Buy Cheap Oregon, IL Auto Insurance (2021)

Oregon, IL auto insurance rates average $253 a month. Minimum auto insurance requirements in Oregon, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Oregon, IL, compare Oregon auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Oregon, IL after a DUI are $3,540/year
  • The most expensive auto insurance company in Oregon is Allstate
  • Average auto insurance rates in Oregon, IL for teens drivers are $5,775/year

Finding affordable Oregon, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Oregon, IL auto insurance with confidence is right here. Auto insurance rates in Oregon are affected by local factors as well as personal ones like your driving record.

See how Oregon, IL car insurance rates compare to Elgin auto insurance rates, Springfield auto insurance rates, and Chicago auto insurance rates before you read more about the cost of auto insurance in Oregon.

Don’t buy Oregon, IL auto insurance until you’ve compared rates. Get free Oregon, Illinois auto insurance quotes when you enter your ZIP code above.

Oregon, IL Minimum Auto Insurance Requirements

The required auto insurance in Oregon, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Oregon, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Oregon, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Oregon, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Oregon, IL. Take a look at Oregon, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Oregon, Illinois

Insurance Company Poor Fair Good
Allstate $6,648 $4,787 $4,191
American Family $4,944 $3,370 $2,850
Farmers $4,822 $4,050 $3,854
GEICO $3,813 $1,870 $1,461
Liberty Mutual $3,303 $2,060 $1,638
Nationwide $2,730 $2,209 $1,940
Progressive $3,642 $3,083 $2,847
State Farm $2,986 $1,792 $1,392
Travelers $2,772 $2,219 $1,808
USAA $3,600 $2,467 $2,031

Buy Cheap Oregon, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Oregon, Illinois auto insurance rates? Find out how car insurance rates in Oregon, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oregon, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,312 $3,328 $3,467 $3,467 $8,622 $11,191 $3,983 $4,303
American Family $2,306 $2,306 $2,114 $2,114 $6,566 $9,085 $2,306 $2,975
Farmers $2,277 $2,278 $2,020 $2,137 $9,747 $10,162 $2,598 $2,717
GEICO $1,489 $1,509 $1,429 $1,724 $4,524 $4,715 $1,873 $1,790
Liberty Mutual $1,426 $1,538 $1,182 $1,320 $4,797 $5,333 $1,494 $1,579
Nationwide $1,487 $1,513 $1,329 $1,405 $3,961 $5,072 $1,719 $1,858
Progressive $1,869 $1,775 $1,541 $1,608 $6,633 $7,447 $2,234 $2,419
State Farm $1,315 $1,315 $1,169 $1,169 $3,660 $4,644 $1,483 $1,700
Travelers $1,465 $1,546 $1,325 $1,413 $4,093 $5,092 $1,555 $1,638
USAA $1,618 $1,654 $1,505 $1,491 $5,149 $5,691 $2,133 $2,356

Buy Cheap Oregon, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Oregon can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Oregon, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Oregon, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,622 $11,191
American Family $6,566 $9,085
Farmers $9,747 $10,162
GEICO $4,524 $4,715
Liberty Mutual $4,797 $5,333
Nationwide $3,961 $5,072
Progressive $6,633 $7,447
State Farm $3,660 $4,644
Travelers $4,093 $5,092
USAA $5,149 $5,691

Buy Cheap Oregon, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Oregon, Illinois by comparing Oregon senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Oregon, IL here.

Annual Auto Insurance Rates for Senior Drivers in Oregon, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,467 $3,467
American Family $2,114 $2,114
Farmers $2,020 $2,137
GEICO $1,429 $1,724
Liberty Mutual $1,182 $1,320
Nationwide $1,329 $1,405
Progressive $1,541 $1,608
State Farm $1,169 $1,169
Travelers $1,325 $1,413
USAA $1,505 $1,491

Find Cheap Auto Insurance Rates in Oregon, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Oregon, Illinois auto insurance. Compare Oregon, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oregon, Illinois

Insurance Company Low Medium High
Allstate $5,031 $5,204 $5,392
American Family $3,574 $3,858 $3,733
Farmers $4,034 $4,141 $4,551
GEICO $2,164 $2,374 $2,607
Liberty Mutual $2,211 $2,329 $2,461
Nationwide $2,276 $2,311 $2,292
Progressive $2,966 $3,180 $3,427
State Farm $1,951 $2,058 $2,161
Travelers $2,136 $2,263 $2,399
USAA $2,521 $2,697 $2,882

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Find Cheap Oregon, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Oregon. Compare auto insurance rates in Oregon, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Oregon, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,209 $5,209
American Family $3,674 $3,769
Farmers $4,242 $4,242
GEICO $2,338 $2,425
Liberty Mutual $2,334 $2,334
Nationwide $2,293 $2,293
Progressive $3,191 $3,191
State Farm $2,006 $2,108
Travelers $2,177 $2,354
USAA $2,624 $2,776

Find Cheap Oregon, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Oregon, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Oregon, IL, take a look at the average cost for various violations versus rates for a clean driving record in Oregon.

Annual Oregon, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,707 $6,352 $5,886 $4,890
American Family $2,735 $3,886 $5,162 $3,102
Farmers $3,583 $4,617 $4,503 $4,265
GEICO $1,745 $2,359 $3,243 $2,179
Liberty Mutual $1,942 $2,760 $2,426 $2,207
Nationwide $1,857 $2,389 $2,800 $2,126
Progressive $2,635 $3,889 $2,913 $3,326
State Farm $1,887 $2,227 $2,057 $2,057
Travelers $1,810 $2,362 $2,627 $2,266
USAA $1,929 $2,762 $3,784 $2,324

Find Cheap Oregon, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Oregon, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Oregon for less when you shop around and compare rates from multiple Oregon, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Oregon, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,886
American Family $5,162
Farmers $4,503
GEICO $3,243
Liberty Mutual $2,426
Nationwide $2,800
Progressive $2,913
State Farm $2,057
Travelers $2,627
USAA $3,784

Winners by Category: Where to Buy Cheap Auto Insurance in Oregon, IL

Compare rates from the cheapest auto insurance companies in Oregon, IL for your needs. Take a look at how Oregon, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Oregon, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Find Cheap Oregon, Illinois Auto Insurance Companies

If you’re looking for the cheapest Oregon, IL auto insurance companies overall, you can compare them here. Find the best price for Oregon, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Oregon, Illinois

Insurance Company Average Annual Rates
Allstate $5,209
American Family $3,721
Farmers $4,242
GEICO $2,382
Liberty Mutual $2,334
Nationwide $2,293
Progressive $3,191
State Farm $2,057
Travelers $2,266
USAA $2,700

What affects Oregon, Illinois auto insurance rates?

Local factors affect auto insurance rates in Oregon, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Oregon auto insurance rates.

Commute Times in Oregon

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Oregon, IL is 24.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Oregon, IL

You can buy cheap Oregon, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Oregon, Illinois auto insurance quotes from top companies.

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