Buy Cheap Okreek, SD Auto Insurance (2021)

Okreek, SD auto insurance rates average $349 a month. Minimum auto insurance requirements in Okreek, South Dakota are 25/50/25 to comply with South Dakota laws. To buy cheap auto insurance in Okreek, SD, compare Okreek auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Okreek after a DUI is Liberty Mutual
  • Average auto insurance rates in Okreek, SD are $349/month
  • Average auto insurance rates in Okreek, SD for teens drivers are $8,133/year

Finding affordable Okreek, South Dakota auto insurance can be challenging, but everything you need to know to buy cheap Okreek, SD auto insurance with confidence is right here. Auto insurance rates in Okreek are affected by local factors as well as personal ones like your driving record.

See how Okreek, SD car insurance rates compare to Spearfish auto insurance rates, Box Elder auto insurance rates, and Brookings auto insurance rates before you read more about the cost of auto insurance in Okreek.

Don’t buy Okreek, SD auto insurance until you’ve compared rates. Get free Okreek, South Dakota auto insurance quotes when you enter your ZIP code above.

Okreek, SD Minimum Auto Insurance Requirements

The required auto insurance in Okreek, SD is 25/50/25 according to the auto insurance laws in South Dakota. The minimum auto insurance in Okreek, South Dakota is outlined here.

Minimum Required Auto Insurance Coverage in Okreek, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Okreek, SD Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Okreek, SD. Take a look at Okreek, South Dakota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Okreek, South Dakota

Insurance Company Poor Fair Good
Allstate $5,860 $4,583 $3,977
American Family $5,228 $3,769 $3,193
Farmers $5,235 $4,421 $4,239
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,750 $5,863 $4,600
Nationwide $3,886 $3,046 $2,674
Progressive $5,105 $4,215 $3,880
State Farm $4,353 $2,601 $2,014

Buy Cheap Okreek, SD Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Okreek, South Dakota auto insurance rates? Find out how car insurance rates in Okreek, SD are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Okreek, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,508 $2,560 $2,214 $2,369 $10,421 $12,451 $2,835 $3,096
American Family $2,939 $2,939 $2,598 $2,598 $6,026 $8,854 $2,939 $3,613
Farmers $2,432 $2,440 $2,140 $2,226 $10,882 $11,320 $2,717 $2,897
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,762 $4,088 $2,968 $3,605 $14,670 $16,464 $3,950 $4,394
Nationwide $2,280 $2,349 $2,031 $2,179 $4,969 $6,458 $2,557 $2,791
Progressive $2,574 $2,553 $2,115 $2,176 $8,963 $10,224 $3,228 $3,367
State Farm $2,157 $2,157 $1,819 $1,819 $4,736 $6,158 $2,401 $2,666

Buy Cheap Okreek, SD Auto Insurance for Teen Drivers

Auto insurance for teenagers in Okreek can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Okreek, SD are listed here.

Annual Auto Insurance Rates for Teen Drivers in Okreek, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,421 $12,451
American Family $6,026 $8,854
Farmers $10,882 $11,320
GEICO $4,398 $5,174
Liberty Mutual $14,670 $16,464
Nationwide $4,969 $6,458
Progressive $8,963 $10,224
State Farm $4,736 $6,158

Buy Cheap Okreek, SD Auto Insurance for Seniors

You can save on senior auto insurance rates in Okreek, South Dakota by comparing Okreek senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Okreek, SD here.

Annual Auto Insurance Rates for Senior Drivers in Okreek, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,369
American Family $2,598 $2,598
Farmers $2,140 $2,226
GEICO $2,041 $1,881
Liberty Mutual $2,968 $3,605
Nationwide $2,031 $2,179
Progressive $2,115 $2,176
State Farm $1,819 $1,819

Find Cheap Auto Insurance Rates in Okreek, SD by Coverage Level

The amount of coverage you choose is a big factor in the cost of Okreek, South Dakota auto insurance. Compare Okreek, SD auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Okreek, South Dakota

Insurance Company Low Medium High
Allstate $4,654 $4,798 $4,968
American Family $4,106 $4,185 $3,899
Farmers $4,435 $4,582 $4,877
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,616 $6,728 $6,869
Nationwide $3,029 $3,189 $3,388
Progressive $4,311 $4,370 $4,520
State Farm $2,925 $2,990 $3,053

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Find Cheap Okreek, SD Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Okreek. Compare auto insurance rates in Okreek, SD by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Okreek, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,689 $4,924
American Family $4,013 $4,113
Farmers $4,632 $4,632
GEICO $2,631 $2,696
Liberty Mutual $6,737 $6,737
Nationwide $3,202 $3,202
Progressive $4,400 $4,400
State Farm $2,917 $3,061

Find Cheap Okreek, SD Auto Insurance Rates by Driving Record

Auto insurance rates in Okreek, South Dakota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Okreek, SD, take a look at the average cost for various violations versus rates for a clean driving record in Okreek.

Annual Okreek, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,979 $4,630 $6,159 $4,459
American Family $2,949 $4,337 $5,591 $3,376
Farmers $3,949 $4,990 $4,868 $4,720
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,678 $7,052 $7,325 $6,894
Nationwide $2,301 $3,211 $4,618 $2,678
Progressive $3,799 $5,116 $4,099 $4,586
State Farm $2,841 $3,138 $2,989 $2,989

Find Cheap Okreek, SD Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Okreek, South Dakota is higher than for a clean driving record. You can buy auto insurance after a DUI in Okreek for less when you shop around and compare rates from multiple Okreek, SD auto insurance companies.

Annual Auto Insurance Rates After a DUI in Okreek, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,159
American Family $5,591
Farmers $4,868
GEICO $4,443
Liberty Mutual $7,325
Nationwide $4,618
Progressive $4,099
State Farm $2,989

Winners by Category: Where to Buy Cheap Auto Insurance in Okreek, SD

Compare rates from the cheapest auto insurance companies in Okreek, SD for your needs. Take a look at how Okreek, South Dakota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Okreek, South Dakota

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Okreek, South Dakota Auto Insurance Companies

If you’re looking for the cheapest Okreek, SD auto insurance companies overall, you can compare them here. Find the best price for Okreek, South Dakota car insurance by company.

Average Annual Auto Insurance Rates by Company in Okreek, South Dakota

Insurance Company Average Annual Rates
Allstate $4,807
American Family $4,063
Farmers $4,632
GEICO $2,664
Liberty Mutual $6,737
Nationwide $3,202
Progressive $4,400
State Farm $2,989

What affects Okreek, South Dakota auto insurance rates?

Local factors affect auto insurance rates in Okreek, SD, including traffic, theft statistics, and commute length. Take a look at the things that impact Okreek auto insurance rates.

Commute Times in Okreek

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Okreek, SD is 35.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Okreek, SD

You can buy cheap Okreek, SD auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Okreek, South Dakota auto insurance quotes from top companies.

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