Buy Cheap Orcutt, CA Auto Insurance (2021)

Orcutt, CA auto insurance rates average $240 a month. Minimum auto insurance requirements in Orcutt, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Orcutt, CA, compare Orcutt auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Orcutt, CA are $240/month
  • The most expensive auto insurance company in Orcutt is Nationwide
  • Average auto insurance rates in Orcutt, CA for teens drivers are $4,823/year

Finding affordable Orcutt, California auto insurance can be challenging, but everything you need to know to buy cheap Orcutt, CA auto insurance with confidence is right here. Auto insurance rates in Orcutt are affected by local factors as well as personal ones like your driving record.

See how Orcutt, CA car insurance rates compare to Oakland auto insurance rates, Bakersfield auto insurance rates, and San Francisco auto insurance rates before you read more about the cost of auto insurance in Orcutt.

Don’t buy Orcutt, CA auto insurance until you’ve compared rates. Get free Orcutt, California auto insurance quotes when you enter your ZIP code above.

Orcutt, CA Minimum Auto Insurance Requirements

The required auto insurance in Orcutt, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Orcutt, California is outlined here.

Minimum Required Auto Insurance Coverage in Orcutt, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Orcutt, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Orcutt, California auto insurance rates? Find out how car insurance rates in Orcutt, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Orcutt, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,220 $2,222 $1,633 $1,649 $6,176 $7,766 $2,843 $3,124
Farmers $1,683 $1,683 $1,524 $1,524 $5,340 $8,723 $1,993 $2,220
GEICO $1,442 $1,443 $1,357 $1,357 $4,375 $4,449 $2,069 $2,115
Liberty Mutual $1,927 $1,820 $1,798 $1,740 $4,149 $4,439 $2,163 $2,191
Nationwide $2,506 $2,392 $2,203 $2,077 $6,341 $6,997 $2,980 $2,941
Progressive $1,518 $1,561 $1,301 $1,537 $4,049 $4,862 $2,185 $2,346
State Farm $2,604 $2,604 $2,327 $2,327 $4,797 $5,953 $2,882 $2,971
Travelers $2,143 $2,079 $1,901 $1,880 $4,344 $5,009 $2,782 $2,722
USAA $1,699 $1,607 $1,664 $1,668 $3,839 $3,862 $2,351 $2,219

Buy Cheap Orcutt, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Orcutt can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Orcutt, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Orcutt, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,176 $7,766
Farmers $5,340 $8,723
GEICO $4,375 $4,449
Liberty Mutual $4,149 $4,439
Nationwide $6,341 $6,997
Progressive $4,049 $4,862
State Farm $4,797 $5,953
Travelers $4,344 $5,009
USAA $3,839 $3,862

Buy Cheap Orcutt, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Orcutt, California by comparing Orcutt senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Orcutt, CA here.

Annual Auto Insurance Rates for Senior Drivers in Orcutt, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,633 $1,649
Farmers $1,524 $1,524
GEICO $1,357 $1,357
Liberty Mutual $1,798 $1,740
Nationwide $2,203 $2,077
Progressive $1,301 $1,537
State Farm $2,327 $2,327
Travelers $1,901 $1,880
USAA $1,664 $1,668

Find Cheap Auto Insurance Rates in Orcutt, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Orcutt, California auto insurance. Compare Orcutt, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Orcutt, California

Insurance Company Low Medium High
Allstate $3,290 $3,481 $3,591
Farmers $2,868 $3,109 $3,281
GEICO $2,116 $2,353 $2,509
Liberty Mutual $2,346 $2,550 $2,689
Nationwide $3,179 $3,616 $3,869
Progressive $2,151 $2,498 $2,610
State Farm $2,979 $3,364 $3,581
Travelers $2,533 $2,927 $3,112
USAA $2,153 $2,408 $2,530

Find Cheap Orcutt, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Orcutt. Compare auto insurance rates in Orcutt, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Orcutt, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,122 $3,785
Farmers $2,801 $3,372
GEICO $2,113 $2,539
Liberty Mutual $2,321 $2,735
Nationwide $3,142 $3,968
Progressive $2,196 $2,644
State Farm $3,188 $3,429
Travelers $2,574 $3,141
USAA $2,180 $2,548

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Find Cheap Orcutt, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Orcutt, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Orcutt, CA, take a look at the average cost for various violations versus rates for a clean driving record in Orcutt.

Annual Orcutt, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,093 $3,507 $5,477 $2,738
Farmers $2,282 $3,108 $3,869 $3,085
GEICO $1,627 $2,507 $3,150 $2,018
Liberty Mutual $2,194 $2,939 $2,655 $2,325
Nationwide $2,487 $3,184 $5,364 $3,184
Progressive $1,586 $2,695 $3,115 $2,284
State Farm $2,361 $2,815 $5,317 $2,740
Travelers $1,928 $3,094 $3,606 $2,803
USAA $1,574 $2,337 $3,822 $1,723

Find Cheap Orcutt, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Orcutt, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Orcutt for less when you shop around and compare rates from multiple Orcutt, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Orcutt, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,477
Farmers $3,869
GEICO $3,150
Liberty Mutual $2,655
Nationwide $5,364
Progressive $3,115
State Farm $5,317
Travelers $3,606
USAA $3,822

Winners by Category: Where to Buy Cheap Auto Insurance in Orcutt, CA

Compare rates from the cheapest auto insurance companies in Orcutt, CA for your needs. Take a look at how Orcutt, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Orcutt, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Orcutt, California Auto Insurance Companies

If you’re looking for the cheapest Orcutt, CA auto insurance companies overall, you can compare them here. Find the best price for Orcutt, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Orcutt, California

Insurance Company Average Annual Rates
Allstate $3,454
Farmers $3,086
GEICO $2,326
Liberty Mutual $2,528
Nationwide $3,555
Progressive $2,420
State Farm $3,308
Travelers $2,857
USAA $2,364

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What affects Orcutt, California auto insurance rates?

Local factors affect auto insurance rates in Orcutt, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Orcutt auto insurance rates.

Commute Times in Orcutt

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Orcutt, CA is 21.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Orcutt, CA

You can buy cheap Orcutt, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Orcutt, California auto insurance quotes from top companies.

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