Buy Cheap Omaha, AR Auto Insurance (2021)

Omaha, AR auto insurance rates average $322 a month. Minimum auto insurance requirements in Omaha, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Omaha, AR, compare Omaha auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Omaha, AR are $322/month
  • Average auto insurance rates in Omaha, AR for teens drivers are $7,892/year
  • Average auto insurance rates in Omaha, AR after a DUI are $4,624/year

Finding affordable Omaha, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Omaha, AR auto insurance with confidence is right here. Auto insurance rates in Omaha are affected by local factors as well as personal ones like your driving record.

See how Omaha, AR car insurance rates compare to Pine Bluff auto insurance rates, Bentonville auto insurance rates, and Rogers auto insurance rates before you read more about the cost of auto insurance in Omaha.

Don’t buy Omaha, AR auto insurance until you’ve compared rates. Get free Omaha, Arkansas auto insurance quotes when you enter your ZIP code above.

Omaha, AR Minimum Auto Insurance Requirements

The required auto insurance in Omaha, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Omaha, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Omaha, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Omaha, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Omaha, AR. Take a look at Omaha, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Omaha, Arkansas

Insurance Company Poor Fair Good
Allstate $6,393 $4,890 $3,969
Farmers $4,917 $4,109 $3,913
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,176 $3,131 $2,453
Nationwide $4,238 $3,407 $3,105
Progressive $5,901 $5,033 $4,681
State Farm $3,451 $2,081 $1,622
Travelers $6,162 $5,140 $4,803
USAA $2,674 $1,823 $1,552

Buy Cheap Omaha, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Omaha, Arkansas auto insurance rates? Find out how car insurance rates in Omaha, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Omaha, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,894 $2,920 $2,574 $2,753 $10,392 $12,445 $3,206 $3,491
Farmers $2,358 $2,345 $2,110 $2,215 $9,769 $10,109 $2,718 $2,880
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,084 $2,229 $1,999 $2,228 $7,413 $8,150 $2,247 $2,344
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,746 $2,602 $2,251 $2,361 $11,676 $13,153 $3,286 $3,565
State Farm $1,504 $1,504 $1,344 $1,344 $4,321 $5,422 $1,693 $1,949
Travelers $2,016 $2,054 $1,989 $1,994 $11,620 $18,623 $2,155 $2,497
USAA $1,254 $1,268 $1,161 $1,172 $3,866 $4,057 $1,612 $1,740

Buy Cheap Omaha, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Omaha can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Omaha, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Omaha, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,392 $12,445
Farmers $9,769 $10,109
GEICO $6,083 $6,098
Liberty Mutual $7,413 $8,150
Nationwide $5,888 $7,499
Progressive $11,676 $13,153
State Farm $4,321 $5,422
Travelers $11,620 $18,623
USAA $3,866 $4,057

Buy Cheap Omaha, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Omaha, Arkansas by comparing Omaha senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Omaha, AR here.

Annual Auto Insurance Rates for Senior Drivers in Omaha, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,574 $2,753
Farmers $2,110 $2,215
GEICO $2,150 $2,090
Liberty Mutual $1,999 $2,228
Nationwide $2,200 $2,325
Progressive $2,251 $2,361
State Farm $1,344 $1,344
Travelers $1,989 $1,994
USAA $1,161 $1,172

Find Cheap Auto Insurance Rates in Omaha, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Omaha, Arkansas auto insurance. Compare Omaha, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Omaha, Arkansas

Insurance Company Low Medium High
Allstate $4,953 $5,081 $5,219
Farmers $4,125 $4,274 $4,540
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,463 $3,563 $3,734
Nationwide $3,614 $3,513 $3,623
Progressive $4,814 $5,120 $5,680
State Farm $2,275 $2,382 $2,499
Travelers $5,127 $5,384 $5,595
USAA $1,937 $2,009 $2,102

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Find Cheap Omaha, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Omaha. Compare auto insurance rates in Omaha, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Omaha, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,084 $5,084
Farmers $4,313 $4,313
GEICO $3,187 $3,232
Liberty Mutual $3,587 $3,587
Nationwide $3,583 $3,583
Progressive $5,205 $5,205
State Farm $2,329 $2,441
Travelers $5,368 $5,368
USAA $1,959 $2,074

Find Cheap Omaha, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Omaha, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Omaha, AR, take a look at the average cost for various violations versus rates for a clean driving record in Omaha.

Annual Omaha, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,202 $5,275 $5,851 $5,010
Farmers $3,638 $4,668 $4,557 $4,389
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,444 $3,973 $4,645 $3,285
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,484 $6,240 $4,712 $5,384
State Farm $2,190 $2,580 $2,385 $2,385
Travelers $4,500 $4,649 $6,799 $5,525
USAA $1,553 $1,962 $2,828 $1,722

Find Cheap Omaha, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Omaha, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Omaha for less when you shop around and compare rates from multiple Omaha, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Omaha, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,851
Farmers $4,557
GEICO $4,978
Liberty Mutual $4,645
Nationwide $4,865
Progressive $4,712
State Farm $2,385
Travelers $6,799
USAA $2,828

Winners by Category: Where to Buy Cheap Auto Insurance in Omaha, AR

Compare rates from the cheapest auto insurance companies in Omaha, AR for your needs. Take a look at how Omaha, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Omaha, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Omaha, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Omaha, AR auto insurance companies overall, you can compare them here. Find the best price for Omaha, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Omaha, Arkansas

Insurance Company Average Annual Rates
Allstate $5,084
Farmers $4,313
GEICO $3,209
Liberty Mutual $3,587
Nationwide $3,583
Progressive $5,205
State Farm $2,385
Travelers $5,368
USAA $2,016

What affects Omaha, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Omaha, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Omaha auto insurance rates.

Commute Times in Omaha

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Omaha, AR is 25.2 minutes according to City-Data.

Traffic in Omaha

How is traffic in Omaha, Arkansas? Inrix data shows that Omaha, AR traffic makes it the 824th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Omaha, AR

You can buy cheap Omaha, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Omaha, Arkansas auto insurance quotes from top companies.

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