Buy Cheap Old Lyme, CT Auto Insurance (2021)

Old Lyme, CT auto insurance rates average $341 a month. Minimum auto insurance requirements in Old Lyme, Connecticut are 25/50/20 to comply with Connecticut laws. To buy cheap auto insurance in Old Lyme, CT, compare Old Lyme auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Old Lyme, CT for teens drivers are $8,508/year
  • Average auto insurance rates in Old Lyme, CT after a DUI are $4,963/year
  • The most expensive auto insurance company in Old Lyme is Liberty Mutual

Finding affordable Old Lyme, Connecticut auto insurance can be challenging, but everything you need to know to buy cheap Old Lyme, CT auto insurance with confidence is right here. Auto insurance rates in Old Lyme are affected by local factors as well as personal ones like your driving record.

See how Old Lyme, CT car insurance rates compare to Danbury auto insurance rates, New Britain auto insurance rates, and Meriden auto insurance rates before you read more about the cost of auto insurance in Old Lyme.

Don’t buy Old Lyme, CT auto insurance until you’ve compared rates. Get free Old Lyme, Connecticut auto insurance quotes when you enter your ZIP code above.

Old Lyme, CT Minimum Auto Insurance Requirements

The required auto insurance in Old Lyme, CT is 25/50/20 according to the auto insurance laws in Connecticut. The minimum auto insurance in Old Lyme, Connecticut is outlined here.

Minimum Required Auto Insurance Coverage in Old Lyme, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Old Lyme, CT Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Old Lyme, CT. Take a look at Old Lyme, Connecticut auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Old Lyme, Connecticut

Insurance Company Poor Fair Good
Allstate $6,657 $5,046 $4,010
GEICO $3,740 $2,259 $1,722
Liberty Mutual $9,115 $5,693 $4,484
Nationwide $4,446 $2,991 $2,650
Progressive $4,424 $3,964 $3,795
State Farm $3,705 $2,378 $1,917
Travelers $6,083 $5,064 $4,916
USAA $3,987 $2,690 $2,369

Buy Cheap Old Lyme, CT Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Old Lyme, Connecticut auto insurance rates? Find out how car insurance rates in Old Lyme, CT are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Old Lyme, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,309 $3,286 $3,038 $3,251 $10,031 $11,836 $3,479 $3,672
GEICO $1,911 $1,916 $1,773 $1,787 $4,386 $5,184 $1,842 $1,789
Liberty Mutual $3,124 $3,390 $2,407 $2,956 $15,495 $17,445 $3,172 $3,458
Nationwide $2,151 $2,175 $1,935 $2,028 $5,929 $7,512 $2,492 $2,677
Progressive $2,196 $2,052 $1,874 $1,950 $9,056 $10,035 $2,512 $2,812
State Farm $1,638 $1,638 $1,506 $1,506 $4,921 $6,180 $1,838 $2,108
Travelers $1,656 $1,682 $1,645 $1,640 $12,420 $19,954 $1,799 $2,040
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

Buy Cheap Old Lyme, CT Auto Insurance for Teen Drivers

Auto insurance for teenagers in Old Lyme can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Old Lyme, CT are listed here.

Annual Auto Insurance Rates for Teen Drivers in Old Lyme, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,031 $11,836
GEICO $4,386 $5,184
Liberty Mutual $15,495 $17,445
Nationwide $5,929 $7,512
Progressive $9,056 $10,035
State Farm $4,921 $6,180
Travelers $12,420 $19,954
USAA $5,822 $6,120

Buy Cheap Old Lyme, CT Auto Insurance for Seniors

You can save on senior auto insurance rates in Old Lyme, Connecticut by comparing Old Lyme senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Old Lyme, CT here.

Annual Auto Insurance Rates for Senior Drivers in Old Lyme, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,038 $3,251
GEICO $1,773 $1,787
Liberty Mutual $2,407 $2,956
Nationwide $1,935 $2,028
Progressive $1,874 $1,950
State Farm $1,506 $1,506
Travelers $1,645 $1,640
USAA $1,727 $1,706

Find Cheap Auto Insurance Rates in Old Lyme, CT by Coverage Level

The amount of coverage you choose is a big factor in the cost of Old Lyme, Connecticut auto insurance. Compare Old Lyme, CT auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Old Lyme, Connecticut

Insurance Company Low Medium High
Allstate $4,983 $5,232 $5,498
GEICO $2,391 $2,544 $2,786
Liberty Mutual $6,199 $6,388 $6,705
Nationwide $3,424 $3,388 $3,276
Progressive $3,797 $4,028 $4,358
State Farm $2,504 $2,671 $2,826
Travelers $4,985 $5,320 $5,758
USAA $2,826 $3,018 $3,202

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Find Cheap Old Lyme, CT Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Old Lyme. Compare auto insurance rates in Old Lyme, CT by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Old Lyme, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,238 $5,238
GEICO $2,534 $2,613
Liberty Mutual $6,431 $6,431
Nationwide $3,362 $3,362
Progressive $4,061 $4,061
State Farm $2,602 $2,732
Travelers $5,354 $5,354
USAA $2,979 $3,051

Find Cheap Old Lyme, CT Auto Insurance Rates by Driving Record

Auto insurance rates in Old Lyme, Connecticut are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Old Lyme, CT, take a look at the average cost for various violations versus rates for a clean driving record in Old Lyme.

Annual Old Lyme, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,468 $5,498 $6,516 $4,468
GEICO $1,629 $2,133 $4,534 $1,998
Liberty Mutual $5,637 $7,049 $6,979 $6,058
Nationwide $2,743 $3,570 $4,084 $3,052
Progressive $3,465 $5,022 $3,642 $4,115
State Farm $2,485 $2,727 $2,727 $2,727
Travelers $4,314 $4,671 $6,786 $5,646
USAA $2,343 $2,941 $4,435 $2,343

Find Cheap Old Lyme, CT Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Old Lyme, Connecticut is higher than for a clean driving record. You can buy auto insurance after a DUI in Old Lyme for less when you shop around and compare rates from multiple Old Lyme, CT auto insurance companies.

Annual Auto Insurance Rates After a DUI in Old Lyme, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,516
GEICO $4,534
Liberty Mutual $6,979
Nationwide $4,084
Progressive $3,642
State Farm $2,727
Travelers $6,786
USAA $4,435

Winners by Category: Where to Buy Cheap Auto Insurance in Old Lyme, CT

Compare rates from the cheapest auto insurance companies in Old Lyme, CT for your needs. Take a look at how Old Lyme, Connecticut auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Old Lyme, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Old Lyme, Connecticut Auto Insurance Companies

If you’re looking for the cheapest Old Lyme, CT auto insurance companies overall, you can compare them here. Find the best price for Old Lyme, Connecticut car insurance by company.

Average Annual Auto Insurance Rates by Company in Old Lyme, Connecticut

Insurance Company Average Annual Rates
Allstate $5,238
GEICO $2,574
Liberty Mutual $6,431
Nationwide $3,362
Progressive $4,061
State Farm $2,667
Travelers $5,354
USAA $3,015

Compare Auto Insurance Quotes in Old Lyme, CT

You can buy cheap Old Lyme, CT auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Old Lyme, Connecticut auto insurance quotes from top companies.

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