Buy Cheap Olney Springs, CO Auto Insurance (2021)

Olney Springs, CO auto insurance rates average $328 a month. Minimum auto insurance requirements in Olney Springs, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Olney Springs, CO, compare Olney Springs auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Olney Springs after a DUI is Allstate
  • Average auto insurance rates in Olney Springs, CO for teens drivers are $7,528/year
  • Average auto insurance rates in Olney Springs, CO after a DUI are $4,669/year

Finding affordable Olney Springs, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Olney Springs, CO auto insurance with confidence is right here. Auto insurance rates in Olney Springs are affected by local factors as well as personal ones like your driving record.

See how Olney Springs, CO car insurance rates compare to Pueblo auto insurance rates, Arvada auto insurance rates, and Lakewood auto insurance rates before you read more about the cost of auto insurance in Olney Springs.

Don’t buy Olney Springs, CO auto insurance until you’ve compared rates. Get free Olney Springs, Colorado auto insurance quotes when you enter your ZIP code above.

Olney Springs, CO Minimum Auto Insurance Requirements

The required auto insurance in Olney Springs, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Olney Springs, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Olney Springs, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Olney Springs, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Olney Springs, CO. Take a look at Olney Springs, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Olney Springs, Colorado

Insurance Company Poor Fair Good
Allstate $6,697 $5,159 $3,898
American Family $4,381 $3,091 $2,589
Farmers $6,550 $5,265 $5,000
GEICO $4,055 $3,370 $2,685
Liberty Mutual $3,877 $2,361 $1,880
Nationwide $4,848 $3,820 $3,334
Progressive $4,990 $4,234 $3,874
State Farm $4,468 $2,867 $2,308
USAA $5,346 $3,014 $2,405

Buy Cheap Olney Springs, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Olney Springs, Colorado auto insurance rates? Find out how car insurance rates in Olney Springs, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Olney Springs, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,247 $3,046 $2,915 $2,946 $11,037 $11,592 $3,599 $3,626
American Family $2,301 $2,301 $2,070 $2,070 $5,559 $7,395 $2,301 $2,831
Farmers $3,350 $3,312 $3,050 $3,303 $12,268 $12,230 $3,657 $3,673
GEICO $2,204 $2,362 $2,249 $2,484 $6,572 $6,968 $2,031 $2,090
Liberty Mutual $1,827 $1,797 $1,553 $1,704 $5,292 $5,760 $1,846 $1,870
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $2,737 $2,568 $2,333 $2,338 $8,872 $9,946 $3,102 $3,030
State Farm $2,077 $2,077 $1,841 $1,841 $5,639 $7,207 $2,312 $2,719
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

Buy Cheap Olney Springs, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Olney Springs can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Olney Springs, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Olney Springs, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,037 $11,592
American Family $5,559 $7,395
Farmers $12,268 $12,230
GEICO $6,572 $6,968
Liberty Mutual $5,292 $5,760
Nationwide $6,687 $8,617
Progressive $8,872 $9,946
State Farm $5,639 $7,207
USAA $5,826 $6,723

Buy Cheap Olney Springs, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Olney Springs, Colorado by comparing Olney Springs senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Olney Springs, CO here.

Annual Auto Insurance Rates for Senior Drivers in Olney Springs, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,915 $2,946
American Family $2,070 $2,070
Farmers $3,050 $3,303
GEICO $2,249 $2,484
Liberty Mutual $1,553 $1,704
Nationwide $2,380 $2,529
Progressive $2,333 $2,338
State Farm $1,841 $1,841
USAA $2,298 $2,340

Find Cheap Auto Insurance Rates in Olney Springs, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Olney Springs, Colorado auto insurance. Compare Olney Springs, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Olney Springs, Colorado

Insurance Company Low Medium High
Allstate $4,972 $5,234 $5,548
American Family $3,205 $3,423 $3,432
Farmers $4,891 $5,524 $6,401
GEICO $3,108 $3,322 $3,680
Liberty Mutual $2,561 $2,695 $2,863
Nationwide $4,052 $4,001 $3,949
Progressive $4,106 $4,375 $4,615
State Farm $3,025 $3,216 $3,401
USAA $3,452 $3,588 $3,726

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Find Cheap Olney Springs, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Olney Springs. Compare auto insurance rates in Olney Springs, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Olney Springs, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,251 $5,251
American Family $3,283 $3,424
Farmers $5,605 $5,605
GEICO $3,290 $3,449
Liberty Mutual $2,706 $2,706
Nationwide $4,001 $4,001
Progressive $4,366 $4,366
State Farm $3,134 $3,294
USAA $3,485 $3,692

Find Cheap Olney Springs, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Olney Springs, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Olney Springs, CO, take a look at the average cost for various violations versus rates for a clean driving record in Olney Springs.

Annual Olney Springs, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,494 $5,156 $6,277 $5,077
American Family $2,482 $3,532 $4,589 $2,811
Farmers $4,732 $6,082 $6,006 $5,601
GEICO $2,420 $3,710 $4,145 $3,204
Liberty Mutual $2,367 $2,772 $2,885 $2,800
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $3,796 $5,216 $4,009 $4,443
State Farm $2,983 $3,445 $3,214 $3,214
USAA $2,644 $3,195 $5,527 $2,989

Find Cheap Olney Springs, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Olney Springs, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Olney Springs for less when you shop around and compare rates from multiple Olney Springs, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Olney Springs, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,277
American Family $4,589
Farmers $6,006
GEICO $4,145
Liberty Mutual $2,885
Nationwide $5,371
Progressive $4,009
State Farm $3,214
USAA $5,527

Winners by Category: Where to Buy Cheap Auto Insurance in Olney Springs, CO

Compare rates from the cheapest auto insurance companies in Olney Springs, CO for your needs. Take a look at how Olney Springs, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Olney Springs, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Find Cheap Olney Springs, Colorado Auto Insurance Companies

If you’re looking for the cheapest Olney Springs, CO auto insurance companies overall, you can compare them here. Find the best price for Olney Springs, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Olney Springs, Colorado

Insurance Company Average Annual Rates
Allstate $5,251
American Family $3,353
Farmers $5,605
GEICO $3,370
Liberty Mutual $2,706
Nationwide $4,001
Progressive $4,366
State Farm $3,214
USAA $3,589

What affects Olney Springs, Colorado auto insurance rates?

Local factors affect auto insurance rates in Olney Springs, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Olney Springs auto insurance rates.

Commute Times in Olney Springs

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Olney Springs, CO is 30.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Olney Springs, CO

You can buy cheap Olney Springs, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Olney Springs, Colorado auto insurance quotes from top companies.

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