmers $5,584
GEICO $3,525
Liberty Mutual $3,110
Nationwide $6,597
Progressive $3,314
State Farm $6,428
Travelers $4,184
USAA $4,428

Winners by Category: Where to Buy Cheap Auto Insurance in Orinda, CA

Compare rates from the cheapest auto insurance companies in Orinda, CA for your needs. Take a look at how Orinda, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Orinda, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Orinda, California Auto Insurance Companies

If you’re looking for the cheapest Orinda, CA auto insurance companies overall, you can compare them here. Find the best price for Orinda, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Orinda, California

Insurance Company Average Annual Rates
Allstate $4,437
Farmers $4,453
GEICO $2,604
Liberty Mutual $2,966
Nationwide $4,362
Progressive $2,583
State Farm $3,998
Travelers $3,309
USAA $2,736

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What affects Orinda, California auto insurance rates?

Local factors affect auto insurance rates in Orinda, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Orinda auto insurance rates.

Auto Theft in Orinda

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Orinda, CA auto theft show a total of 11 vehicle thefts annually.

Commute Times in Orinda

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Orinda, CA is 36.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Orinda, CA

You can buy cheap Orinda, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Orinda, California auto insurance quotes from top companies.

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