Buy Cheap Onset, MA Auto Insurance (2022)

Onset, MA auto insurance rates average $275 a month. Minimum auto insurance requirements in Onset, Massachusetts are 20/40/5 to comply with Massachusetts laws. To buy cheap auto insurance in Onset, MA, compare Onset auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Onset, MA after a DUI are $4,052/year
  • The most expensive auto insurance company in Onset is Liberty Mutual
  • Average auto insurance rates in Onset, MA for teens drivers are $6,502/year

Finding affordable Onset, Massachusetts auto insurance can be challenging, but everything you need to know to buy cheap Onset, MA auto insurance with confidence is right here. Auto insurance rates in Onset are affected by local factors as well as personal ones like your driving record.

See how Onset, MA car insurance rates compare to Quincy auto insurance rates, Lowell auto insurance rates, and Cambridge auto insurance rates before you read more about the cost of auto insurance in Onset.

Don’t buy Onset, MA auto insurance until you’ve compared rates. Get free Onset, Massachusetts auto insurance quotes when you enter your ZIP code above.

Onset, MA Minimum Auto Insurance Requirements

The required auto insurance in Onset, MA is 20/40/5 according to the auto insurance laws in Massachusetts. The minimum auto insurance in Onset, Massachusetts is outlined here.

Minimum Required Auto Insurance Coverage in Onset, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Onset, MA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Onset, Massachusetts auto insurance rates? Find out how car insurance rates in Onset, MA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Onset, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,358 $2,358 $2,358 $2,358 $8,086 $8,086 $2,645 $2,645
GEICO $2,131 $2,131 $1,978 $1,978 $5,924 $5,924 $2,197 $2,197
Liberty Mutual $3,102 $3,102 $2,701 $2,701 $9,956 $9,956 $3,244 $3,244
Progressive $2,420 $2,420 $2,319 $2,319 $9,108 $9,108 $2,616 $2,616
State Farm $1,058 $1,058 $1,058 $1,058 $2,839 $2,839 $1,058 $1,058
Travelers $2,952 $2,952 $2,608 $2,608 $6,005 $6,005 $3,264 $3,264
USAA $1,531 $1,531 $1,508 $1,508 $3,596 $3,596 $1,692 $1,692

Buy Cheap Onset, MA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Onset can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Onset, MA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Onset, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,086 $8,086
GEICO $5,924 $5,924
Liberty Mutual $9,956 $9,956
Progressive $9,108 $9,108
State Farm $2,839 $2,839
Travelers $6,005 $6,005
USAA $3,596 $3,596

Buy Cheap Onset, MA Auto Insurance for Seniors

You can save on senior auto insurance rates in Onset, Massachusetts by comparing Onset senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Onset, MA here.

Annual Auto Insurance Rates for Senior Drivers in Onset, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,358 $2,358
GEICO $1,978 $1,978
Liberty Mutual $2,701 $2,701
Progressive $2,319 $2,319
State Farm $1,058 $1,058
Travelers $2,608 $2,608
USAA $1,508 $1,508

Find Cheap Auto Insurance Rates in Onset, MA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Onset, Massachusetts auto insurance. Compare Onset, MA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Onset, Massachusetts

Insurance Company Low Medium High
Allstate $3,573 $3,920 $4,094
GEICO $2,813 $3,113 $3,247
Liberty Mutual $4,436 $4,814 $5,003
Progressive $3,761 $4,192 $4,393
State Farm $1,368 $1,530 $1,612
Travelers $3,302 $3,785 $4,034
USAA $1,929 $2,116 $2,200

Find Cheap Onset, MA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Onset. Compare auto insurance rates in Onset, MA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Onset, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,739 $3,986
GEICO $3,001 $3,114
Liberty Mutual $4,564 $4,937
Progressive $4,116 $4,116
State Farm $1,468 $1,539
Travelers $3,530 $3,884
USAA $2,024 $2,139

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Find Cheap Onset, MA Auto Insurance Rates by Driving Record

Auto insurance rates in Onset, Massachusetts are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Onset, MA, take a look at the average cost for various violations versus rates for a clean driving record in Onset.

Annual Onset, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,991 $4,454 $5,012 $2,991
GEICO $2,443 $3,368 $3,842 $2,578
Liberty Mutual $3,744 $5,114 $6,146 $3,999
Progressive $3,455 $4,875 $3,865 $4,268
State Farm $1,188 $1,622 $1,931 $1,274
Travelers $2,886 $3,986 $4,300 $3,657
USAA $1,479 $1,924 $3,268 $1,655

Find Cheap Onset, MA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Onset, Massachusetts is higher than for a clean driving record. You can buy auto insurance after a DUI in Onset for less when you shop around and compare rates from multiple Onset, MA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Onset, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,012
GEICO $3,842
Liberty Mutual $6,146
Progressive $3,865
State Farm $1,931
Travelers $4,300
USAA $3,268

Winners by Category: Where to Buy Cheap Auto Insurance in Onset, MA

Compare rates from the cheapest auto insurance companies in Onset, MA for your needs. Take a look at how Onset, Massachusetts auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Onset, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Find Cheap Onset, Massachusetts Auto Insurance Companies

If you’re looking for the cheapest Onset, MA auto insurance companies overall, you can compare them here. Find the best price for Onset, Massachusetts car insurance by company.

Average Annual Auto Insurance Rates by Company in Onset, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,862
GEICO $3,058
Liberty Mutual $4,751
Progressive $4,116
State Farm $1,504
Travelers $3,707
USAA $2,082

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What affects Onset, Massachusetts auto insurance rates?

Local factors affect auto insurance rates in Onset, MA, including traffic, theft statistics, and commute length. Take a look at the things that impact Onset auto insurance rates.

Commute Times in Onset

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Onset, MA is 18.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Onset, MA

You can buy cheap Onset, MA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Onset, Massachusetts auto insurance quotes from top companies.

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