Buy Cheap Olney, TX Auto Insurance (2021)

Olney, TX auto insurance rates average $293 a month. Minimum auto insurance requirements in Olney, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Olney, TX, compare Olney auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Olney, TX are $293/month
  • The most expensive auto insurance company in Olney is Allstate
  • The most expensive auto insurance company in Olney after a DUI is Allstate

Finding affordable Olney, Texas auto insurance can be challenging, but everything you need to know to buy cheap Olney, TX auto insurance with confidence is right here. Auto insurance rates in Olney are affected by local factors as well as personal ones like your driving record.

See how Olney, TX car insurance rates compare to San Antonio auto insurance rates, Dallas auto insurance rates, and Houston auto insurance rates before you read more about the cost of auto insurance in Olney.

Don’t buy Olney, TX auto insurance until you’ve compared rates. Get free Olney, Texas auto insurance quotes when you enter your ZIP code above.

Olney, TX Minimum Auto Insurance Requirements

The required auto insurance in Olney, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Olney, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Olney, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Olney, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Olney, TX. Take a look at Olney, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Olney, Texas

Insurance Company Poor Fair Good
Allstate $6,290 $4,616 $3,952
American Family $5,833 $3,531 $3,066
GEICO $4,612 $2,619 $1,753
Nationwide $4,554 $3,650 $3,174
Progressive $4,488 $3,888 $3,607
State Farm $3,536 $2,199 $1,752
USAA $3,249 $1,868 $1,500

Buy Cheap Olney, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Olney, Texas auto insurance rates? Find out how car insurance rates in Olney, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Olney, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,173 $3,201 $3,132 $3,132 $8,567 $10,354 $3,946 $4,115
American Family $2,728 $2,993 $2,402 $2,715 $6,196 $8,167 $3,723 $4,225
GEICO $2,249 $2,414 $2,149 $2,411 $4,817 $5,042 $2,431 $2,444
Nationwide $2,382 $2,428 $2,101 $2,230 $6,721 $8,657 $2,794 $3,029
Progressive $2,126 $2,027 $1,899 $1,932 $8,920 $9,957 $2,523 $2,571
State Farm $1,784 $1,784 $1,578 $1,578 $4,111 $5,210 $1,928 $1,992
USAA $1,417 $1,430 $1,350 $1,345 $3,911 $4,274 $1,887 $2,033

Buy Cheap Olney, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Olney can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Olney, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Olney, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,567 $10,354
American Family $6,196 $8,167
GEICO $4,817 $5,042
Nationwide $6,721 $8,657
Progressive $8,920 $9,957
State Farm $4,111 $5,210
USAA $3,911 $4,274

Buy Cheap Olney, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Olney, Texas by comparing Olney senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Olney, TX here.

Annual Auto Insurance Rates for Senior Drivers in Olney, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,132 $3,132
American Family $2,402 $2,715
GEICO $2,149 $2,411
Nationwide $2,101 $2,230
Progressive $1,899 $1,932
State Farm $1,578 $1,578
USAA $1,350 $1,345

Find Cheap Auto Insurance Rates in Olney, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Olney, Texas auto insurance. Compare Olney, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Olney, Texas

Insurance Company Low Medium High
Allstate $4,859 $4,918 $5,081
American Family $3,939 $4,038 $4,453
GEICO $2,851 $2,958 $3,175
Nationwide $4,105 $3,629 $3,645
Progressive $3,828 $3,979 $4,176
State Farm $2,378 $2,489 $2,619
USAA $2,138 $2,198 $2,281

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Find Cheap Olney, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Olney. Compare auto insurance rates in Olney, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Olney, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,835 $5,070
American Family $4,144 $4,144
GEICO $2,936 $3,053
Nationwide $3,793 $3,793
Progressive $3,994 $3,994
State Farm $2,496 $2,496
USAA $2,178 $2,234

Find Cheap Olney, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Olney, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Olney, TX, take a look at the average cost for various violations versus rates for a clean driving record in Olney.

Annual Olney, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,824 $5,944 $6,219 $3,824
American Family $3,801 $4,775 $4,198 $3,801
GEICO $2,545 $3,336 $2,819 $3,277
Nationwide $3,284 $3,284 $4,888 $3,715
Progressive $3,488 $4,502 $4,065 $3,922
State Farm $2,234 $2,541 $2,973 $2,234
USAA $1,651 $2,423 $2,856 $1,894

Find Cheap Olney, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Olney, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Olney for less when you shop around and compare rates from multiple Olney, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Olney, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,219
American Family $4,198
GEICO $2,819
Nationwide $4,888
Progressive $4,065
State Farm $2,973
USAA $2,856

Winners by Category: Where to Buy Cheap Auto Insurance in Olney, TX

Compare rates from the cheapest auto insurance companies in Olney, TX for your needs. Take a look at how Olney, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Olney, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Olney, Texas Auto Insurance Companies

If you’re looking for the cheapest Olney, TX auto insurance companies overall, you can compare them here. Find the best price for Olney, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Olney, Texas

Insurance Company Average Annual Rates
Allstate $4,953
American Family $4,144
GEICO $2,994
Nationwide $3,793
Progressive $3,994
State Farm $2,496
USAA $2,206

What affects Olney, Texas auto insurance rates?

Local factors affect auto insurance rates in Olney, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Olney auto insurance rates.

Auto Theft in Olney

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Olney, TX auto theft show a total of 3 vehicle thefts annually.

Commute Times in Olney

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Olney, TX is 11.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Olney, TX

You can buy cheap Olney, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Olney, Texas auto insurance quotes from top companies.

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