Buy Cheap Orchard Lake Village, MI Auto Insurance (2022)

Orchard Lake Village, MI auto insurance rates average $967 a month. Minimum auto insurance requirements in Orchard Lake Village, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Orchard Lake Village, MI, compare Orchard Lake Village auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Orchard Lake Village, MI for teens drivers are $22,143/year
  • Average auto insurance rates in Orchard Lake Village, MI are $967/month
  • The most expensive auto insurance company in Orchard Lake Village is Liberty Mutual

Finding affordable Orchard Lake Village, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Orchard Lake Village, MI auto insurance with confidence is right here. Auto insurance rates in Orchard Lake Village are affected by local factors as well as personal ones like your driving record.

See how Orchard Lake Village, MI car insurance rates compare to Detroit auto insurance rates, Lansing auto insurance rates, and Troy auto insurance rates before you read more about the cost of auto insurance in Orchard Lake Village.

Don’t buy Orchard Lake Village, MI auto insurance until you’ve compared rates. Get free Orchard Lake Village, Michigan auto insurance quotes when you enter your ZIP code above.

Orchard Lake Village, MI Minimum Auto Insurance Requirements

The required auto insurance in Orchard Lake Village, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Orchard Lake Village, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Orchard Lake Village, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Orchard Lake Village, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Orchard Lake Village, MI. Take a look at Orchard Lake Village, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Orchard Lake Village, Michigan

Insurance Company Poor Fair Good
Allstate $32,949 $18,406 $14,484
Farmers $14,784 $8,235 $7,637
GEICO $10,991 $8,054 $6,535
Liberty Mutual $34,882 $20,136 $11,105
Nationwide $8,864 $6,683 $5,670
Progressive $7,054 $5,940 $5,338
State Farm $22,199 $11,215 $7,605
Travelers $11,048 $10,711 $10,575
USAA $6,175 $3,499 $2,663

Buy Cheap Orchard Lake Village, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Orchard Lake Village, Michigan auto insurance rates? Find out how car insurance rates in Orchard Lake Village, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Orchard Lake Village, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $15,591 $15,591 $14,338 $14,338 $41,380 $41,380 $16,476 $16,476
Farmers $7,670 $7,670 $7,069 $7,069 $17,448 $17,448 $8,688 $8,688
GEICO $5,959 $5,959 $6,113 $6,113 $16,363 $16,363 $5,671 $5,671
Liberty Mutual $16,564 $16,564 $16,402 $16,402 $38,633 $38,633 $16,564 $16,564
Nationwide $4,950 $4,950 $4,393 $4,393 $13,493 $13,493 $5,453 $5,453
Progressive $3,543 $3,260 $3,129 $3,519 $13,352 $14,193 $4,127 $3,763
State Farm $8,186 $8,186 $7,622 $7,622 $29,252 $29,252 $9,633 $9,633
Travelers $7,220 $7,220 $6,197 $6,197 $21,849 $21,849 $7,847 $7,847
USAA $2,937 $2,787 $2,759 $2,602 $7,520 $7,191 $3,618 $3,482

Buy Cheap Orchard Lake Village, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Orchard Lake Village can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Orchard Lake Village, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Orchard Lake Village, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,380 $41,380
Farmers $17,448 $17,448
GEICO $16,363 $16,363
Liberty Mutual $38,633 $38,633
Nationwide $13,493 $13,493
Progressive $13,352 $14,193
State Farm $29,252 $29,252
Travelers $21,849 $21,849
USAA $7,520 $7,191

Buy Cheap Orchard Lake Village, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Orchard Lake Village, Michigan by comparing Orchard Lake Village senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Orchard Lake Village, MI here.

Annual Auto Insurance Rates for Senior Drivers in Orchard Lake Village, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,338 $14,338
Farmers $7,069 $7,069
GEICO $6,113 $6,113
Liberty Mutual $16,402 $16,402
Nationwide $4,393 $4,393
Progressive $3,129 $3,519
State Farm $7,622 $7,622
Travelers $6,197 $6,197
USAA $2,759 $2,602

Find Cheap Auto Insurance Rates in Orchard Lake Village, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Orchard Lake Village, Michigan auto insurance. Compare Orchard Lake Village, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Orchard Lake Village, Michigan

Insurance Company Low Medium High
Allstate $21,287 $22,005 $22,547
Farmers $9,803 $10,171 $10,682
GEICO $7,932 $8,439 $9,209
Liberty Mutual $21,533 $21,991 $22,598
Nationwide $7,371 $6,960 $6,885
Progressive $5,919 $6,118 $6,295
State Farm $12,977 $13,759 $14,284
Travelers $10,660 $10,792 $10,882
USAA $3,988 $4,123 $4,225

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Orchard Lake Village, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Orchard Lake Village. Compare auto insurance rates in Orchard Lake Village, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Orchard Lake Village, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $21,946 $21,946
Farmers $10,219 $10,219
GEICO $8,333 $8,720
Liberty Mutual $21,290 $22,791
Nationwide $7,072 $7,072
Progressive $6,111 $6,111
State Farm $13,305 $14,042
Travelers $10,716 $10,840
USAA $4,066 $4,159

Find Cheap Orchard Lake Village, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Orchard Lake Village, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Orchard Lake Village, MI, take a look at the average cost for various violations versus rates for a clean driving record in Orchard Lake Village.

Annual Orchard Lake Village, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,647 $14,133 $48,032 $14,973
Farmers $8,518 $11,017 $10,818 $10,522
GEICO $2,928 $6,325 $19,361 $5,492
Liberty Mutual $15,105 $18,484 $35,018 $19,556
Nationwide $6,039 $8,105 $7,337 $6,807
Progressive $5,157 $6,831 $6,117 $6,338
State Farm $8,574 $10,348 $22,762 $13,008
Travelers $7,281 $10,416 $16,797 $8,619
USAA $3,295 $4,132 $5,424 $3,598

Find Cheap Orchard Lake Village, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Orchard Lake Village, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Orchard Lake Village for less when you shop around and compare rates from multiple Orchard Lake Village, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Orchard Lake Village, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $48,032
Farmers $10,818
GEICO $19,361
Liberty Mutual $35,018
Nationwide $7,337
Progressive $6,117
State Farm $22,762
Travelers $16,797
USAA $5,424

Winners by Category: Where to Buy Cheap Auto Insurance in Orchard Lake Village, MI

Compare rates from the cheapest auto insurance companies in Orchard Lake Village, MI for your needs. Take a look at how Orchard Lake Village, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Orchard Lake Village, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Orchard Lake Village, Michigan Auto Insurance Companies

If you’re looking for the cheapest Orchard Lake Village, MI auto insurance companies overall, you can compare them here. Find the best price for Orchard Lake Village, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Orchard Lake Village, Michigan

Insurance Company Average Annual Rates
Allstate $21,946
Farmers $10,219
GEICO $8,527
Liberty Mutual $22,041
Nationwide $7,072
Progressive $6,111
State Farm $13,673
Travelers $10,778
USAA $4,112

What affects Orchard Lake Village, Michigan auto insurance rates?

Local factors affect auto insurance rates in Orchard Lake Village, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Orchard Lake Village auto insurance rates.

Commute Times in Orchard Lake Village

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Orchard Lake Village, MI is 31.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Orchard Lake Village, MI

You can buy cheap Orchard Lake Village, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Orchard Lake Village, Michigan auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption