Online Buick Lucerne Insurance Rates [List of Money Saving Tips]

Average Buick Lucerne auto insurance rates cost $1,258 a year, or around $105 a month. Finding Buick Lucerne teenager insurance rates can cost on average $4,598 a year, so shop around to find cheap coverage.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 15, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key takeaways:

  • Full coverage costs around $1,258 a year or $105 each month
  • A liability-only policy costs around $505 a year or $42 each month
  • Highest rates are for teenage drivers at around $4,598 a year or $383 each month
  • Good drivers can save as much as $519 a year by earning policy discounts
  • Buick Lucerne insurance costs around $261 less per year than the average vehicle

Need help finding Buick Lucerne insurance rates? Buick Lucerne insurance costs around $261 less per year than the average vehicle. Read on to learn more about insurance rates for a Buick Lucerne.

You can start comparing quotes for Buick Lucerne car insurance rates from some of the best car insurance companies by using our free online tool now.

Buick Lucerne Insurance Cost

The average Buick Lucerne auto insurance costs are $1,258 a year or $105 a month.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Are Buick Lucernes Expensive to Insure?

The chart below details how Buick Lucerne insurance rates compare to other sedans like the Nissan Maxima, Cadillac ATS, and Ford Taurus.

Vehicle Comprehensive Collision Liability Total
Nissan Maxima $372 $630 $390 $1,550
Cadillac ATS $294 $566 $398 $1,416
Ford Taurus $344 $596 $398 $1,496
Volkswagen Passat $332 $600 $390 $1,480
Nissan Versa $268 $542 $390 $1,358
Dodge Charger $376 $626 $466 $1,668
Compare RatesStart Now →

However, there are a few things you can do to find the cheapest Buick insurance rates online.

What Impacts the Cost of Buick Lucerne Insurance?

The Buick Lucerne trim and model you choose can impact the total price you will pay for Buick Lucerne car insurance coverage.

Age of the Vehicle

Older Buick Lucerne models generally cost less to insure. For example, car insurance rates for a 2011 Buick Lucerne are $1,258, while 2010 Buick Lucerne rates are $1,228, a difference of $30.

Model Year Comprehensive Collision Liability Total
2011 Buick Lucerne $232 $408 $460 $1,258
2010 Buick Lucerne $224 $382 $464 $1,228
Compare RatesStart Now →

Driver Age

Driver age can have a significant impact on Buick Lucerne auto insurance rates. For example, 20-year-old drivers pay approximately $1,539 more each year for their Buick Lucerne auto insurance than 30-year-old drivers.

Driver Location

Where you live can have a large impact on Buick Lucerne insurance rates. For example, drivers in New York may pay $768 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Buick Lucerne car insurance. Teens and drivers in their 20’s see the highest jump in their Buick Lucerne car insurance with violations on their driving record.

Buick Lucerne Safety Ratings

Your Buick Lucerne auto insurance rates are tied to the Buick Lucerne’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Acceptable
Roof strength Not Tested
Head restraints and seats Marginal
Source: Insurance Institute for Highway Safety
Compare RatesStart Now →

Buick Lucerne Crash Test Ratings

If the Buick Lucerne crash test ratings are good, you could have lower Buick Lucerne car insurance rates. See Buick Lucerne crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2011 Buick Lucerne 4 DR FWD Later Release 4 stars 5 stars 2 stars 5 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
Compare RatesStart Now →

Buick Lucerne Safety Features

Having a variety of safety features on your Buick Lucerne can help lower your insurance costs. The 2020 Buick Lucerne’s safety features include:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Traction Control

Buick Lucerne Finance and Insurance Cost

If you are financing a Buick Lucerne, most lenders will require your carry higher Buick Lucerne coverage options including comprehensive coverage, so be sure to shop around and compare Buick Lucerne car insurance quotes from the best companies using our FREE tool below.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Ways to Save on Buick Lucerne Insurance

There are several ways you can save even more on your Buick Lucerne car insurance rates. Take a look at the following five tips:

  • Talk to Your Credit Card Company to Save on Rental Car Costs
  • Ask About Mature Driver Discounts for Drivers Over 50
  • Check the Odometer on Your Buick Lucerne
  • Be Picky About Who Drives Your Buick Lucerne
  • Use a Service Like Turo to Rent Out Your Buick Lucerne

Top Buick Lucerne Insurance Companies

Who is the top auto insurance company for Buick Lucerne insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Buick Lucerne auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Buick Lucerne offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
Compare RatesStart Now →

Compare Free Buick Lucerne Insurance Quotes Online

Start comparing Buick Lucerne car insurance quotes for free by using our convenient online comparison tool.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption