Buy Cheap Ora, IN Auto Insurance (2021)

Ora, IN auto insurance rates average $283 a month. Minimum auto insurance requirements in Ora, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Ora, IN, compare Ora auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Ora, IN for teens drivers are $6,573/year
  • Average auto insurance rates in Ora, IN after a DUI are $4,013/year
  • The most expensive auto insurance company in Ora after a DUI is Liberty Mutual

Finding affordable Ora, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Ora, IN auto insurance with confidence is right here. Auto insurance rates in Ora are affected by local factors as well as personal ones like your driving record.

See how Ora, IN car insurance rates compare to Fort Wayne auto insurance rates, Indianapolis auto insurance rates, and Carmel auto insurance rates before you read more about the cost of auto insurance in Ora.

Don’t buy Ora, IN auto insurance until you’ve compared rates. Get free Ora, Indiana auto insurance quotes when you enter your ZIP code above.

Ora, IN Minimum Auto Insurance Requirements

The required auto insurance in Ora, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Ora, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Ora, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Ora, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Ora, IN. Take a look at Ora, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Ora, Indiana

Insurance Company Poor Fair Good
Allstate $5,274 $3,899 $3,538
American Family $4,953 $3,229 $2,706
Farmers $4,040 $3,292 $3,051
GEICO $2,688 $2,234 $1,780
Liberty Mutual $8,189 $5,330 $4,929
Nationwide $3,363 $2,839 $2,651
Progressive $4,258 $3,751 $3,529
State Farm $3,872 $2,308 $1,789
Travelers $3,531 $2,986 $2,982
USAA $2,184 $1,441 $1,235

Buy Cheap Ora, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Ora, Indiana auto insurance rates? Find out how car insurance rates in Ora, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Ora, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,670 $2,749 $2,324 $2,546 $7,926 $9,950 $2,743 $2,987
American Family $2,307 $2,307 $2,063 $2,063 $6,152 $8,981 $2,307 $2,854
Farmers $1,568 $1,546 $1,347 $1,514 $8,428 $9,011 $2,059 $2,216
GEICO $1,534 $1,521 $1,431 $1,480 $4,461 $4,147 $1,750 $1,547
Liberty Mutual $4,181 $4,181 $3,837 $3,837 $9,238 $13,984 $4,181 $5,758
Nationwide $1,813 $1,859 $1,583 $1,698 $5,292 $6,902 $2,126 $2,333
Progressive $1,672 $1,593 $1,507 $1,522 $9,518 $10,718 $2,094 $2,145
State Farm $1,631 $1,631 $1,454 $1,454 $4,936 $6,335 $1,806 $2,003
Travelers $1,199 $1,226 $1,096 $1,107 $6,919 $11,046 $1,249 $1,490
USAA $1,037 $1,023 $961 $972 $2,858 $3,203 $1,403 $1,505

Buy Cheap Ora, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Ora can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Ora, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Ora, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,926 $9,950
American Family $6,152 $8,981
Farmers $8,428 $9,011
GEICO $4,461 $4,147
Liberty Mutual $9,238 $13,984
Nationwide $5,292 $6,902
Progressive $9,518 $10,718
State Farm $4,936 $6,335
Travelers $6,919 $11,046
USAA $2,858 $3,203

Buy Cheap Ora, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Ora, Indiana by comparing Ora senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Ora, IN here.

Annual Auto Insurance Rates for Senior Drivers in Ora, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,324 $2,546
American Family $2,063 $2,063
Farmers $1,347 $1,514
GEICO $1,431 $1,480
Liberty Mutual $3,837 $3,837
Nationwide $1,583 $1,698
Progressive $1,507 $1,522
State Farm $1,454 $1,454
Travelers $1,096 $1,107
USAA $961 $972

Find Cheap Auto Insurance Rates in Ora, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Ora, Indiana auto insurance. Compare Ora, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Ora, Indiana

Insurance Company Low Medium High
Allstate $4,061 $4,223 $4,427
American Family $3,604 $3,750 $3,534
Farmers $3,320 $3,453 $3,610
GEICO $2,089 $2,228 $2,385
Liberty Mutual $5,961 $6,135 $6,352
Nationwide $3,007 $2,927 $2,919
Progressive $3,636 $3,787 $4,115
State Farm $2,525 $2,656 $2,788
Travelers $3,107 $3,196 $3,196
USAA $1,563 $1,616 $1,682

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Find Cheap Ora, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Ora. Compare auto insurance rates in Ora, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Ora, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,237 $4,237
American Family $3,585 $3,673
Farmers $3,461 $3,461
GEICO $2,193 $2,275
Liberty Mutual $5,984 $6,315
Nationwide $2,951 $2,951
Progressive $3,846 $3,846
State Farm $2,580 $2,733
Travelers $3,166 $3,166
USAA $1,599 $1,642

Find Cheap Ora, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Ora, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Ora, IN, take a look at the average cost for various violations versus rates for a clean driving record in Ora.

Annual Ora, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,397 $4,959 $4,566 $4,027
American Family $2,501 $3,991 $5,046 $2,979
Farmers $3,105 $3,599 $3,716 $3,424
GEICO $1,471 $2,307 $3,115 $2,043
Liberty Mutual $4,847 $5,677 $8,752 $5,322
Nationwide $2,531 $3,276 $3,139 $2,857
Progressive $2,890 $5,027 $3,447 $4,020
State Farm $2,594 $2,844 $2,594 $2,594
Travelers $2,694 $3,318 $3,760 $2,893
USAA $1,225 $1,741 $1,996 $1,518

Find Cheap Ora, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Ora, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Ora for less when you shop around and compare rates from multiple Ora, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Ora, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,566
American Family $5,046
Farmers $3,716
GEICO $3,115
Liberty Mutual $8,752
Nationwide $3,139
Progressive $3,447
State Farm $2,594
Travelers $3,760
USAA $1,996

Winners by Category: Where to Buy Cheap Auto Insurance in Ora, IN

Compare rates from the cheapest auto insurance companies in Ora, IN for your needs. Take a look at how Ora, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Ora, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Ora, Indiana Auto Insurance Companies

If you’re looking for the cheapest Ora, IN auto insurance companies overall, you can compare them here. Find the best price for Ora, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Ora, Indiana

Insurance Company Average Annual Rates
Allstate $4,237
American Family $3,629
Farmers $3,461
GEICO $2,234
Liberty Mutual $6,149
Nationwide $2,951
Progressive $3,846
State Farm $2,656
Travelers $3,166
USAA $1,620

Compare Auto Insurance Quotes in Ora, IN

You can buy cheap Ora, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Ora, Indiana auto insurance quotes from top companies.

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