Buy Cheap Orange City, FL Auto Insurance (2022)

Orange City, FL auto insurance rates average $346 a month. Minimum auto insurance requirements in Orange City, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Orange City, FL, compare Orange City auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Orange City after a DUI is Allstate
  • Average auto insurance rates in Orange City, FL after a DUI are $4,983/year
  • Average auto insurance rates in Orange City, FL for teens drivers are $7,457/year

Finding affordable Orange City, Florida auto insurance can be challenging, but everything you need to know to buy cheap Orange City, FL auto insurance with confidence is right here. Auto insurance rates in Orange City are affected by local factors as well as personal ones like your driving record.

See how Orange City, FL car insurance rates compare to St. Petersburg auto insurance rates, Port St. Lucie auto insurance rates, and Jacksonville auto insurance rates before you read more about the cost of auto insurance in Orange City.

Don’t buy Orange City, FL auto insurance until you’ve compared rates. Get free Orange City, Florida auto insurance quotes when you enter your ZIP code above.

Orange City, FL Minimum Auto Insurance Requirements

The required auto insurance in Orange City, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Orange City, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Orange City, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Orange City, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Orange City, FL. Take a look at Orange City, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Orange City, Florida

Insurance Company Poor Fair Good
Allstate $8,982 $5,708 $4,649
GEICO $4,878 $2,979 $2,255
Liberty Mutual $6,055 $4,456 $3,621
Nationwide $4,654 $3,425 $3,099
Progressive $6,734 $4,785 $3,996
State Farm $3,993 $2,629 $2,161
USAA $4,479 $2,188 $1,586

Buy Cheap Orange City, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Orange City, Florida auto insurance rates? Find out how car insurance rates in Orange City, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Orange City, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,917 $3,784 $3,435 $3,509 $13,809 $15,126 $3,956 $4,036
GEICO $2,671 $2,685 $2,501 $2,501 $4,733 $5,943 $2,941 $2,990
Liberty Mutual $3,276 $3,276 $3,006 $3,006 $6,868 $10,554 $3,276 $4,425
Nationwide $2,622 $2,588 $2,345 $2,424 $6,256 $7,694 $2,883 $2,998
Progressive $3,440 $3,258 $2,964 $3,166 $9,742 $10,645 $4,160 $3,998
State Farm $1,846 $1,846 $1,677 $1,677 $5,336 $6,800 $2,048 $2,190
USAA $1,591 $1,564 $1,491 $1,476 $5,454 $6,308 $1,984 $2,138

Buy Cheap Orange City, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Orange City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Orange City, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Orange City, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,809 $15,126
GEICO $4,733 $5,943
Liberty Mutual $6,868 $10,554
Nationwide $6,256 $7,694
Progressive $9,742 $10,645
State Farm $5,336 $6,800
USAA $5,454 $6,308

Buy Cheap Orange City, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Orange City, Florida by comparing Orange City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Orange City, FL here.

Annual Auto Insurance Rates for Senior Drivers in Orange City, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,435 $3,509
GEICO $2,501 $2,501
Liberty Mutual $3,006 $3,006
Nationwide $2,345 $2,424
Progressive $2,964 $3,166
State Farm $1,677 $1,677
USAA $1,491 $1,476

Find Cheap Auto Insurance Rates in Orange City, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Orange City, Florida auto insurance. Compare Orange City, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Orange City, Florida

Insurance Company Low Medium High
Allstate $4,934 $6,790 $7,616
GEICO $2,721 $3,495 $3,896
Liberty Mutual $4,290 $4,787 $5,054
Nationwide $2,937 $3,875 $4,366
Progressive $4,395 $5,284 $5,835
State Farm $2,487 $2,999 $3,296
USAA $2,359 $2,853 $3,041

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Orange City, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Orange City. Compare auto insurance rates in Orange City, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Orange City, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,262 $6,631
GEICO $3,354 $3,387
Liberty Mutual $4,560 $4,861
Nationwide $3,726 $3,726
Progressive $5,171 $5,171
State Farm $2,828 $3,027
USAA $2,720 $2,782

Find Cheap Orange City, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Orange City, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Orange City, FL, take a look at the average cost for various violations versus rates for a clean driving record in Orange City.

Annual Orange City, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,551 $6,642 $7,419 $6,174
GEICO $2,369 $3,009 $4,444 $3,661
Liberty Mutual $3,404 $4,412 $6,389 $4,638
Nationwide $3,186 $3,492 $4,692 $3,535
Progressive $4,071 $6,049 $5,081 $5,484
State Farm $2,679 $3,176 $2,928 $2,928
USAA $2,154 $2,660 $3,931 $2,259

Find Cheap Orange City, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Orange City, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Orange City for less when you shop around and compare rates from multiple Orange City, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Orange City, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,419
GEICO $4,444
Liberty Mutual $6,389
Nationwide $4,692
Progressive $5,081
State Farm $2,928
USAA $3,931

Winners by Category: Where to Buy Cheap Auto Insurance in Orange City, FL

Compare rates from the cheapest auto insurance companies in Orange City, FL for your needs. Take a look at how Orange City, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Orange City, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Orange City, Florida Auto Insurance Companies

If you’re looking for the cheapest Orange City, FL auto insurance companies overall, you can compare them here. Find the best price for Orange City, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Orange City, Florida

Insurance Company Average Annual Rates
Allstate $6,447
GEICO $3,371
Liberty Mutual $4,711
Nationwide $3,726
Progressive $5,171
State Farm $2,928
USAA $2,751

What affects Orange City, Florida auto insurance rates?

Local factors affect auto insurance rates in Orange City, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Orange City auto insurance rates.

Auto Theft in Orange City

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Orange City, FL auto theft show a total of 31 vehicle thefts annually.

Commute Times in Orange City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Orange City, FL is 26.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Orange City, FL

You can buy cheap Orange City, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Orange City, Florida auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption