Buy Cheap Olney, IL Auto Insurance (2022)

Olney, IL auto insurance rates average $247 a month. Minimum auto insurance requirements in Olney, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Olney, IL, compare Olney auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Olney, IL for teens drivers are $5,553/year
  • Average auto insurance rates in Olney, IL are $247/month
  • Average auto insurance rates in Olney, IL after a DUI are $3,446/year

Finding affordable Olney, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Olney, IL auto insurance with confidence is right here. Auto insurance rates in Olney are affected by local factors as well as personal ones like your driving record.

See how Olney, IL car insurance rates compare to Joliet auto insurance rates, Aurora auto insurance rates, and Rockford auto insurance rates before you read more about the cost of auto insurance in Olney.

Don’t buy Olney, IL auto insurance until you’ve compared rates. Get free Olney, Illinois auto insurance quotes when you enter your ZIP code above.

Olney, IL Minimum Auto Insurance Requirements

The required auto insurance in Olney, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Olney, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Olney, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Olney, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Olney, IL. Take a look at Olney, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Olney, Illinois

Insurance Company Poor Fair Good
Allstate $6,032 $4,337 $3,788
American Family $4,600 $3,120 $2,635
Farmers $4,783 $3,993 $3,802
GEICO $3,690 $1,812 $1,417
Liberty Mutual $2,971 $1,848 $1,476
Nationwide $3,206 $2,585 $2,266
Progressive $3,572 $3,002 $2,761
State Farm $2,942 $1,762 $1,366
Travelers $2,751 $2,196 $1,791
USAA $3,658 $2,511 $2,069

Buy Cheap Olney, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Olney, Illinois auto insurance rates? Find out how car insurance rates in Olney, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Olney, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,031 $3,046 $3,153 $3,153 $7,734 $10,062 $3,641 $3,934
American Family $2,165 $2,165 $1,978 $1,978 $6,009 $8,367 $2,165 $2,787
Farmers $2,331 $2,336 $2,077 $2,185 $9,387 $9,782 $2,652 $2,789
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,337 $1,445 $1,114 $1,245 $4,149 $4,616 $1,399 $1,482
Nationwide $1,726 $1,759 $1,535 $1,629 $4,666 $5,999 $2,001 $2,170
Progressive $1,868 $1,777 $1,538 $1,614 $6,365 $7,140 $2,218 $2,373
State Farm $1,321 $1,321 $1,162 $1,162 $3,533 $4,500 $1,487 $1,699
Travelers $1,467 $1,548 $1,320 $1,407 $4,033 $4,990 $1,560 $1,643
USAA $1,639 $1,669 $1,524 $1,504 $5,278 $5,822 $2,158 $2,375

Buy Cheap Olney, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Olney can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Olney, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Olney, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $10,062
American Family $6,009 $8,367
Farmers $9,387 $9,782
GEICO $4,375 $4,641
Liberty Mutual $4,149 $4,616
Nationwide $4,666 $5,999
Progressive $6,365 $7,140
State Farm $3,533 $4,500
Travelers $4,033 $4,990
USAA $5,278 $5,822

Buy Cheap Olney, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Olney, Illinois by comparing Olney senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Olney, IL here.

Annual Auto Insurance Rates for Senior Drivers in Olney, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,153 $3,153
American Family $1,978 $1,978
Farmers $2,077 $2,185
GEICO $1,364 $1,612
Liberty Mutual $1,114 $1,245
Nationwide $1,535 $1,629
Progressive $1,538 $1,614
State Farm $1,162 $1,162
Travelers $1,320 $1,407
USAA $1,524 $1,504

Find Cheap Auto Insurance Rates in Olney, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Olney, Illinois auto insurance. Compare Olney, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Olney, Illinois

Insurance Company Low Medium High
Allstate $4,585 $4,715 $4,858
American Family $3,343 $3,577 $3,435
Farmers $4,015 $4,108 $4,455
GEICO $2,131 $2,300 $2,489
Liberty Mutual $1,985 $2,094 $2,216
Nationwide $2,684 $2,705 $2,669
Progressive $2,849 $3,088 $3,398
State Farm $1,932 $2,026 $2,112
Travelers $2,127 $2,244 $2,367
USAA $2,562 $2,743 $2,933

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Find Cheap Olney, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Olney. Compare auto insurance rates in Olney, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Olney, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,719 $4,719
American Family $3,407 $3,497
Farmers $4,192 $4,192
GEICO $2,263 $2,351
Liberty Mutual $2,098 $2,098
Nationwide $2,686 $2,686
Progressive $3,112 $3,112
State Farm $1,973 $2,073
Travelers $2,158 $2,334
USAA $2,669 $2,823

Find Cheap Olney, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Olney, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Olney, IL, take a look at the average cost for various violations versus rates for a clean driving record in Olney.

Annual Olney, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $5,702 $5,309 $4,444
American Family $2,535 $3,615 $4,782 $2,876
Farmers $3,550 $4,550 $4,437 $4,231
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,757 $2,468 $2,181 $1,988
Nationwide $2,163 $2,801 $3,294 $2,485
Progressive $2,575 $3,771 $2,849 $3,251
State Farm $1,866 $2,180 $2,023 $2,023
Travelers $1,797 $2,342 $2,597 $2,249
USAA $1,958 $2,813 $3,852 $2,361

Find Cheap Olney, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Olney, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Olney for less when you shop around and compare rates from multiple Olney, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Olney, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,309
American Family $4,782
Farmers $4,437
GEICO $3,141
Liberty Mutual $2,181
Nationwide $3,294
Progressive $2,849
State Farm $2,023
Travelers $2,597
USAA $3,852

Winners by Category: Where to Buy Cheap Auto Insurance in Olney, IL

Compare rates from the cheapest auto insurance companies in Olney, IL for your needs. Take a look at how Olney, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Olney, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap Olney, Illinois Auto Insurance Companies

If you’re looking for the cheapest Olney, IL auto insurance companies overall, you can compare them here. Find the best price for Olney, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Olney, Illinois

Insurance Company Average Annual Rates
Allstate $4,719
American Family $3,452
Farmers $4,192
GEICO $2,307
Liberty Mutual $2,098
Nationwide $2,686
Progressive $3,112
State Farm $2,023
Travelers $2,246
USAA $2,746

What affects Olney, Illinois auto insurance rates?

Local factors affect auto insurance rates in Olney, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Olney auto insurance rates.

Commute Times in Olney

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Olney, IL is 17.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Olney, IL

You can buy cheap Olney, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Olney, Illinois auto insurance quotes from top companies.

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