Buy Cheap Olathe, CO Auto Insurance (2021)

Olathe, CO auto insurance rates average $289 a month. Minimum auto insurance requirements in Olathe, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Olathe, CO, compare Olathe auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Olathe, CO for teens drivers are $6,704/year
  • The most expensive auto insurance company in Olathe after a DUI is Allstate
  • Average auto insurance rates in Olathe, CO are $289/month

Finding affordable Olathe, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Olathe, CO auto insurance with confidence is right here. Auto insurance rates in Olathe are affected by local factors as well as personal ones like your driving record.

See how Olathe, CO car insurance rates compare to Lakewood auto insurance rates, Denver auto insurance rates, and Boulder auto insurance rates before you read more about the cost of auto insurance in Olathe.

Don’t buy Olathe, CO auto insurance until you’ve compared rates. Get free Olathe, Colorado auto insurance quotes when you enter your ZIP code above.

Olathe, CO Minimum Auto Insurance Requirements

The required auto insurance in Olathe, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Olathe, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Olathe, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Olathe, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Olathe, CO. Take a look at Olathe, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Olathe, Colorado

Insurance Company Poor Fair Good
Allstate $7,112 $5,470 $4,133
American Family $4,558 $3,240 $2,716
Farmers $5,623 $4,494 $4,263
GEICO $2,588 $2,160 $1,732
Liberty Mutual $3,638 $2,217 $1,773
Nationwide $3,706 $2,939 $2,563
Progressive $4,345 $3,701 $3,396
State Farm $3,681 $2,367 $1,909
USAA $4,679 $2,660 $2,129

Buy Cheap Olathe, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Olathe, Colorado auto insurance rates? Find out how car insurance rates in Olathe, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Olathe, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,401 $3,170 $3,050 $3,085 $11,897 $12,451 $3,744 $3,778
American Family $2,396 $2,396 $2,162 $2,162 $5,805 $7,777 $2,396 $2,942
Farmers $2,887 $2,840 $2,637 $2,878 $10,520 $10,367 $3,124 $3,094
GEICO $1,362 $1,492 $1,443 $1,637 $4,284 $4,539 $1,249 $1,272
Liberty Mutual $1,746 $1,737 $1,472 $1,613 $4,875 $5,322 $1,767 $1,806
Nationwide $2,053 $2,092 $1,839 $1,943 $5,148 $6,579 $2,357 $2,543
Progressive $2,367 $2,218 $2,037 $2,037 $7,819 $8,754 $2,675 $2,610
State Farm $1,673 $1,673 $1,501 $1,501 $4,758 $6,027 $1,870 $2,215
USAA $2,124 $2,131 $2,017 $2,032 $5,229 $6,000 $2,732 $2,984

Buy Cheap Olathe, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Olathe can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Olathe, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Olathe, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,897 $12,451
American Family $5,805 $7,777
Farmers $10,520 $10,367
GEICO $4,284 $4,539
Liberty Mutual $4,875 $5,322
Nationwide $5,148 $6,579
Progressive $7,819 $8,754
State Farm $4,758 $6,027
USAA $5,229 $6,000

Buy Cheap Olathe, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Olathe, Colorado by comparing Olathe senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Olathe, CO here.

Annual Auto Insurance Rates for Senior Drivers in Olathe, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,050 $3,085
American Family $2,162 $2,162
Farmers $2,637 $2,878
GEICO $1,443 $1,637
Liberty Mutual $1,472 $1,613
Nationwide $1,839 $1,943
Progressive $2,037 $2,037
State Farm $1,501 $1,501
USAA $2,017 $2,032

Find Cheap Auto Insurance Rates in Olathe, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Olathe, Colorado auto insurance. Compare Olathe, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Olathe, Colorado

Insurance Company Low Medium High
Allstate $5,305 $5,555 $5,856
American Family $3,338 $3,578 $3,598
Farmers $4,133 $4,720 $5,527
GEICO $1,957 $2,124 $2,399
Liberty Mutual $2,421 $2,535 $2,671
Nationwide $3,080 $3,067 $3,061
Progressive $3,575 $3,824 $4,045
State Farm $2,481 $2,653 $2,824
USAA $3,024 $3,155 $3,288

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Find Cheap Olathe, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Olathe. Compare auto insurance rates in Olathe, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Olathe, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,572 $5,572
American Family $3,430 $3,579
Farmers $4,793 $4,793
GEICO $2,117 $2,203
Liberty Mutual $2,542 $2,542
Nationwide $3,069 $3,069
Progressive $3,814 $3,814
State Farm $2,588 $2,717
USAA $3,067 $3,245

Find Cheap Olathe, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Olathe, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Olathe, CO, take a look at the average cost for various violations versus rates for a clean driving record in Olathe.

Annual Olathe, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,725 $5,447 $6,733 $5,382
American Family $2,591 $3,685 $4,805 $2,938
Farmers $4,042 $5,209 $5,148 $4,775
GEICO $1,528 $2,371 $2,762 $1,979
Liberty Mutual $2,218 $2,603 $2,720 $2,628
Nationwide $2,368 $3,224 $4,083 $2,603
Progressive $3,316 $4,574 $3,499 $3,868
State Farm $2,444 $2,860 $2,652 $2,652
USAA $2,313 $2,809 $4,894 $2,607

Find Cheap Olathe, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Olathe, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Olathe for less when you shop around and compare rates from multiple Olathe, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Olathe, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,733
American Family $4,805
Farmers $5,148
GEICO $2,762
Liberty Mutual $2,720
Nationwide $4,083
Progressive $3,499
State Farm $2,652
USAA $4,894

Winners by Category: Where to Buy Cheap Auto Insurance in Olathe, CO

Compare rates from the cheapest auto insurance companies in Olathe, CO for your needs. Take a look at how Olathe, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Olathe, Colorado

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Olathe, Colorado Auto Insurance Companies

If you’re looking for the cheapest Olathe, CO auto insurance companies overall, you can compare them here. Find the best price for Olathe, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Olathe, Colorado

Insurance Company Average Annual Rates
Allstate $5,572
American Family $3,505
Farmers $4,793
GEICO $2,160
Liberty Mutual $2,542
Nationwide $3,069
Progressive $3,814
State Farm $2,652
USAA $3,156

What affects Olathe, Colorado auto insurance rates?

Local factors affect auto insurance rates in Olathe, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Olathe auto insurance rates.

Commute Times in Olathe

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Olathe, CO is 24.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Olathe, CO

You can buy cheap Olathe, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Olathe, Colorado auto insurance quotes from top companies.

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