Buy Cheap Orange, CA Auto Insurance (2021)

Orange, CA auto insurance rates average $299 a month. Minimum auto insurance requirements in Orange, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Orange, CA, compare Orange auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Orange, CA are $299/month
  • The most expensive auto insurance company in Orange after a DUI is Allstate
  • Average auto insurance rates in Orange, CA for teens drivers are $6,066/year

Finding affordable Orange, California auto insurance can be challenging, but everything you need to know to buy cheap Orange, CA auto insurance with confidence is right here. Auto insurance rates in Orange are affected by local factors as well as personal ones like your driving record.

See how Orange, CA car insurance rates compare to San Francisco auto insurance rates, Fresno auto insurance rates, and Oakland auto insurance rates before you read more about the cost of auto insurance in Orange.

Don’t buy Orange, CA auto insurance until you’ve compared rates. Get free Orange, California auto insurance quotes when you enter your ZIP code above.

Orange, CA Minimum Auto Insurance Requirements

The required auto insurance in Orange, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Orange, California is outlined here.

Minimum Required Auto Insurance Coverage in Orange, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Orange, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Orange, California auto insurance rates? Find out how car insurance rates in Orange, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Orange, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,952 $2,945 $2,160 $2,171 $8,297 $10,424 $3,753 $4,091
Farmers $2,560 $2,560 $2,329 $2,329 $8,145 $13,221 $3,034 $3,382
GEICO $1,778 $1,779 $1,672 $1,672 $5,416 $5,500 $2,554 $2,606
Liberty Mutual $2,171 $2,041 $2,034 $1,965 $4,672 $5,026 $2,428 $2,468
Nationwide $3,146 $2,999 $2,766 $2,603 $8,073 $8,903 $3,759 $3,704
Progressive $1,733 $1,785 $1,473 $1,750 $4,651 $5,606 $2,494 $2,683
State Farm $3,209 $3,209 $2,869 $2,869 $5,955 $7,396 $3,555 $3,664
Travelers $2,398 $2,314 $2,127 $2,107 $5,041 $5,688 $3,112 $3,036
USAA $1,905 $1,803 $1,860 $1,866 $4,345 $4,373 $2,639 $2,492

Buy Cheap Orange, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Orange can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Orange, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Orange, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,297 $10,424
Farmers $8,145 $13,221
GEICO $5,416 $5,500
Liberty Mutual $4,672 $5,026
Nationwide $8,073 $8,903
Progressive $4,651 $5,606
State Farm $5,955 $7,396
Travelers $5,041 $5,688
USAA $4,345 $4,373

Buy Cheap Orange, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Orange, California by comparing Orange senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Orange, CA here.

Annual Auto Insurance Rates for Senior Drivers in Orange, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,160 $2,171
Farmers $2,329 $2,329
GEICO $1,672 $1,672
Liberty Mutual $2,034 $1,965
Nationwide $2,766 $2,603
Progressive $1,473 $1,750
State Farm $2,869 $2,869
Travelers $2,127 $2,107
USAA $1,860 $1,866

Find Cheap Auto Insurance Rates in Orange, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Orange, California auto insurance. Compare Orange, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Orange, California

Insurance Company Low Medium High
Allstate $4,341 $4,641 $4,816
Farmers $4,328 $4,736 $5,021
GEICO $2,583 $2,908 $3,126
Liberty Mutual $2,625 $2,879 $3,048
Nationwide $4,018 $4,578 $4,887
Progressive $2,488 $2,858 $2,970
State Farm $3,650 $4,171 $4,452
Travelers $2,758 $3,326 $3,599
USAA $2,416 $2,711 $2,853

Find Cheap Orange, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Orange. Compare auto insurance rates in Orange, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Orange, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,146 $5,052
Farmers $4,259 $5,132
GEICO $2,609 $3,136
Liberty Mutual $2,617 $3,084
Nationwide $3,967 $5,022
Progressive $2,513 $3,031
State Farm $3,942 $4,240
Travelers $2,908 $3,548
USAA $2,452 $2,868

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Find Cheap Orange, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Orange, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Orange, CA to see how much where you live in Orange affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Orange, California

ZIP Code Average Annual Rates
92862 $4,961
92865 $4,879
92866 $4,786
92867 $4,921
92868 $5,022
92869 $4,858

Find Cheap Orange, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Orange, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Orange, CA, take a look at the average cost for various violations versus rates for a clean driving record in Orange.

Annual Orange, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,777 $4,655 $7,325 $3,640
Farmers $3,479 $4,732 $5,878 $4,692
GEICO $2,007 $3,105 $3,888 $2,489
Liberty Mutual $2,474 $3,312 $2,993 $2,622
Nationwide $3,137 $4,022 $6,795 $4,022
Progressive $1,816 $3,086 $3,570 $2,616
State Farm $2,923 $3,483 $6,568 $3,390
Travelers $2,143 $3,527 $4,064 $3,177
USAA $1,768 $2,633 $4,304 $1,936

Find Cheap Orange, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Orange, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Orange for less when you shop around and compare rates from multiple Orange, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Orange, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,325
Farmers $5,878
GEICO $3,888
Liberty Mutual $2,993
Nationwide $6,795
Progressive $3,570
State Farm $6,568
Travelers $4,064
USAA $4,304

Winners by Category: Where to Buy Cheap Auto Insurance in Orange, CA

Compare rates from the cheapest auto insurance companies in Orange, CA for your needs. Take a look at how Orange, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Orange, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Orange, California Auto Insurance Companies

If you’re looking for the cheapest Orange, CA auto insurance companies overall, you can compare them here. Find the best price for Orange, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Orange, California

Insurance Company Average Annual Rates
Allstate $4,599
Farmers $4,695
GEICO $2,872
Liberty Mutual $2,851
Nationwide $4,494
Progressive $2,772
State Farm $4,091
Travelers $3,228
USAA $2,660

What affects Orange, California auto insurance rates?

Local factors affect auto insurance rates in Orange, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Orange auto insurance rates.

Auto Theft in Orange

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Orange, CA auto theft show a total of 300 vehicle thefts annually.

Commute Times in Orange

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Orange, CA is 29.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Orange, CA

You can buy cheap Orange, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Orange, California auto insurance quotes from top companies.

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