Buy Cheap Oraville, IL Auto Insurance (2021)

Oraville, IL auto insurance rates average $297 a month. Minimum auto insurance requirements in Oraville, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Oraville, IL, compare Oraville auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Oraville, IL are $297/month
  • Average auto insurance rates in Oraville, IL for teens drivers are $6,768/year
  • Average auto insurance rates in Oraville, IL after a DUI are $4,183/year

Finding affordable Oraville, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Oraville, IL auto insurance with confidence is right here. Auto insurance rates in Oraville are affected by local factors as well as personal ones like your driving record.

See how Oraville, IL car insurance rates compare to Naperville auto insurance rates, Peoria auto insurance rates, and Rockford auto insurance rates before you read more about the cost of auto insurance in Oraville.

Don’t buy Oraville, IL auto insurance until you’ve compared rates. Get free Oraville, Illinois auto insurance quotes when you enter your ZIP code above.

Oraville, IL Minimum Auto Insurance Requirements

The required auto insurance in Oraville, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Oraville, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Oraville, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Oraville, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Oraville, IL. Take a look at Oraville, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Oraville, Illinois

Insurance Company Poor Fair Good
Allstate $6,538 $4,691 $4,102
American Family $5,175 $3,504 $2,957
Farmers $5,225 $4,387 $4,175
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,175 $1,978 $1,577
Nationwide $5,102 $4,097 $3,581
Progressive $3,580 $3,038 $2,808
State Farm $3,530 $2,116 $1,642
Travelers $5,140 $4,145 $3,357
USAA $3,742 $2,576 $2,125

Buy Cheap Oraville, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Oraville, Illinois auto insurance rates? Find out how car insurance rates in Oraville, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Oraville, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,280 $3,296 $3,417 $3,417 $8,393 $10,889 $3,939 $4,253
American Family $2,431 $2,431 $2,219 $2,219 $6,753 $9,419 $2,431 $3,129
Farmers $2,484 $2,491 $2,205 $2,328 $10,505 $10,970 $2,826 $2,956
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,397 $1,510 $1,160 $1,299 $4,531 $5,046 $1,461 $1,544
Nationwide $2,685 $2,737 $2,373 $2,527 $7,506 $9,697 $3,139 $3,416
Progressive $1,811 $1,710 $1,491 $1,563 $6,626 $7,437 $2,158 $2,342
State Farm $1,535 $1,535 $1,372 $1,372 $4,358 $5,547 $1,734 $1,979
Travelers $2,605 $2,755 $2,366 $2,530 $7,852 $9,892 $2,780 $2,934
USAA $1,666 $1,690 $1,551 $1,522 $5,467 $6,018 $2,195 $2,404

Buy Cheap Oraville, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Oraville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Oraville, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Oraville, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,393 $10,889
American Family $6,753 $9,419
Farmers $10,505 $10,970
GEICO $5,690 $6,014
Liberty Mutual $4,531 $5,046
Nationwide $7,506 $9,697
Progressive $6,626 $7,437
State Farm $4,358 $5,547
Travelers $7,852 $9,892
USAA $5,467 $6,018

Buy Cheap Oraville, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Oraville, Illinois by comparing Oraville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Oraville, IL here.

Annual Auto Insurance Rates for Senior Drivers in Oraville, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,417 $3,417
American Family $2,219 $2,219
Farmers $2,205 $2,328
GEICO $1,757 $2,095
Liberty Mutual $1,160 $1,299
Nationwide $2,373 $2,527
Progressive $1,491 $1,563
State Farm $1,372 $1,372
Travelers $2,366 $2,530
USAA $1,551 $1,522

Find Cheap Auto Insurance Rates in Oraville, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Oraville, Illinois auto insurance. Compare Oraville, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Oraville, Illinois

Insurance Company Low Medium High
Allstate $4,941 $5,105 $5,285
American Family $3,750 $4,020 $3,866
Farmers $4,370 $4,485 $4,932
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,115 $2,239 $2,377
Nationwide $4,242 $4,299 $4,240
Progressive $2,883 $3,132 $3,411
State Farm $2,282 $2,432 $2,573
Travelers $3,940 $4,209 $4,494
USAA $2,621 $2,812 $3,010

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Find Cheap Oraville, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Oraville. Compare auto insurance rates in Oraville, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Oraville, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,110 $5,110
American Family $3,828 $3,929
Farmers $4,596 $4,596
GEICO $2,920 $3,043
Liberty Mutual $2,244 $2,244
Nationwide $4,260 $4,260
Progressive $3,142 $3,142
State Farm $2,366 $2,492
Travelers $4,044 $4,385
USAA $2,735 $2,893

Find Cheap Oraville, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Oraville, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Oraville, IL, take a look at the average cost for various violations versus rates for a clean driving record in Oraville.

Annual Oraville, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,690 $6,200 $5,743 $4,809
American Family $2,851 $4,046 $5,383 $3,236
Farmers $3,889 $5,000 $4,876 $4,618
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,873 $2,647 $2,331 $2,122
Nationwide $3,401 $4,449 $5,260 $3,930
Progressive $2,590 $3,844 $2,867 $3,269
State Farm $2,222 $2,636 $2,429 $2,429
Travelers $3,325 $4,400 $4,927 $4,206
USAA $2,000 $2,887 $3,954 $2,415

Find Cheap Oraville, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Oraville, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Oraville for less when you shop around and compare rates from multiple Oraville, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Oraville, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,743
American Family $5,383
Farmers $4,876
GEICO $4,060
Liberty Mutual $2,331
Nationwide $5,260
Progressive $2,867
State Farm $2,429
Travelers $4,927
USAA $3,954

Winners by Category: Where to Buy Cheap Auto Insurance in Oraville, IL

Compare rates from the cheapest auto insurance companies in Oraville, IL for your needs. Take a look at how Oraville, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Oraville, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Find Cheap Oraville, Illinois Auto Insurance Companies

If you’re looking for the cheapest Oraville, IL auto insurance companies overall, you can compare them here. Find the best price for Oraville, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Oraville, Illinois

Insurance Company Average Annual Rates
Allstate $5,110
American Family $3,879
Farmers $4,596
GEICO $2,982
Liberty Mutual $2,244
Nationwide $4,260
Progressive $3,142
State Farm $2,429
Travelers $4,214
USAA $2,814

Compare Auto Insurance Quotes in Oraville, IL

You can buy cheap Oraville, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Oraville, Illinois auto insurance quotes from top companies.

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